Updated: December 18, 2024
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In Pomona, California, Farmers is the overall best for home insurance. Allstate is the best cheap overall choice. For excellent customer service, Chubb comes out on top.
Choosing the best cheap home insurance depends on your individual needs, like affordability, customer service, and coverage options.
Best HomeInsurancePomona, CATable of Contents
Why Trust MoneyGeek? We used data from California's Department of Insurance and Quadrant Information Services. This helps us find the top homeowners insurance in Pomona.
Home insurance premiums in Pomona represent the latest available quotes as of September 2024.
Farmers is the best option in Pomona, California, for home insurance with 100K dwelling coverage, earning a MoneyGeek score of 84 out of 100. The scores for home insurance companies in Pomona, California, range from 45 to 85, using MoneyGeek's scoring system. Insurers may score differently based on credit history, the age of your home and other factors.
| Farmers | 84 | $404 |
| Allstate | 83 | $395 |
| Travelers | 80 | $569 |
| Chubb | 62 | $1,036 |
| Nationwide | 60 | $931 |
| State Farm | 59 | $980 |
| Capital Insurance Group | 45 | $834 |
Farmers is the best option for home insurance in Pomona, California, for $100K dwelling coverage. The two best overall home insurance companies in Pomona for $100K dwelling coverage are:
Farmers stands out as the best home insurance provider because of its high customer satisfaction rates, affordability and comprehensive coverage options.
In Pomona, California, there are various companies with different costs and service experiences. While cost is a crucial factor, also consider customer satisfaction and coverage options, which become important when making claims.
Farmers is the best overall company with high scores in affordability and satisfaction. It offers comprehensive home insurance with matching siding coverage and waiver of deductible for glass. You can save with discounts like the non-smoker discount, which applies if no one in your home has smoked in two years, and the affinity discount for members of certain groups.
Farmers provides useful coverages like scheduled personal property, which helps replace belongings if damaged, and back-up of sewer or drain, which covers repair costs from water damage. These coverages are valuable for protecting your home and belongings.
Chubb is the best option in Pomona, California, for home insurance with the best customer service. For $100K dwelling coverage, here are the top two providers:
Chubb stands out because of its high customer satisfaction and comprehensive coverage options. The company excels in providing a reliable and user-friendly service, making sure that you feel confident about your insurance decisions.
Chubb scores high due to its strong customer satisfaction and coverage scores. It offers comprehensive home insurance with guaranteed replacement cost and building ordinance or law coverages. Chubb also provides discounts like new home, which you can get if your home is less than 10 years old.
Chubb's guaranteed replacement cost helps rebuild your home even if costs exceed your policy limit. Building ordinance or law covers bringing your home up to code after damage. Cash settlement lets you choose a cash payout if you don't rebuild.
Allstate is the best cheap home insurance option in Pomona, California. The top two best cheap insurance providers for $100K dwelling coverage are:
Allstate stands out primarily due to its high customer satisfaction and strong affordability score. Though the coverage score was not the highest, its affordable premium makes it a competitive choice.
While cheap home insurance can be great for your wallet, it often means less coverage, which might not be enough if accidents occur. In instances where saving on premiums is a priority, considering the cheapest homeowner insurance companies may be beneficial. Best cheap insurance focuses on value rather than just the lowest price.
Allstate scores high on affordability and customer satisfaction. It offers cyber event/ID theft and back-up of sewer or drain coverages, providing comprehensive protection. You can save with discounts like responsible payment, which rewards a good payment history. Allstate also offers continuously insured discounts, helping you save more.
MoneyGeek’s home insurance calculator will give you a ballpark estimate of your cost — it’s free, no personal information required, no spam.
Rates updated:
Dec 30, 2024
Many factors influence homeowners insurance in Pomona, with location being one key factor. Comparing insurance rates can save money, but it takes time—up to 15 minutes per company, and checking three or more rates means over an hour of work. The MoneyGeek home insurance calculator helps you save time by focusing on key factors. Enter your age, dwelling coverage, credit score, deductible, liability coverage and more for an estimate.
MoneyGeek determined that Allstate offers the most affordable home insurance in Pomona, California. The choice of dwelling coverage significantly influences home insurance premiums. The cheapest overall providers are:
Allstate stands out with the lowest cost and highest score, making it the best pick in Pomona, California for homeowner's insurance. It also dominates for 250K and 500K coverage, with competitive rates and high rankings. Securing the cheapest homeowners insurance in California can help you manage your finances more efficiently.
| Allstate | $395 |
| Farmers | $404 |
| Travelers | $569 |
| Capital Insurance Group | $834 |
| Nationwide | $931 |
| State Farm | $980 |
| Chubb | $1,036 |
Allstate is the most affordable option for insuring high-value homes in Pomona, California. High dwelling coverage is necessary for homes that are costly to replace, and home insurance costs generally rise with value.
Allstate stands out in Pomona for offering the lowest price for homeowners insurance. It offers the cheapest rates and also achieves the highest score on other measures. This balance of cost and quality makes Allstate a strong choice for those with high-value homes.
| Allstate | $2,186 |
| Travelers | $2,957 |
| Capital Insurance Group | $3,493 |
| State Farm | $4,752 |
| Nationwide | $4,770 |
| Farmers | $4,804 |
| Chubb | $6,379 |
Farmers offers the cheapest home insurance for new homes in Pomona, California.
The low cost of Farmers for $100K dwelling coverage makes it the most affordable choice in Pomona, California. However, although it's the cheapest, it doesn't have the top MoneyGeek score, which may influence its overall value.
| Farmers | $191 |
| Allstate | $283 |
| Travelers | $299 |
| Nationwide | $377 |
| State Farm | $490 |
| Capital Insurance Group | $541 |
| Chubb | $822 |
The best cheap homeowners insurance providers in Pomona balance quality and cost by offering excellent customer service and comprehensive coverage with affordable premiums. Consider factors like coverage options, deductibles and customer reviews.
To determine how much home insurance coverage you need, consider the specifics of your home in Pomona, California, including rebuilding costs, personal property value and liability requirements.
Research insurance companies serving Pomona, CA. Look for those with strong financial stability, positive customer reviews, and a history of quality service.
Once you know what coverages you need, compare home insurance quotes. For a dwelling coverage of $100K in Pomona, CA, premiums can range from $395 to $980 annually.
Inquire with each provider about potential discounts, such as those for bundling policies, installing safety features or maintaining a claims-free record.
Opting for a higher home insurance deductible can reduce your premium, but ensure it's an amount you can manage in case of a claim.
Enhancing your home's security with systems and strong locks can lower its risk profile and potentially reduce insurance costs.
Maintain a good credit score because it can influence your insurance rates in Pomona, CA. Pay bills promptly and minimize outstanding debt.
Consider bundling your homeowners insurance with other policies like auto insurance. This can lead to discounts and savings.
The best cheap home insurance provider ifor you depends on how much coverage you need and how much you can spend. Get answers to some of the most common questions about the best cheap insurance rates in Pomona, California.
The average cost of home insurance in Pomona, California, is $580.
The cheapest home insurance company in Pomona, California, is Allstate, with an annual premium of $395.
The best home insurance in California for Pomona residents is provided by Farmers, with a MoneyGeek score of 84 out of 100.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
