Best Homeowners Insurance in Nevada (2024)

Nationwide is the best home insurance company in Nevada. However, the right coverage for you will depend on your needs. Capital Insurance Group is the most economical choice in Nevada, excelling in affordability and value for new homeowners. American Family is the superior option for those needing high dwelling coverage limits.

Unless stated otherwise, we used a $100,000 dwelling coverage limit to collect quotes. The amount of dwelling coverage you need will affect your premium. MoneyGeek also assessed the cheapest home in insurance in Nevada for those prioritizing cost over service quality.

Nationwide is the best homeowners insurance provider in Nevada. These are the top two best overall homeowners insurance providers in the Silver State, offering a perfect blend of quality and value for your peace of mind:

• Nationwide: MoneyGeek score of 80 out of 100 ($571 per year)
• American Family: MoneyGeek score of 74 out of 100 ($633 per year)

In Nevada, homeowners have various companies to choose from that feature diverse cost structures and service experiences. Striking the right balance between affordability and excellent service to suit your needs is essential. Making an informed choice ensures you are confident in your home's protection.

American Family offers the best home insurance in Nevada in terms of superior service quality. These are the top two insurers with excellent customer service:

• American Family: MoneyGeek score of 87 out of 100 ($633 per year)
• Nationwide: MoneyGeek score of 83 out of 100 ($571 per year)

Valuing service quality in an insurer means prioritizing customer satisfaction, comprehensive coverage and stability. Homeowners who choose higher-quality service enjoy peace of mind, knowing that their insurer will handle claims effectively and supportively in times of need, such as after a natural disaster.

Capital Insurance Group offers the cheapest homeowners insurance in Nevada for budget-conscious homeowners. Take a look at the best and cheapest homeowners insurance providers in Nevada for those on a budget:

• Capital Insurance Group: MoneyGeek score of 83 out of 100 ($480 per year)
• Nationwide: MoneyGeek score of 79 out of 100 ($571 per year)

Although Capital Insurance Group may offer the cheapest premiums, it does not always mean it provides the best service. Considering the average cost of home insurance in Nevada, it's crucial to choose an insurance provider that offers a good balance of affordable premiums and quality service — like one that provides swift and supportive claims assistance after a natural disaster.

American Family is the top choice for those with expensive homes in Nevada. These top two providers meet the needs of homes requiring $1 million in dwelling coverage.

• American Family: MoneyGeek score of 92 out of 100 ($2,704 per year)
• State Farm: MoneyGeek score of 79 out of 100 ($3,516 per year)

With a near-perfect affordability score, American Family stands out for cost-effectiveness. Expensive homes need comprehensive coverage, so balancing cost and quality is key. American Family offers this balance, ensuring homeowners receive the best protection for their valuable investment.

Nationwide is the best home insurance provider for new homes in Nevada. These providers offer top-notch homeowners insurance for $500K in dwelling coverage, balancing affordability with excellent service:

• Nationwide: MoneyGeek score of 100 out of 100 ($978 per year)
• Encompass: MoneyGeek score of 37 out of 100 ($1,556 per year)

Nationwide stands out with perfect affordability and customer satisfaction scores, ensuring homeowners receive a stellar mix of value and customer care. This winning combination signifies a dependable choice for comprehensive home protection.

Nationwide is the premier provider in Nevada for homeowners insurance for veterans and military families. USAA also ranks highly, with a tailored approach to serving those with military ties. Take a look at the best and cheapest homeowners insurance providers in Nevada for veterans and military families:

• Nationwide: MoneyGeek score of 75 out of 100 ($571 per year)
• Encompass:: MoneyGeek score of 71 out of 100 ($545 per year)

The optimal homeowners insurance provider for veterans understands their specific requirements, such as mobility due to frequent relocations and the unpredictable nature of military deployments, assuring comprehensive home and property coverage at all times.

The best homeowners insurance providers balance outstanding customer service and comprehensive coverage at competitive premiums. Identifying the ideal policy hinges on your coverage needs, home value and personal preferences. These steps will guide you in discovering the homeowners insurance policy that offers the best value for you.

Finding the right homeowners insurance provider in Nevada is a personal decision shaped by your unique coverage needs. These frequently asked questions can help you navigate the options available and make an informed choice.