Updated: November 28, 2024
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In Jurupa Valley, California, Allstate is both the overall best and cheapest choice for home insurance. If customer service is your priority, Chubb is the best. These companies cater to different needs, so we recommend choosing a provider based on what is important to you.
These companies cater to different needs. Choosing the best cheap home insurance depends on individual factors like coverage amount and customer service preferences.
Best HomeInsuranceJurupa ValleyTable of Contents
Why Trust MoneyGeek? We used data and rates from the California Department of Insurance and Quadrant Information Services to select the top homeowners insurance options in Jurupa Valley.
Home insurance premiums in Jurupa Valley represent the latest available quotes as of September 2024.
MoneyGeek found that Allstate is the best option in Jurupa Valley, California, for 100K dwelling coverage, with a MoneyGeek score of 83 out of 100.
The scores for home insurance companies in Jurupa Valley, California, range from 52 to 83. These scores reflect MoneyGeek's scoring system, which can vary based on factors like credit history and the age of your home.
| Allstate | 83 | $401 |
| Farmers | 78 | $501 |
| Travelers | 78 | $588 |
| Chubb | 70 | $846 |
| State Farm | 57 | $940 |
| Nationwide | 54 | $960 |
| Capital Insurance Group | 52 | $672 |
MoneyGeek found that Allstate is the best option in Jurupa Valley, California, for $100K dwelling coverage. The two best overall home insurance companies in Jurupa Valley for $100K dwelling coverage are:
Allstate is the best home insurance provider due to its affordability and customer satisfaction. In Jurupa Valley, various companies offer different costs and service experiences. While cost is important, factors like customer service are vital, especially when making claims.
Allstate scores high in affordability and satisfaction, making it a top choice for home insurance. It offers comprehensive coverage with cyber event/ID theft and back-up of sewer or drain. You can save with discounts like bundle, which offers up to 25% off when combining home and auto policies.
Allstate's cyber event/ID theft coverage helps if your identity is stolen. Back-up of sewer or drain covers water damage caused by broken drains. Home business property increases limits for business items at home. These coverages effectively protect your home and belongings.
MoneyGeek found that Chubb provides the best customer service in home insurance in Jurupa Valley, California, for $100K dwelling coverage. Here are the top two providers for this coverage:
Chubb excels due to its exceptional customer satisfaction and comprehensive coverage offerings, making it a reliable choice for covering your home. Choose Chubb if you want a seamless experience with attentive support and tailored coverage options.
Excellent service in home insurance means quick responses and personalized assistance when a problem arises.
Chubb's high MoneyGeek score is due to its excellent customer satisfaction and coverage. It offers comprehensive home insurance with guaranteed replacement cost and cash settlement. Discounts like new home and home renovation help you save. For example, you can get a discount if your home is renovated within the last six years.
Chubb provides useful coverages like rebuilding to code, which helps update your home to current standards after damage. Replacement value for contents ensures your belongings are covered without depreciation. Risk consulting offers services like wildfire defense, adding extra protection for your home.
MoneyGeek found that Allstate is the best cheap home insurance option in Jurupa Valley, California, for 100K dwelling coverage. The top two best cheap insurance providers for 100K dwelling coverage are:
When considering the average cost of homeowners insurance in California, Allstate stands out for its high affordability and customer satisfaction, which greatly contribute to its top MoneyGeek score. Opting for cheap home insurance often means choosing lower coverage, which helps your wallet but might not cover all damages in emergencies. In instances where saving on premiums is a priority, considering the cheapest homeowner insurance companies may be beneficial.
The best cheap home insurance focuses on balanced quality and affordability, unlike the cheapest ones, which prioritize cost alone. Allstate successfully balances cost and service.
Allstate scores high in affordability and satisfaction, making it a top choice. It offers cyber event/ID theft and back-up of sewer or drain coverages. You can save with discounts like responsible payment, which rewards timely payments. Allstate also offers continuously insured discounts for switching without recent claims.
Homeowners find value in coverages like home business property, which protects business items at home, and energy efficiency upgrade, which covers replacing items with efficient ones. Yard and garden coverage helps with landscaping costs. Allstate's combination of coverage and discounts makes it a great option for homeowners.
MoneyGeek’s home insurance calculator will give you a ballpark estimate of your cost — it’s free, no personal information required, no spam.
Rates updated:
Dec 24, 2024
In Jurupa Valley, several factors, including location, affect homeowners insurance rates. Comparing rates is the best way to save, though it may take over an hour, as each company could take up to 15 minutes. Use MoneyGeek's home insurance calculator to quickly find savings, focusing on important factors. Enter your age, coverage details, credit score and more for an estimate.
MoneyGeek found that Allstate is the best option for home insurance in Jurupa Valley, California. The key factor affecting home insurance costs is the dwelling coverage you select.
Allstate provides the most affordable rates for all coverage levels in Jurupa Valley, California, with a MoneyGeek score of 91. This makes it a cheap and highly-rated option.
Purchasing the cheapest homeowners insurance in California can aid in managing your finances effectively.
| Allstate | $401 |
| Farmers | $501 |
| Travelers | $588 |
| Capital Insurance Group | $672 |
| Chubb | $846 |
| State Farm | $940 |
| Nationwide | $960 |
Allstate is the best option in Jurupa Valley, California, for high-value home insurance with $750K in dwelling coverage. High dwelling coverage is essential to cover the costs of homes that cost more to replace, driving up home insurance costs.
Allstate is the most affordable homeowners insurance in Jurupa Valley, offering a strong balance of affordability and customer satisfaction. According to MoneyGeek, although Allstate is the cheapest, another provider may have a higher overall rating.
| Allstate | $2,251 |
| Capital Insurance Group | $2,816 |
| Travelers | $2,950 |
| Farmers | $3,798 |
| State Farm | $4,560 |
| Nationwide | $4,923 |
| Chubb | $5,098 |
Farmers offers the most affordable home insurance for new homes in Jurupa Valley, California.
The low annual premium makes Farmers the best choice for new homeowners in Jurupa Valley. Although it's the most affordable, it might not be the best overall for different aspects, according to scores.
Make sure you're also adequately covered in your home insurance policy.
| Farmers | $236 |
| Allstate | $285 |
| Travelers | $312 |
| Nationwide | $388 |
| Capital Insurance Group | $437 |
| State Farm | $469 |
| Chubb | $677 |
The best cheap homeowners insurance providers balance quality and cost, offering great service and coverage with affordable premiums.
In Jurupa Valley, the best option depends on your needs. Consider factors like coverage options, customer service and discounts. Follow these steps to get the best cheap home insurance:
To determine how much home insurance coverage you need, consider factors specific to your home in Jurupa Valley, California. Assess rebuilding costs, the value of your belongings and liability requirements.
Research insurance companies operating in Jurupa Valley, California. Focus on those with solid financial stability, positive customer reviews and a history of providing quality service.
After identifying necessary coverages, compare home insurance quotes. In Jurupa Valley, California, premiums for $100K dwelling coverage range from $401 with Allstate to $960 with Nationwide.
Inquire with each insurer about potential discounts. You might qualify for savings by bundling policies, installing safety features or maintaining a claims-free record.
Opting for a higher home insurance deductible can reduce your premium. Ensure the deductible is an amount you can comfortably afford if a claim arises.
Enhancing home security systems and installing sturdy locks can decrease your home's risk profile, potentially lowering insurance costs.
A strong credit score can influence your insurance rates in Jurupa Valley, California. Pay bills promptly and minimize outstanding debt to maintain good credit.
Consider combining your homeowners insurance with other policies, such as auto insurance. Bundling can result in considerable discounts and cost savings.
The best cheap home insurance provider in Jurupa Valley depends on your coverage needs and budget. Get answers to some of the most commonly asked questions about the best cheap insurance rates in Jurupa Valley, California.
The average cost of home insurance in Jurupa Valley, California, is $549 per year.
Allstate is the cheapest home insurance company in Jurupa Valley, California, with an annual premium of $401.
The best home insurance in California for Jurupa Valley residents is provided by Allstate, with a MoneyGeek score of 83 out of 100.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
