Updated: December 16, 2024
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In Davie, Florida, State Farm is the overall best and cheapest choice for home insurance. If customer service is your priority, Chubb is the best.
These companies have different strengths. Choose based on factors like service quality, monthly costs and the specific coverages you need. Personal needs play a key role in finding the best cheap home insurance.
Best HomeInsuranceDavie, FLTable of Contents
Why Trust MoneyGeek? We used data and rates from the Florida Department of Insurance and Quadrant Information Services to select the top homeowners insurance options in Davie.
Home insurance premiums in Davie represent the latest available quotes as of September 2024.
MoneyGeek found that State Farm is the best option for home insurance in Davie, Florida, for $100K dwelling coverage. It has a MoneyGeek score of 93 out of 100.
The scores for home insurance companies in Davie, Florida, range from 38 to 93. These figures reflect MoneyGeek's scoring system, and insurers may receive different scores based on factors like credit history and the age of the home.
| State Farm | 93 | $871 |
| Nationwide | 91 | $1,279 |
| Chubb | 82 | $4,344 |
| Allstate | 76 | $2,992 |
| Florida Peninsula Insurance | 64 | $5,610 |
| ASI | 60 | $4,412 |
| Heritage Insurance | 57 | $4,570 |
| Universal Property | 38 | $8,634 |
MoneyGeek found that State Farm is the best option in Davie, Florida, for home insurance with $100K dwelling coverage. The two best overall home insurance companies in Davie for $100K dwelling coverage are:
State Farm is the best home insurance provider due to its blend of affordability and high customer satisfaction, which are significant factors in its top MoneyGeek score.
In Davie, Florida, various companies offer different cost and service experiences. While cost is important, factors like customer satisfaction and coverage options are also vital, especially when making claims.
State Farm scores high in affordability and customer satisfaction. It offers comprehensive home insurance coverage, including scheduled personal property and building ordinance or law. You can save with discounts like bundle and protective device. Installing fire or burglar alarms can help you qualify for these savings.
State Farm provides useful coverages like building ordinance or law, which helps if you need to rebuild your home to meet current codes. Scheduled personal property covers valuable items like cameras and sports equipment. Back-up of sewer or drain protects against water damage from backed-up sewers. These coverages are valuable for homeowners looking for thorough protection.
MoneyGeek found that Chubb offers the best customer service in home insurance in Davie, Florida, for $100K dwelling coverage. If you are looking for the top providers, these are the top two options:
Chubb is considered the best because of its excellent customer satisfaction ratings. The company focuses on providing customers with comprehensive coverage options, which helps ensure you get the protection you need. Choosing Chubb means you are selecting a provider known for reliable and thorough service.
Great service in home insurance means easy-to-understand policies, helpful support and a quick claim processes.
Chubb has a high MoneyGeek score due to its great customer satisfaction and coverage. It offers guaranteed replacement cost and building ordinance or law coverages. However, note that it lacks cash settlement. You can save with discounts like protective device, which gives a discount for having security systems.
Chubb's guaranteed replacement cost helps rebuild your home even if costs go over your policy limit. Building ordinance or law pays to update your home to current codes. Risk consulting offers advice to keep your home safe.
MoneyGeek found that State Farm is the best cheap home insurance company in Davie, Florida, for $100K dwelling coverage. The top two best cheap insurance providers for $100K dwelling coverage are:
When considering the average cost of homeowners insurance in Florida, State Farm stands out due to its strong affordability and customer satisfaction scores. Cheap home insurance often means choosing lower coverage, which is better for your wallet. However, it may not always be enough if something untoward happens. In cases where saving on premiums is important, considering the cheapest homeowner insurance companies may help.
The best cheap insurance is different from just being the cheapest because it also includes good service and coverage. State Farm effectively balances cost and service quality.
State Farm is the best cheap company, with high scores in affordability and satisfaction. It offers building ordinance or law and mold coverages. However, it lacks scheduled personal property. You can save with discounts like bundle and protective device. Bundling lets you save by combining auto and home insurance.
State Farm's building ordinance or law coverage helps if you need to rebuild your home to meet new codes. Mold coverage protects against mold damage, which many companies don't cover. Back-up of sewer or drain coverage is useful for water damage from backed-up drains.
MoneyGeek’s home insurance calculator will give you a ballpark estimate of your cost — it’s free, no personal information required, no spam.
Rates updated:
Dec 24, 2024
In Davie, many factors affect homeowners insurance, with location being one of them. Comparing rates is the best way to save. However, it can take up to 15 minutes per company and possibly over an hour to compare three or more. MoneyGeek's home insurance calculator offers quick savings by focusing on important factors. Enter variables like your age, dwelling coverage, credit score, deductible and liability coverage for an estimate.
MoneyGeek found that State Farm is the best option for homeowners insurance in Davie, Florida. The key factor that influences your home insurance premium is the dwelling coverage you choose.
State Farm stands out due to its low cost and a top MoneyGeek score of 96. It also offers competitive pricing for $250K and $500K coverage.
Choosing the cheapest homeowners insurance in Florida can help you save money and manage your finances better.
| State Farm | $871 |
| Nationwide | $1,279 |
| Allstate | $2,992 |
| Chubb | $4,344 |
| ASI | $4,412 |
| Heritage Insurance | $4,570 |
| Florida Peninsula Insurance | $5,610 |
| Universal Property | $8,634 |
State Farm is the best option for high-value homes in Davie, Florida. Homes with high replacement costs need extra coverage, which increases home insurance costs.
State Farm stands out in Davie for its balance of affordability and customer satisfaction. According to MoneyGeek, it excels beyond cost, making it a reliable choice.
| State Farm | $3,691 |
| Nationwide | $8,534 |
| ASI | $26,751 |
| Allstate | $27,794 |
| Chubb | $32,246 |
| Heritage Insurance | $36,748 |
| Universal Property | $45,180 |
| Florida Peninsula Insurance | $45,770 |
State Farm is the cheapest option for new homes in Davie, Florida. It offers home insurance for an annual premium of $548 for $100K dwelling coverage.
State Farm is the least expensive home insurance for new homes in Davie because of its affordable premium costs. Despite its low cost, it offers competitive coverage in the area based on its affordability.
When choosing an insurer, ensure you are adequately covered for your needs.
| State Farm | $548 |
| Nationwide | $636 |
| Allstate | $1,203 |
| ASI | $1,550 |
| Heritage Insurance | $2,538 |
| Chubb | $2,894 |
| Florida Peninsula Insurance | $3,423 |
| Universal Property | $4,822 |
The best cheap homeowners insurance providers balance quality and cost, offering great customer service and coverage with affordable premiums.
The best cheap homeowners insurance in Davie depends on your needs. Consider factors like coverage options, customer service and claims process. Follow these steps to get the best cheap home insurance:
In Davie, Florida, consider the specifics of your home to determine how much home insurance coverage you need. Think about rebuilding costs, personal property value and liability needs.
Research insurance companies operating in Davie. Check their financial stability, customer reviews and service quality.
After knowing your coverage needs, compare home insurance quotes. In Davie, Florida, premiums for $100K dwelling coverage can range from $871 to $8,634 annually.
Find out from each provider if you can get discounts for bundling policies, having safety features or being claims-free.
A higher home insurance deductible can lower your premium, but make sure it's an amount you can pay if needed.
Adding security systems and strong locks can lower your home's risk and might reduce insurance costs.
Keep a good credit score, as it can affect your insurance rates in Davie, Florida. Pay bills on time and reduce outstanding debt.
Think about bundling your homeowners insurance with other policies, like auto insurance, for possible discounts and savings.
The best cheap home insurance in Davie depends on your coverage needs and budget. Get answers to some of the most commonly asked questions about insurance rates in Davie, Florida.
The average cost of home insurance in Davie, Florida, is $3,117.
State Farm is the cheapest home insurance company in Davie, Florida, with an annual premium of $871.
The best home insurance in Florida for Davie residents is provided by State Farm, with a MoneyGeek score of 93 out of 100.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
