Updated: November 29, 2024
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In Norwalk, Connecticut, Farmers is the best overall and cheapest choice for home insurance. If customer service is your priority, Chubb stands out.
These companies offer different benefits, so think about what's most important for you, like cost, service or stability. Selecting cheap home insurance depends on your needs, like budget, satisfaction with service and coverage options.
Best HomeInsuranceNorwalk, CATable of Contents
Why Trust MoneyGeek? We used data from California's Department of Insurance and Quadrant Information Services to find the best homeowners insurance in Norwalk.
Home insurance premiums in Norwalk represent the most competitive offers as of September 2024.
MoneyGeek found that Travelers is the best option in Norwalk, California for home insurance with 100K dwelling coverage, earning a MoneyGeek score of 87 out of 100. The scores for home insurance companies in Norwalk range from 49 to 87.
These figures reflect MoneyGeek's scoring system — insurers may receive different scores based on factors like your credit history and age of your home.
| Farmers | 85 | $284 |
| Travelers | 84 | $437 |
| Allstate | 81 | $323 |
| State Farm | 74 | $768 |
| Nationwide | 66 | $931 |
| Chubb | 62 | $1,246 |
| Capital Insurance Group | 49 | $834 |
Farmers is the best option in Norwalk, CT for 100K dwelling coverage. The two best overall home insurance companies in Norwalk for $100K dwelling coverage are:
Farmers stands out as the best home insurance provider because it offers excellent affordability and customer satisfaction, which greatly contribute to its high MoneyGeek score.
In Norwalk, CT, there are a variety of companies with different costs and service experiences. While cost is essential, you should also consider factors like customer service and claims handling, because these become important when making claims.
Farmers scores high in affordability and satisfaction, earning it a top MoneyGeek Score. It offers comprehensive home insurance coverage with back-up of sewer or drain and matching siding coverage. You can save with discounts like non-smoker discount, which applies if no one in your home has smoked in two years, and affinity, available for members of certain groups.
Farmers provides useful coverages like guaranteed replacement cost, which helps if repair costs exceed your policy limits. Scheduled personal property covers your belongings if damaged. Cyber event/ID theft reimburses costs for identity restoration.
Chubb offers the best customer service in home insurance in Norwalk, Connecticut for $100K dwelling coverage. Chubb stands out in this category due to its exceptional service and high customer satisfaction scores. If you're looking for top insurance providers in Norwalk, consider these options:
Chubb ranks highest because it excels in customer satisfaction and coverage options. Its comprehensive services cater to various homeowner needs, ensuring you're well-protected. You should choose Chubb because it consistently delivers quality service and peace of mind, matched by competitive coverage options.
Chubb is the best for service quality, thanks to its high customer satisfaction and coverage scores. It offers comprehensive home insurance with guaranteed replacement cost and building ordinance or law coverages. You can save with discounts like protective device, which gives a discount for having security systems.
Chubb's coverages are useful for homeowners. Guaranteed replacement cost helps rebuild your home even if costs go over your policy limit. Building ordinance or law pays to update your home to current codes. Cash settlement lets you choose a cash payout if you don't want to rebuild.
Farmers is the best option for cheap home insurance in Norwalk, California. The top two best cheap insurance providers for $100K dwelling coverage are:
Farmers stands out due to its high customer satisfaction and affordability. Cheap home insurance often means lower coverage, which is budget-friendly but might fall short during an accident. In instances where saving on premiums is a priority, considering the cheapest homeowner insurance companies may be beneficial.
What sets the best cheap home insurance apart from the cheapest is its value for money, balancing cost with the coverage that meets a homeowner's needs without being expensive.
Farmers is the best cheap company with high scores in affordability and satisfaction. It offers comprehensive home insurance with matching siding coverage and waiver of deductible for glass. You can save with discounts like the non-smoker discount, which is available if no one in your home has smoked in two years.
Farmers provides useful coverages like guaranteed replacement cost, which helps cover extra repair costs if prices go up. Back-up of sewer or drain can help if water backs up into your home. Cyber event/ID theft coverage helps if your identity is stolen.
MoneyGeek’s home insurance calculator will give you a ballpark estimate of your cost — it’s free, no personal information required, no spam.
Rates updated:
Dec 24, 2024
Several factors impact homeowners insurance in Norwalk, with location being one. The best way to save is by comparing rates, but this can take time—often 15 minutes per company. Comparing three or more insurers could mean over an hour of research. MoneyGeek's home insurance calculator helps save time. Enter age, dwelling coverage, credit score, deductible, liability coverage and other details for a rate estimate.
Farmers is the best option in Norwalk, California. Choosing the right amount of dwelling coverage is essential as it significantly affects the insurance premium.
Farmers stands out as the cheapest home insurance in Norwalk, California, with a low annual premium. However, it has a lower MoneyGeek score than some options. Allstate offers competitive prices for higher dwelling coverage, and it also ranks high based on the MoneyGeek score. Choosing the cheapest homeowners insurance in California can help you manage your finances more effectively.
| Farmers | $284 |
| Allstate | $323 |
| Travelers | $437 |
| State Farm | $768 |
| Capital Insurance Group | $834 |
| Nationwide | $931 |
| Chubb | $1,246 |
Allstate is the best option for high-value homes in Norwalk, California. Having high dwelling coverage is important for homes that cost more to replace, which increases home insurance costs.
Allstate stands out as the cheapest homeowners insurance in Norwalk, California, due to its competitive prices. It may also be a top choice if you're looking for value compared with other options.
| Allstate | $1,644 |
| Travelers | $2,281 |
| Farmers | $3,252 |
| Capital Insurance Group | $3,493 |
| State Farm | $3,745 |
| Nationwide | $4,770 |
| Chubb | $7,816 |
Farmers offers the cheapest home insurance premium for new homes in Norwalk, CT.
Farmers stands out due to its lower annual premium, making it the most affordable choice in Norwalk, CA. However, the lowest cost does not always mean the best option, as other factors like service quality should be considered.
| Farmers | $137 |
| Travelers | $228 |
| Allstate | $248 |
| Nationwide | $377 |
| State Farm | $383 |
| Capital Insurance Group | $541 |
| Chubb | $982 |
The best cheap homeowners insurance providers balance quality and cost, offering great customer service and coverage with affordable premiums.
Finding the best cheap homeowners insurance in Norwalk depends on your needs. Consider factors like coverage options, deductibles and customer service. Follow these steps to get the best cheap home insurance: compare quotes, check reviews and understand policy details.
To determine how much home insurance coverage you need, assess the specifics of your home in Norwalk, CA. Consider rebuilding costs, personal property value and liability requirements.
Check out insurance companies in Norwalk. Look for those with good financial health, positive customer reviews and a reliable service record.
After identifying necessary coverages, compare home insurance quotes. In Norwalk, California, premiums for a $100K dwelling can range from $284 to $931 annually.
Inquire with each insurance provider about discounts you might qualify for, such as bundling policies, adding security features or having a claims-free history.
Opting for a higher home insurance deductible can help lower your premium. Ensure it's an amount you can afford if you need to file a claim.
Enhancing your home's security with systems and strong locks can reduce risks and potentially decrease insurance costs.
Keep a strong credit score to affect your insurance rates in Norwalk, California. Timely bill payments and lowering debt are helpful.
Consider combining your homeowners insurance with other policies, like auto insurance, to enjoy discounts and savings.
Choosing the best cheap home insurance provider in Norwalk depends on your coverage needs and budget. Get answers to common questions about affordable insurance rates in Norwalk, California, to make informed decisions. Understand your options clearly and align them with your financial goals for better peace of mind.
The average cost of home insurance in Norwalk, California, is $550.
The cheapest home insurance company in Norwalk, California, is Farmers with an annual premium of $284.
The best home insurance in California for Norwalk residents is provided by Farmers, with a MoneyGeek score of 85 out of 100.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
