Updated: December 16, 2024
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In Greeley, Colorado, Auto-Owners offers the best and most affordable home insurance. For top customer service, Chubb is the superior choice. Each insurer meets different needs, so select one based on your priorities.
Choosing the best cheap home insurance depends on your individual needs, like budget, coverage level or service preferences.
Best HomeInsuranceGreeley, COTable of Contents
Why Trust MoneyGeek? We use data from the Colorado Division of Insurance and Quadrant Information Services to select the top homeowners insurance options in Greeley.
Home insurance premiums in Greeley represent the latest available quotes as of September 2024.
MoneyGeek found that Auto-Owners is the best option in Greeley, Colorado, for home insurance with $100K dwelling coverage. It has a MoneyGeek score of 96 out of 100.
The scores for home insurance companies in Greeley range from 43 to 96. These scores reflect MoneyGeek’s scoring system, and scores may vary depending on factors like credit history and the age of your home.
| Auto-Owners Insurance | 96 | $1,017 |
| Chubb | 95 | $1,448 |
| State Farm | 86 | $1,373 |
| American Family | 81 | $2,080 |
| Nationwide | 64 | $3,002 |
| Allstate | 58 | $2,603 |
| Farmers | 43 | $4,953 |
MoneyGeek found that Auto-Owners is the best option for home insurance with $100K dwelling coverage in Greeley, Colorado. The two best overall home insurance companies in Greeley for $100K dwelling coverage are:
Auto-Owners is the best home insurance provider because it excels in affordability and coverage. In Greeley, Colorado, there are many companies with different costs and services, so it's important to consider other factors besides cost. Factors like customer service and claims experience matter when you need support.
Auto-Owners has high scores in affordability and coverage, making it a great choice for homeowners. It offers comprehensive home insurance with coverages like guaranteed replacement cost, personal property replacement cost and equipment breakdown. You can save with discounts like responsible payment, which rewards timely premium payments, and paperless billing. These options make it easier for homeowners to manage costs.
Auto-Owners' guaranteed replacement cost ensures your home is fully covered if your policy limit is too low. Personal property replacement cost covers damage from appliance leaks, while equipment breakdown protects against failures of home systems like air conditioners.
MoneyGeek found that Chubb provides the best customer service in home insurance for $100K dwelling coverage in Greeley, Colorado. This ranking is further supported by its top MoneyGeek score in the city.
Chubb has the highest customer satisfaction score, making it the best option. Its strong coverage score indicates comprehensive protection for your home. Premium pricing, while higher than others, reflects its commitment to quality service. You will experience excellent customer assistance and a reliable claims process with Chubb.
Excellent service in home insurance includes providing timely responses, offering helpful assistance and ensuring clients understand their coverage.
Chubb scores high in customer satisfaction, making it a top choice for service quality. It offers comprehensive home insurance with guaranteed replacement cost and building ordinance or law. You can save with discounts like new home and home renovation. For example, you get a discount if your home is 10 years old or less.
Chubb provides valuable coverages like cash settlement, which gives you money if you decide not to rebuild after a loss. Personal property replacement cost covers your belongings without depreciation. Lock replacement helps if your keys are lost or stolen. These coverages make Chubb a great option for homeowners.
MoneyGeek found that Auto-Owners is the best cheap home insurance option in Greeley, Colorado, for $100K dwelling coverage. The top two best cheap insurance providers for $100K dwelling coverage are:
When considering the average cost of homeowners insurance in Colorado, Auto-Owners stands out due to its strong affordability and high coverage scores. Getting cheap home insurance often means choosing lower coverage, which saves money. However, it might not cover everything if something bad happens. In situations where keeping premiums low is important, considering the cheapest homeowner insurance companies might be helpful.
Best cheap insurance is different from the cheapest insurance because it balances cost with good service, not just low prices. As the top provider of the best cheap home insurance, Auto-Owners effectively balances value and service.
Auto-Owners scores high on affordability and customer satisfaction. It offers comprehensive coverage with guaranteed replacement cost and scheduled personal property. You can save with discounts like responsible payment, which requires on-time payments for 36 months, and paperless, which needs online billing. Despite missing some discounts, it's a great choice due to its high MoneyGeek scores.
Auto-Owners provides useful coverages like equipment breakdown, which covers failures of home appliances, and building ordinance or law, which helps with costs to meet local codes. These coverages are valuable for protecting your home and ensuring compliance with regulations.
MoneyGeek’s home insurance calculator will give you a ballpark estimate of your cost — it’s free, no personal information required, no spam.
Rates updated:
Dec 24, 2024
Several factors affect homeowners insurance in Greeley, like location. Comparing rates can save money, but it may take a long time — up to 15 minutes per company. Checking three or more could mean over an hour of research.
MoneyGeek's home insurance calculator saves time and focuses on key factors. Enter details like age, dwelling coverage, credit score, deductible and liability coverage for an estimate.
MoneyGeek found that Auto-Owners is the best option in Greeley, Colorado, offering the lowest annual premium for $100K dwelling coverage. The key factor influencing home insurance premiums is the dwelling coverage you choose.
Auto-Owners stands out in Greeley, Colorado, with a combination of low cost and high score. It offers the cheapest rates at different coverage levels, making it the best choice based on affordability and score.
Buying the cheapest homeowners insurance in Colorado can help you manage finances wisely by minimizing expenses.
| Auto-Owners Insurance | $1,017 |
| State Farm | $1,373 |
| Chubb | $1,448 |
| American Family | $2,080 |
| Allstate | $2,603 |
| Nationwide | $3,002 |
| Farmers | $4,953 |
Auto-Owners offers the cheapest home insurance for high-value homes in Greeley, Colorado. Homes needing high dwelling coverage due to costly replacements see increased home insurance costs.
Auto-Owners stands out as the most affordable in Greeley for its reasonable premiums. According to MoneyGeek, while Auto-Owners leads in cost, it also ranks highly overall, making it a strong choice.
| Auto-Owners Insurance | $3,472 |
| American Family | $5,224 |
| State Farm | $5,974 |
| Allstate | $8,031 |
| Chubb | $10,686 |
| Nationwide | $14,596 |
| Farmers | $15,329 |
Nationwide offers the cheapest dwelling coverage for new homes in Greeley, Colorado.
Nationwide is the most affordable option in Greeley, making it a top choice for cost-conscious homeowners. However, it's worth noting that while Nationwide is affordable, it might not be the best overall, according to MoneyGeek's evaluation.
While affordability is important, you must also be adequately covered.
| Nationwide | $593 |
| Auto-Owners Insurance | $637 |
| State Farm | $821 |
| Chubb | $1,059 |
| Allstate | $1,395 |
| American Family | $1,776 |
| Farmers | $3,754 |
The best cheap homeowners insurance providers balance quality and cost, offering great customer service and coverage with affordable premiums.
The best cheap homeowners insurance in Greeley depends on your needs. Consider factors beyond premiums, like coverage options and customer service. Follow these steps to get the best cheap home insurance:
To determine how much home insurance coverage you need, assess the specifics of your Greeley, Colorado, home. Consider rebuilding costs, personal property value and liability requirements.
Look into insurance companies operating in Greeley, Colorado. Focus on those with solid financial stability, positive customer feedback and a record of reliable service.
After identifying your coverage needs, compare home insurance quotes. In Greeley, Colorado, premiums for $100K dwelling coverage range from $1,017 with Auto-Owners to $4,953 with Farmers.
Inquire with each provider about potential discounts, such as those for bundling, installing safety features or having a claims-free history.
Opting for a higher home insurance deductible can reduce your premium. Ensure it's an amount you can manage in the event of a claim.
Enhancing home security systems and installing strong locks can lower your home's risk profile and potentially decrease insurance costs.
Maintaining a good credit score can influence your insurance rates in Greeley, Colorado. Ensure timely bill payments and minimize outstanding debts.
Consider combining your homeowners insurance with other policies like auto insurance to achieve discounts and savings.
Choosing the best cheap home insurance provider in Greeley depends on your coverage needs and budget. Get answers to common questions about insurance rates in Greeley, Colorado, to make informed decisions.
The average cost of home insurance in Greeley, Colorado, is $1,823.
Auto-Owners is the cheapest home insurance company in Greeley, Colorado, with an annual premium of $1,017.
The best home insurance in Colorado for Greeley residents is provided by Auto-Owners, with a MoneyGeek score of 96 out of 100.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
