Updated: December 16, 2024
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In Coral Springs, Florida, State Farm is the overall best and cheapest choice for home insurance. If customer service is your priority, Chubb is the best.
These companies cater to different needs, so choosing the best cheap home insurance depends on factors like cost, coverage and service quality.
Best HomeInsuranceCoral SpringsTable of Contents
Why Trust MoneyGeek? We used data and rates from the Florida Department of Insurance and Quadrant Information Services to select the top homeowners insurance options in Coral Springs.
Home insurance premiums in Coral Springs represent the latest available quotes as of September 2024.
MoneyGeek found that State Farm is the best option in Coral Springs, Florida, for home insurance with $100K dwelling coverage. It has a MoneyGeek score of 93 out of 100.
The scores for home insurance companies in Coral Springs, Florida, range from 44 to 93. These scores reflect MoneyGeek's rating system, which considers factors like credit history and the age of the home, resulting in different scores for various insurers.
| State Farm | 93 | $758 |
| Nationwide | 91 | $1,287 |
| Allstate | 77 | $2,992 |
| Florida Peninsula Insurance | 68 | $5,610 |
| ASI | 63 | $4,331 |
| Chubb | 62 | $10,350 |
| Heritage Insurance | 60 | $4,570 |
| Universal Property | 44 | $8,634 |
MoneyGeek found that State Farm is the best option in Coral Springs, Florida, for home insurance with $100K dwelling coverage. The two best overall home insurance companies in Coral Springs for $100K dwelling coverage are:
State Farm is the best home insurance provider because of its strong affordability and customer satisfaction, which contribute significantly to its MoneyGeek score.
In Coral Springs, Florida, various companies provide different cost and service experiences. While cost is a crucial factor, consider customer satisfaction and coverage options, as these can be important when making claims.
State Farm scores high in affordability and customer satisfaction, making it a top choice. It offers comprehensive home insurance with building ordinance or law and mold coverages. You can save with discounts like roof replacement cost and wind mitigation. Roof replacement cost helps if your roof is damaged, and you qualify by having a covered claim.
State Farm's building ordinance or law helps if you need to follow new building codes. Mold coverage is important because many policies don't cover mold damage. These coverages add value to your home insurance.
MoneyGeek found that Chubb is the best option for home insurance in Coral Springs, Florida, for its excellent customer service with $100K dwelling coverage. The top providers for $100K dwelling coverage include:
Chubb ranks the highest due to superior customer satisfaction and strong coverage options. These elements contribute significantly to its MoneyGeek score, making it stand out among the rest. Choosing Chubb ensures you receive comprehensive coverage and top-notch service for your home insurance needs.
Excellent service in home insurance involves responsive support and ample coverage options at competitive rates.
Chubb is the best for service quality, thanks to its high customer satisfaction and coverage scores. It offers comprehensive home insurance with guaranteed replacement cost and building ordinance or law coverages. You can save with discounts like new home and home renovation. The new home discount applies if your home is seven or 10 years old or less.
Chubb's guaranteed replacement cost helps rebuild your home even if costs exceed limits. Building ordinance or law covers upgrades to meet current codes. Cash settlement lets you choose a cash payout if you decide not to rebuild. These coverages provide great value for homeowners.
MoneyGeek found that State Farm is the best cheap home insurance option in Coral Springs, Florida, for $100K dwelling coverage. The top two best cheap insurance providers for $100K dwelling coverage are:
When considering the average cost of homeowners insurance in Florida, State Farm stands out due to its high MoneyGeek score, primarily attributed to its affordability and customer satisfaction factors. Choosing cheap home insurance often means you get lower coverage, which can save money but might not be enough if something happens. In instances where saving on premiums is a priority, considering the cheapest homeowner insurance companies may be beneficial.
The best cheap home insurance differs from the cheapest by offering a balance between cost and quality. As the top provider of the best cheap home insurance in Coral Springs, State Farm effectively balances service and price.
State Farm is the best cheap company, with high scores in affordability and satisfaction. It offers comprehensive home insurance with building ordinance or law and mold coverages. You can save with discounts like bundle and protective device. Bundle applies when you buy multiple policies, and protective device is for homes with security systems.
State Farm's building ordinance or law helps if you need to follow new building codes. Mold coverage is important because many policies don't cover it. These coverages and discounts make State Farm a great choice.
MoneyGeek’s home insurance calculator will give you a ballpark estimate of your cost — it’s free, no personal information required, no spam.
Rates updated:
Dec 23, 2024
Quite a few factors affect homeowners insurance in Coral Springs, with location playing a key role. Comparing rates can save money, though it may take over an hour, as each company can take up to 15 minutes to assess. Use MoneyGeek's home insurance calculator for instant savings. Enter age, coverage, credit score and other factors for a quote.
MoneyGeek determined that State Farm offers the best deal for home insurance in Coral Springs, Florida. The dwelling coverage you select significantly impacts the costs associated with home insurance.
State Farm stands out with its low premium in Coral Springs, along with a high MoneyGeek score of 96 out of 100.
Buying the cheapest homeowners insurance in Florida can be an efficient way to manage your finances. It will ensure you save money while protecting your home.
| State Farm | $758 |
| Nationwide | $1,287 |
| Allstate | $2,992 |
| ASI | $4,331 |
| Heritage Insurance | $4,570 |
| Florida Peninsula Insurance | $5,610 |
| Universal Property | $8,634 |
| Chubb | $10,350 |
State Farm offers the cheapest home insurance for high-value homes in Coral Springs, Florida. High dwelling coverage is necessary for homes that are more expensive to replace, leading to increased home insurance costs.
State Farm is the most affordable option in Coral Springs for $750K and $1M dwelling coverage. According to MoneyGeek, it scores high in affordability and also offers substantial customer satisfaction, making it a top choice for those seeking cost-effective coverage.
| State Farm | $3,214 |
| Nationwide | $8,652 |
| ASI | $26,298 |
| Allstate | $27,794 |
| Heritage Insurance | $36,748 |
| Universal Property | $45,180 |
| Florida Peninsula Insurance | $45,770 |
| Chubb | $76,165 |
MoneyGeek identifies State Farm as the cheapest home insurance provider for new homes in Coral Springs, Florida.
State Farm stands out for its cost-effectiveness in Coral Springs, offering low annual premiums. While it is the cheapest, its rank as the best provider varies based on individual needs.
Make sure that you are also adequately covered.
| State Farm | $477 |
| Nationwide | $643 |
| Allstate | $1,203 |
| ASI | $1,516 |
| Heritage Insurance | $2,538 |
| Florida Peninsula Insurance | $3,423 |
| Universal Property | $4,822 |
| Chubb | $6,817 |
The best cheap homeowners insurance providers balance quality and cost, offering great customer service and coverage with affordable premiums.
The best cheap homeowners insurance in Coral Springs depends on your needs. Consider factors beyond premiums, like coverage options and customer service. Follow these steps to get the best cheap home insurance:
Consider the specifics of your home in Coral Springs, Florida. Assess rebuilding costs, personal property value and liability to determine how much home insurance coverage you need.
Research insurance companies in Coral Springs. Look for those with good financial stability, positive customer reviews and a history of quality service.
Once you know what coverages you need, compare home insurance quotes. In Coral Springs, Florida, premiums for $100K dwelling coverage range from $758 with State Farm to $8,634 with Universal Property.
Inquire with each provider about potential discounts, such as those for bundling policies, installing safety features or maintaining a claims-free record.
Opting for a higher home insurance deductible can reduce your premium. Ensure it's an amount you can afford if a claim arises.
Enhancing security systems and installing strong locks can lower your home's risk profile, which may reduce insurance costs.
A good credit score can impact your insurance rates in Coral Springs, Florida. Pay bills on time and minimize outstanding debt.
Consider combining your homeowners insurance with other policies, like auto insurance, to gain discounts and savings.
The best cheap home insurance provider for you in Coral Springs ultimately depends on how much coverage you need and how much you can spend. Get answers to some of the most commonly asked questions about the best cheap insurance rates in Coral Springs, Florida.
The average cost of home insurance in Coral Springs, Florida, is $3,718.
State Farm offers the cheapest home insurance in Coral Springs, Florida, with an annual premium of $758.
The best home insurance in Florida for Coral Springs residents is provided by State Farm, with a MoneyGeek score of 93 out of 100.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
