Best and Cheapest Home Insurance in Glendale, CA (2024)


In Glendale, California, Farmers is the overall best and cheapest choice for home insurance. If customer service is your priority, Chubb is the best.

These companies cater to different needs, so choosing the right home insurance depends on individual factors like coverage, cost and service satisfaction.

MoneyGeek Logo IconBest HomeInsuranceGlendale, CA
2025

Table of Contents

Why Trust MoneyGeek? We used data and rates from the California Department of Insurance and Quadrant Information Services to select the top homeowners insurance options in Glendale.

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Home insurance premiums in Glendale represent the latest available quotes as of September 2024.

2,730,240Quotes Analyzed
 
8Companies Compared

Overview: Best Home Insurance Companies in Glendale, CA

MoneyGeek found that Farmers is the best option in Glendale, California, for home insurance with $100K dwelling coverage, with a MoneyGeek score of 85 out of 100.

The scores for home insurance companies in Glendale range from 53 to 85. These figures reflect MoneyGeek’s scoring system, and insurers might receive different scores based on factors like your credit history or the age of your home.

Data filtered by:Results filtered by:
Select
Category:Best Overall
Select
Coverages:1 - $100K Dwelling
Farmers85$347
Travelers81$508
Allstate81$376
Chubb62$1,036
State Farm58$988
Nationwide55$1,006
Capital Insurance Group53$671

Overall Best Home Insurance in Glendale, CA

MoneyGeek found that Farmers is the best option for home insurance in Glendale, California, for $100K dwelling coverage. The two best overall home insurance companies in Glendale for $100K dwelling coverage are:

  • Farmers: MoneyGeek score of 85 out of 100 ($347 per year)
  • Allstate: MoneyGeek score of 81 out of 100 ($376 per year)

Farmers is the best home insurance provider due to its balance of affordability and customer satisfaction, which contributes significantly to its MoneyGeek score.

Various providers offer different costs and services in Glendale, California. Cost is crucial, but other factors, like customer service and coverage options, matter when making claims.

Company logo for Farmers
Best OverallFarmers
MoneyGeek Score:
85/ of 100

Overview

Farmers is the best overall company, with high scores in affordability and satisfaction. It offers comprehensive home insurance coverage, including matching siding coverage and waiver of deductible for glass. You can save with discounts like the non-smoker discount if no one in your home has smoked in two years.

Farmers provides useful coverages like scheduled personal property, which helps replace belongings if damaged. Back-up of sewer or drain can cover repair costs if water enters your home from a backup. Guaranteed replacement cost helps cover extra costs if repairs exceed policy limits.

Best Home Insurance for Customer Service in Glendale, CA

MoneyGeek found that Chubb offers the best customer service in home insurance for Glendale, Arizona, specifically for $100K dwelling coverage. If you’re looking for top providers in this category, consider these choices:

  • Chubb: MoneyGeek score of 96 out of 100 ($1,036 per year)
  • Nationwide: MoneyGeek score of 81 out of 100 ($1,006 per year)

Chubb's top MoneyGeek score in Glendale is due to its exceptional customer satisfaction and comprehensive coverage options. By choosing Chubb, you’re opting for a provider that consistently prioritizes customer needs and aligns its offerings to meet those requirements.

Excellent service in home insurance means treating customers respectfully and handling claims efficiently.

Company logo for Chubb
Best for Service QualityChubb
MoneyGeek Score:
96/ of 100

Overview

Chubb is the best for service quality, thanks to its high customer satisfaction and coverage scores. It offers comprehensive home insurance with guaranteed replacement cost and building ordinance or law. You can save with discounts like protective device, which gives savings for having security systems.

Chubb's guaranteed replacement cost helps rebuild your home even if costs go over limits. Building ordinance or law pays to update your home to current codes. Cash settlement lets you get money if you choose not to rebuild. These coverages make Chubb a smart choice for protecting your home.

Best Cheap Home Insurance in Glendale, CA

MoneyGeek found that Farmers is the best cheap home insurance company in Glendale, California, for $100K dwelling coverage. The top two best cheap insurance providers for $100K dwelling coverage are:

  • Farmers: MoneyGeek score of 91 out of 100 ($347 per year)
  • Allstate: MoneyGeek score of 89 out of 100 ($376 per year)

When considering the average cost of homeowners insurance in California, Farmers is a reliable choice for Glendale residents due to its high customer satisfaction score. Choosing cheap home insurance often means selecting lower coverage. This can save you money but might not cover everything needed in case of an accident. Considering the cheapest homeowner insurance companies may be beneficial when saving on premiums is a priority.

The best cheap home insurance means a balance of good quality at a low price. As the best cheap provider in Glendale, California, Farmers effectively balances value and service.

Company logo for Farmers
Best CheapFarmers
MoneyGeek Score:
91/ of 100

Overview

Farmers is the best cheap company, with high scores in affordability and satisfaction. It offers comprehensive home insurance coverage, including back-up of sewer or drain and matching siding coverage. You can save with discounts like the non-smoker discount, which applies if no one in your home has smoked in two years.

Farmers provides useful coverages like scheduled personal property, which helps replace belongings if they are damaged. Back-up of sewer or drain can cover repair costs from water damage. Matching siding coverage helps make repairs look the same as the rest of your home.

Estimate Your Glendale Home Insurance Costs Online

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$220
High
$144
Average
$104
Low

Rates updated:

Jan 22, 2025

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Why You Can Trust MoneyGeek

Homeowners insurance in Glendale is influenced by many factors, with location being key. To save money, compare rates from at least three companies, though this can take over an hour. MoneyGeek's home insurance calculator offers quick savings by focusing on important factors. Enter your age, dwelling coverage, credit score, deductible, liability coverage and a few other details to receive a rate estimate.

Cheapest Home Insurance in Glendale, CA

Farmers is the most affordable choice for home insurance in Glendale, California. The main factor affecting your home insurance rates is the dwelling coverage you choose.

  • For $100K Dwelling Coverage: Farmers: $347 per year
  • For $250K Dwelling Coverage: Allstate: $764 per year
  • For $500K Dwelling Coverage: Allstate: $1,409 per year

With Farmers, you get the lowest cost in Glendale, making it the most cost-effective option for homeowners. Although it scores high on cost and the overall score, it scores lower in some aspects of home insurance. For instance, despite its middle-range rating, Allstate stands out for its affordability in the $250K and $500K categories.

Opting for the cheapest homeowners insurance in California can help you manage your finances better by effectively lowering your monthly expenses.

Data filtered by:Results filtered by:
Select
Coverages:$100K Dwelling
Farmers$347
Allstate$376
Travelers$508
Capital Insurance Group$671
State Farm$988
Nationwide$1,006
Chubb$1,036

Cheapest Home Insurance for High-Value Homes in Glendale, CA

Allstate is the most affordable option for high-value home insurance in Glendale, California. High dwelling coverage is essential for expensive homes, as they cost more to replace, causing home insurance costs to rise.

  • Cheapest for $750K Dwelling Coverage: Allstate: $2,074 per year
  • Cheapest for $1M Dwelling Coverage: Allstate: $2,753 per year

Allstate is the cheapest choice in Glendale due to its low costs. According to MoneyGeek, it also scores highly on customer satisfaction. These attributes make Allstate a solid choice for insuring high-value homes.

Data filtered by:Results filtered by:
Select
Coverages:1 - 750K dwelling
Allstate$2,074
Travelers$2,680
Capital Insurance Group$2,814
Farmers$3,136
State Farm$4,796
Nationwide$5,170
Chubb$6,379

Cheapest Home Insurance for New Homes in Glendale, CA

Farmers offers the cheapest annual premium for new homes insurance in Glendale, California.

  • Cheapest for $100K Dwelling Coverage: Farmers: $165 per year
  • Cheapest for $250K Dwelling Coverage: Nationwide: $382 per year
  • Cheapest for $500K Dwelling Coverage: Farmers: $793 per year

In Glendale, Farmers is the most affordable option for $100K dwelling coverage based on its low cost. Even though it's the least expensive, it might not have the highest overall rating according to evaluations.

While low cost is important, being adequately covered is crucial for protecting your home.

Data filtered by:Results filtered by:
Select
Coverages:1 - $100K Dwelling
Farmers$165
Travelers$264
Allstate$272
Nationwide$405
Capital Insurance Group$437
State Farm$494
Chubb$822

How to Find the Best Home Insurance for You in Glendale, CA

The best affordable homeowners insurance providers balance quality and cost, offering great customer service and coverage with reasonable premiums.

In Glendale, the best cheap homeowners insurance depends on your needs. Consider factors like location, coverage options and discounts. Follow these steps to get the best cheap home insurance:

  1. 1

    Evaluate Your Insurance Needs

    Consider the specifics of your home in Glendale, California. To understand how much home insurance coverage you need, think about the rebuilding costs, the value of your belongings and your liability requirements.

  2. 2

    Compare Different Providers

    Research insurance companies serving Glendale, California. Look for those with good financial stability, positive customer reviews and a history of quality service.

  3. 3

    Compare Coverage and Costs

    Once you know your coverage needs, compare home insurance quotes. For a $100K dwelling in Glendale, California, premiums range from $347 to $1,036 annually.

  4. 4

    Ask About Discounts

    Inquire from each provider about potential discounts. These could include savings for bundling policies, installing safety features or maintaining a claims-free record.

  5. 5

    Increase Your Deductible

    Opting for a higher home insurance deductible can reduce your premium. Ensure it's an amount you can afford if a claim arises.

  6. 6

    Improve Home Security

    Enhancing your home's security with systems and strong locks can lower its risk profile, potentially reducing insurance costs.

  7. 7

    Maintain Good Credit

    Keep a good credit score, as it can impact your insurance rates in Glendale, California. Pay bills promptly and minimize outstanding debt.

  8. 8

    Bundle Policies

    Think about combining your homeowners insurance with other policies, like auto insurance. This can result in notable discounts and savings.

FAQ: Best Cheap Home Insurance in Glendale, CA

The best cheap home insurance provider for you in Glendale depends on how much coverage you need and how much you can spend. Get answers to some of the most commonly asked questions about the best cheap insurance rates in Glendale, California.

How much is home insurance in Glendale, California, on average?

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About Mark Fitzpatrick


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Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a 5-time Jeopardy champion!

He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.