Updated: December 17, 2024
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In Tyler, T.X., Chubb is both the overall best and cheapest choice for home insurance. If customer service is your priority, however, Amica is at the top. These companies cater to different needs, so choose a provider based on what is important to you.
Choosing the best cheap home insurance depends on factors like budget, coverage options and customer service preferences.
Best HomeInsuranceTyler, TXTable of Contents
Why Trust MoneyGeek? We used data from Texas' Department of Insurance and Quadrant Information Services to find the top homeowners insurance in Tyler, relying on data and industry standards.
As of September 2024, the rates for home insurance in Tyler indicate the most competitive quotations.
MoneyGeek found that Chubb is the best option in Tyler, T.X., for home insurance with $100K dwelling coverage. It earned a MoneyGeek score of 96 out of 100.
The scores for home insurance companies in Tyler, T.X., range from 41 to 96. These figures reflect MoneyGeek's scoring system; insurers might receive different scores based on your credit history, the age of your home and other factors.
| Chubb | 96 | $1,754 |
| Farmers | 85 | $1,808 |
| Amica | 84 | $2,601 |
| Nationwide | 83 | $2,388 |
| State Farm | 79 | $2,478 |
| ASI | 44 | $4,095 |
| IAT Insurance Group | 43 | $3,457 |
MoneyGeek found that Chubb is the best option in Tyler, T.X., for $100K dwelling coverage. The two best overall home insurance companies in Tyler for $100K dwelling coverage are:
Chubb stands out as the best home insurance provider because it offers a good balance of affordability and customer satisfaction, which are key contributors to its MoneyGeek score.
Various companies offer different cost and service experiences in Tyler, T.X. While cost is crucial, other factors like customer service and claims handling should also be considered for a well-rounded choice.
Chubb is the best overall thanks to its high scores in affordability and satisfaction. It offers comprehensive home insurance coverage, including guaranteed replacement cost and building ordinance or law coverages. It also provides discounts for new homes and home renovation, helping homeowners save money.
Chubb's guaranteed replacement cost covers rebuilding your home even if costs exceed your policy limit. Building ordinance or law coverage helps bring your home up to current codes after a loss. Cash settlement allows you to receive a payout if you choose not to rebuild. These coverages provide valuable protection for homeowners.
MoneyGeek found that Amica is the best option in Tyler, T.X., for customers seeking exceptional home insurance service with a $100K dwelling coverage. Here's a quick look at the top providers for this coverage:
Amica stands out because of its high customer satisfaction score. It reflects how happy customers feel about their insurance service. You might want to choose Amica because it has consistently delivered what its customers need.
Excellent service in home insurance includes offering quick and helpful customer support when you need it most.
Amica is the best option for service quality, thanks to its high satisfaction and coverage scores. It offers comprehensive home insurance with guaranteed replacement costs and personal property replacement costs. You can also save with discounts for being continuously insured and setting up automatic payments.
Amica's coverages are useful for homeowners. If you stay with Amica for two years, you can qualify for the continuously insured discount. Its home business property coverage also provides extra coverage for business items at home. These coverages offer great protection for your home.
MoneyGeek found that Chubb is the best cheap home insurance option in Tyler, T.X., for $100K dwelling coverage. The top two best cheap insurance providers for $100K dwelling coverage are:
Chubb stands out with a high customer satisfaction score and a strong coverage score, significantly boosting its MoneyGeek rating. Opting for cheaper home insurance often means getting lower coverage, saving money but potentially leaving gaps if something goes wrong.
In instances where saving on premiums is a priority, considering the cheapest homeowner insurance companies may be beneficial. The best cheap home insurance is distinct from the cheapest as it balances cost with service quality, and Chubb happens to balance both.
Chubb is the best cheap company with a high MoneyGeek score thanks to its affordability. It offers comprehensive home insurance coverage, including guaranteed replacement cost and building ordinance or law coverages. It also provides discounts for new homes and home renovations; you can get a discount if your home is 10 years old or less.
These savings make it a great option for homeowners. Its coverages, like cash settlement and risk consulting, are valuable for protecting your home and ensuring you have the support you need in case of a loss.
MoneyGeek’s home insurance calculator will give you a ballpark estimate of your cost — it’s free, no personal information required, no spam.
Rates updated:
Dec 23, 2024
Many factors affect homeowners insurance in Tyler, and location is one of them. Comparing homeowners insurance rates in Tyler is the best way to save. However, it can take more than an hour, as much as 15 minutes per company. MoneyGeek's home insurance calculator can help. Enter your age, dwelling coverage, credit score, deductible, liability coverage and other factors to get a rate estimate.
MoneyGeek found that Chubb is the top choice for home insurance in Tyler, Texas.
Chubb stands out as the most affordable home insurance provider in Tyler, T.X., for $100K coverage and boasts the highest MoneyGeek score. While Farmers offers the cheapest overall rates for $250K and $500K coverage in the state, its MoneyGeek scores, though lower, still offer value.
The key factor influencing premiums is the dwelling coverage you choose, and finding the cheapest homeowners insurance in Texas can help you manage your financial priorities wisely.
| Chubb | $1,754 |
| Farmers | $1,808 |
| Nationwide | $2,388 |
| State Farm | $2,478 |
| Amica | $2,601 |
| IAT Insurance Group | $3,457 |
| ASI | $4,095 |
Farmers offers the cheapest home insurance for properties worth $750K in Tyler, T.X. High dwelling coverage is essential since valuable homes can be costly to replace, and home insurance costs typically rise.
Farmers stands out as the most affordable homeowners insurance in Tyler, T.X. It also ranks as the best option, combining low costs with a strong overall performance.
| Farmers | $5,065 |
| State Farm | $8,525 |
| Nationwide | $10,173 |
| Chubb | $10,851 |
| Amica | $15,147 |
| IAT Insurance Group | $15,486 |
| ASI | $18,792 |
Nationwide is the cheapest option for new homes in Tyler, T.X.
Its low cost makes it the most affordable choice for new homeowners in Tyler, T.X. However, being the cheapest does not mean it is the best based on other factors like customer satisfaction. When securing home insurance, ensuring adequate coverage for your property is essential.
| Nationwide | $658 |
| State Farm | $1,122 |
| Farmers | $1,204 |
| Chubb | $1,249 |
| ASI | $1,580 |
| IAT Insurance Group | $1,590 |
| Amica | $1,818 |
The best cheap homeowners insurance balances quality and cost, offering excellent customer service and coverage with affordable premiums. The best cheap homeowners insurance in Tyler depends on your needs. Consider factors like coverage options, customer service and deductible amounts. Follow these steps to get the best cheap home insurance.
To determine how much home insurance coverage you need, consider the rebuilding costs, personal property value and liability needs specific to your home in Tyler, T.X.
Explore insurance companies operating in Tyler, T.X. Seek those with robust financial health, favorable customer feedback and a history of reliable service.
Once you know your coverage needs, compare home insurance quotes. In Tyler, T.X, premiums for $100K dwelling coverage range from $1,754 to $3,457 annually.
Inquire with each insurer about potential discounts, such as for bundling policies, installing safety devices or maintaining a claims-free history.
Opting for a higher home insurance deductible can reduce your premium, but ensure it’s a manageable amount for you.
Enhancing your home’s security with alarm systems and strong locks can lower its risk profile and potentially decrease insurance costs.
A solid credit score can influence your rates in Tyler, T.X. Pay bills promptly and minimize outstanding debts.
Consider combining your homeowners insurance with other policies like auto insurance for potential savings and discounts.
The best cheap home insurance provider for you in Tyler depends on your coverage needs and budget. Get answers to some of the most commonly asked questions about the best cheap insurance rates in Tyler, T.X.
The average cost of home insurance in Tyler is $1,642 per year, lower than the $5,171 average cost of homeowners insurance in Texas.
The cheapest home insurance company in Tyler, Texas, is Chubb, with an annual premium of $1,754.
The best home insurance in Texas for Tyler residents is provided by Chubb, with a MoneyGeek score of 96 out of 100.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
