Many insurance providers offer the same core coverages, so the price is an important factor when choosing your home insurance policy.
The cheapest homeowners insurance in Sioux Falls for policies offering $250,000 in dwelling coverage are:
- Travelers: $1,666 per year
- Farmers: $2,048 per year
For homeowners with high-value homes and $2 million in dwelling coverage, the cheapest policies are offered by:
- Farmers: $7,052 per year
- American Family: $9,959 per year
By adjusting dwelling coverage limits in the table below, you’ll be able to see how dwelling coverage affects policy rates.