When buying homeowners insurance in Houston, cost is an important consideration since most companies offer the same core coverages. You can find the cheapest home insurance option in Houston by comparing quotes from different companies.
For the average Houston homeowner, the cheapest insurance companies on average for home insurance with $250,000 in dwelling coverage are:
- Nationwide: $1,104 per year
- Farmers: $1,326 per year
On average, the cheapest insurance companies in Houston for home insurance for expensive homes with $2,000,000 in dwelling coverage are:
- Farmers: $5,182 per year
- Nationwide: $6,677 per year
You can use the table below to see how the prices change based on the dwelling coverage.