Updated: December 15, 2024
Advertising & Editorial Disclosure
In San Angelo, TX, Nationwide is both the overall best and cheapest choice for home insurance. If customer service is your priority, Amica is best.
Choosing the best inexpensive home insurance depends on what you value, such as costs or how a company helps when you have questions or problems.
Best HomeInsuranceSan Angelo, TXTable of Contents
Why Trust MoneyGeek? We collected data from Texas's Department of Insurance and Quadrant Information Services. This helped us find the best homeowners insurance in San Angelo.
Home insurance premiums in San Angelo embody the most competitive estimates as of September 2024.
MoneyGeek found that Nationwide is the best option in San Angelo, TX, for $100K dwelling coverage, with a MoneyGeek score of 93 out of 100.
The scores for home insurance companies in San Angelo range from 44 to 93. These figures are based on MoneyGeek's scoring system, and insurers may have different scores depending on your credit history and the age of your home.
| Nationwide | 93 | $1,781 |
| Amica | 85 | $2,948 |
| State Farm | 80 | $2,756 |
| Chubb | 78 | $3,460 |
| Farmers | 77 | $2,667 |
| IAT Insurance Group | 55 | $3,180 |
| ASI | 44 | $5,300 |
MoneyGeek found that Nationwide is the best option in San Angelo, TX, for $100K dwelling coverage. The two best overall home insurance companies in San Angelo for $100K dwelling coverage are:
Nationwide stands out as the best home insurance provider because it offers a good balance of affordability and customer satisfaction.
San Angelo, TX, homeowners have a choice among various companies, each offering different costs and service experiences. While affordability is key, other factors — such as customer support and coverage options — are important, especially when filing a claim.
Nationwide scores high in affordability and customer satisfaction. It offers valuable coverages. Cyber event/id theft, which protects personal data from cybercrime. Scheduled personal property covers high-value items like jewelry. Guaranteed replacement cost can help rebuild your home if needed.
Nationwide also offers discounts like bundle and protective device, which offer savings for combining policies and having safety devices.
MoneyGeek found that Amica provides the best customer service in home insurance in San Angelo, TX, for $100K dwelling coverage. Here are the top providers for this coverage level:
Amica stands out because of its high customer satisfaction score. You can rely on their attentive service whenever you need help. Choose Amica for a hassle-free experience that makes managing your home insurance simple and effective.
Excellent service in home insurance means having responsive support that easily handles requests and questions, giving you a smooth process for any assistance you need.
Amica scores high on MoneyGeek due to its great customer satisfaction and coverage. It offers comprehensive home insurance. Guaranteed replacement cost helps if repair cost exceed your policy. Loss assessment covers shared property in condos. Personal property replacement cost ensures full replacement of your items worldwide
Amica also provides discounts like continuously insured and automatic payment. Stay with Amica for two years to qualify for the continuously insured discount.
MoneyGeek discovered that Nationwide is the best cheap home insurance option in San Angelo, TX. The top two best cheap insurance providers for $100K dwelling coverage are:
Nationwide stands out due to its excellent affordability score, which vastly contributes to its high MoneyGeek score. However, cheap home insurance often means choosing lower coverage limits. It can save you money but may not be enough if you experience significant home damage. In cases where affordability is key, consider the cheapest homeowner insurance companies.
The best cheap home insurance offers a balance of cost and coverage, unlike the plain cheapest option, which focuses solely on price.
Nationwide scores high in affordability and customer satisfaction. It offers cyber event/ID theft and scheduled personal property coverages. You can save with discounts like bundle and protective device. Bundle lets you save by combining home and auto insurance. Protective device offers savings if your home has smoke detectors or alarms.
MoneyGeek’s home insurance calculator will give you a ballpark estimate of your cost — it’s free, no personal information required, no spam.
Rates updated:
Dec 24, 2024
Many factors, like location, influence homeowners insurance in San Angelo. Comparing rates is the best way to save but can take over an hour since each company may require 15 minutes. Use MoneyGeek's home insurance calculator to save instantly by focusing on key factors. Enter your age, coverage needs, credit score, deductible and more for estimates.
Nationwide is the best cheap option in San Angelo, TX, for $100K dwelling coverage. The top two best cheap insurance providers for $100K dwelling coverage are:
Nationwide stands out as the cheapest homeowners insurance in San Angelo, TX, due to its lower cost and high score of 96 out of 100. It's also the best-rated based on this score. Similarly, Nationwide provides the lowest prices in the $250K and $500K dwelling categories, reinforcing its standing as a cost-effective choice. The key factor impacting home insurance premiums is the dwelling coverage you select.
Opting for cheaper home insurance in Texas can aid in managing finances. By assessing the cheapest homeowners insurance in Texas, you can ensure financial stability amidst significant expenses.
| Nationwide | $1,781 |
| Farmers | $2,667 |
| State Farm | $2,756 |
| Amica | $2,948 |
| IAT Insurance Group | $3,180 |
| Chubb | $3,460 |
| ASI | $5,300 |
Farmers is the best option in San Angelo, TX, high-value home insurance. High dwelling coverage is required for homes that cost more to replace, and home insurance costs increase with higher home values.
Farmers stands out in San Angelo based on its low annual premiums. While cost is essential, the insurer also receives a high rating from MoneyGeek, suggesting that being the least expensive doesn't mean compromising quality.
| Farmers | $6,938 |
| Nationwide | $7,117 |
| State Farm | $9,436 |
| IAT Insurance Group | $14,211 |
| Amica | $17,414 |
| Chubb | $21,660 |
| ASI | $25,112 |
Nationwide is the most affordable option for dwelling coverage of $100K for new homes, with an annual premium of $508.
Nationwide stands out for new homes because of its low cost. However, the cheapest option might not always be the best according to customer reviews.
Remember, while finding an affordable policy is crucial, it is also important to ensure you are adequately covered.
| Nationwide | $508 |
| State Farm | $1,243 |
| IAT Insurance Group | $1,470 |
| Farmers | $1,779 |
| ASI | $1,862 |
| Amica | $2,050 |
| Chubb | $2,444 |
Securing the best cheap homeowners insurance is about finding a provider that delivers excellent customer service and comprehensive coverage at an affordable rate. Providers that achieve this balance offer peace of mind without breaking the bank, ensuring you are well protected from various risks to your home.
To guide you through the process, we outlined key factors to consider when seeking the best and most affordable homeowners insurance for your home.
To figure out how much home insurance you need, consider the specifics of your home — take into account the rebuilding costs, the value of your personal property and your liability needs.
Research insurance companies in San Angelo, Texas. Focus on those with strong financial stability, positive customer feedback and a history of reliable service.
Once you know your coverage needs, compare home insurance quotes. In San Angelo, Texas, premiums for $100K dwelling coverage range from $1,781 to $3,180 annually.
Inquire with each provider about potential discounts, such as those for bundling policies, installing safety features or maintaining a claims-free record.
Opting for a higher home insurance deductible can reduce your premium, but ensure it's an amount you can manage in case of a claim.
Enhancing your home's security with systems and strong locks can lower your risk profile and potentially decrease insurance costs.
Keep a solid credit score to influence your insurance rates in San Angelo, Texas. Pay bills promptly and minimize outstanding debt.
Consider combining your homeowners insurance with other policies like auto insurance, which can lead to substantial discounts and savings.
The best cheap home insurance provider for you in San Angelo ultimately depends on how much coverage you need and how much you can spend. Get answers to some of the most commonly asked questions about the best cheap insurance rates in San Angelo, Texas.
The average cost of home insurance in San Angelo, Texas, is $1,993 per year.
The cheapest home insurance company in San Angelo, Texas, is Nationwide, with an annual premium of $1,781.
The best home insurance in Texas for San Angelo residents is provided by Nationwide, with a MoneyGeek score of 93 out of 100.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
