When choosing a homeowners policy in Kansas City, cost is an important factor because most insurance companies offer the same core coverages.
For the average homeowner, the cheapest insurance companies in Kansas City for home insurance with $250,000 in dwelling coverage, on average, are:
- USAA: $2,100 per year (only available to current and former military members and their families)
- Travelers: $2,160 per year
For expensive homes, the cheapest insurance companies in Kansas City for home insurance with $2,000,000 in dwelling coverage are:
- USAA: $9,204 per year (only available to current and former military members and their families)
- American Family: $12,779 per year
You can adjust the dwelling coverage in the table below to see how the price changes.