A comparison of home insurance companies in Irvine reveals that most of them offer similar core coverages, making the price a key factor to consider while selecting a policy.
Considering a policy offering baseline dwelling coverage of $500,000, the following two are the cheapest home insurance providers in Irvine:
- Allstate: $1,548 per year
- State Farm: $1,566 per year
However, the cheapest home insurance companies can be different for different coverages. For example, if you own an expensive home and need a dwelling coverage of $2 million, the following two companies are the cheapest in Irvine:
- ASI: $4,835 per year
- State Farm: $5,887 per year
Note that your home insurance policy's premium depends on the dwelling coverage you go for. And the cheapest companies can also differ based on the coverage. The table below demonstrates how the cost of home insurance changes as you adjust the dwelling coverage.