Since many insurers offer the same core coverages in a standard policy, finding the cheapest homeowners insurance merely requires looking at the rates.
On average, the companies that offer cheap homeowners insurance in Corpus Christi with a baseline dwelling coverage of $250,000 are:
- Nationwide: $1,082 per year
- Farmers: $1,364 per year
However, dwelling coverage can affect the annual premiums. The more expensive the home, the higher the coverage needed. On average, the cheapest insurers with $2 million in dwelling coverage are:
- Farmers: $5,101 per year
- Nationwide: $6,422 per year
Take a look at how dwelling coverage can change the annual premiums in the table below.