How much homeowners insurance is in Tampa is an important consideration when looking for the best policy, especially since most companies offer the same core coverages.
Based on MoneyGeek’s findings, the best cheap homeowners insurance companies in the city for the average homeowner whose policy has dwelling coverage worth $250,000 are from:
- Travelers: $1,052 per year
- Nationwide: $1,158 per year
Homeowners with expensive homes may need higher coverage limits. For those that have a policy with $2,000,000 dwelling coverage, the most affordable options are:
- Allstate: $6,806 per year
- Nationwide: $8,661 per year
The dwelling coverage limits of a policy, or the coverage that will pay to replace the structure of your home, also impact the cost of your homeowners insurance in Tampa. The table below shows how prices change depending on the dwelling coverage.