Best Homeowners Insurance in Maine (2024)

Chubb stands out as the best home insurance provider in Maine, tailored to meet diverse owner needs. If you have a new or more expensive residence, Chubb's offerings remain unparalleled. We used a $100,000 dwelling coverage limit to gather quotes.

The coverage you require will influence your premium, and understanding how much insurance you need is important in making your choice. Additionally, MoneyGeek has analyzed the cheapest home insurance in Maine, focusing on affordability without factoring service quality.

Chubb is currently identified as offering the best home insurance in Maine. The top home insurance providers in Maine have been rated for their outstanding offerings, with the two leading companies securing the highest ranks for excellence in coverage and customer service.

• Chubb: MoneyGeek score of 94 out of 100 ($362 per year)
• State Farm: MoneyGeek score of 83 out of 100 ($475 per year)

Homeowners in Maine face an array of choices when it comes to selecting an insurance provider, each offering varying levels of cost and service. It is crucial for you to find the right balance that suits your individual needs, ensuring both affordable premiums and reliable service.

Chubb stands out as the top provider of home insurance in Maine based on service quality. The providers listed below excel in meeting customer needs, being the top two home insurance providers in Maine for service quality.

• Chubb: MoneyGeek score of 94 out of 100 ($362 per year)
• State Farm: MoneyGeek score of 76 out of 100 ($475 per year)

Valuing service quality in a home insurance provider means prioritizing customer support, claim handling, and overall reliability. Homeowners should opt for providers with high service scores to ensure a smoother experience, particularly during stressful times like filing a claim after storm damage.

Chubb offers the cheapest home insurance in Maine. Take a look at the best and cheapest homeowners insurance providers in Maine for those on a budget below.

• Chubb: MoneyGeek score of 93 out of 100 ($362 per year)
• Vermont Mutual: MoneyGeek score of 89 out of 100 ($222 per year)

Chubb boasts an affordability score of 69 out of 75. While it's important to find a provider with low premiums, such as Chubb, it doesn't always signify top-tier service. When considering the average cost of home insurance in Maine, it's wise to choose a company that delivers a balance of reasonable rates and high-quality service.

Chubb is the premier choice for home insurance in Maine for owners of high-value homes. Providers listed here are the best for those needing up to $1 million in dwelling coverage.

• Chubb: MoneyGeek score of 91 out of 100 ($3,256 per year)
• State Farm: MoneyGeek score of 88 out of 100 ($2,525 per year)

Considering expensive homes generally require more comprehensive coverage, finding an insurer that delivers an excellent cost-to-quality ratio is crucial for homeowners.

Chubb stands out as the premier insurer for new homeowners searching for the best home insurance in Maine. These providers are exemplary for anyone looking for the top-tier homeowners insurance for $500,000 in dwelling coverage in Maine for new dwellings.

• Chubb: MoneyGeek score of 84 out of 100 ($1,404 per year)
• Concord Group Insurance: MoneyGeek score of 78 out of 100 ($737 per year)

Chubb shows a strong balance of value and performance for homeowners.

For veterans in Maine, Chubb has the highest MoneyGeek score. With an annual premium of $362, Chubb offers a prime balance of affordability and comprehensive coverage. Take a look at the best and cheapest homeowners insurance providers in Maine for veterans and military families below.

• Chubb: MoneyGeek score of 94 out of 100 ($362 per year)
• State Farm: MoneyGeek score of 83 out of 100 ($475 per year)

The leading homeowners insurance company for veterans appreciates their distinct circumstances, such as regular moves and deployment readiness.

The best homeowners insurance providers strike a balance between quality and cost. Finding the best homeowners insurance hinges on identifying your specific needs. Below are the steps to guide you in selecting the most suitable homeowners insurance, ensuring you're well-protected at a reasonable cost.

Selecting the best homeowners insurance provider in Maine hinges on your unique requirements. We've compiled a list of frequently asked questions about the best homeowners insurance providers to guide your decision-making process.