Best Homeowners Insurance in New Hampshire (2024)

Amica is the best home insurance provider in New Hampshire, addressing varied needs. It is also the most cost-effective choice for those on a budget. Those with expensive homes and new homes will also find Amica to be the best option.

We used a $100,000 dwelling coverage limit to collect quotes unless stated otherwise. The amount of dwelling coverage you need is a significant factor affecting premiums. MoneyGeek has also analyzed the cheapest home insurance in New Hampshire for those whose primary concern is cost.

Amica is the best homeowners insurance provider in New Hampshire. These are the best overall homeowners insurance providers in the Granit State:

• Amica: MoneyGeek score of 95 out of 100 ($423 per year)
• State Farm: MoneyGeek score of 67 out of 100 ($534 per year)

Homeownership in New Hampshire comes with diverse options for insurance coverage, presenting a range of costs and service experiences. Homeowners should find the right balance between affordable premiums and reliable service to suit their unique needs.

Amica is the top performer in home insurance service quality in New Hampshire. For those seeking the finest in home insurance service quality, these companies are the top two providers:

• Amica: MoneyGeek score of 89 out of 100 ($423 per year)
• Nationwide: MoneyGeek score of 67 out of 100 ($645 per year)

Valuing service quality in a home insurance provider ensures prompt, courteous and effective assistance when you need it most. Homeowners should opt for insurers renowned for excellent service to navigate through challenging times smoothly, such as swiftly resolving a claim after storm damage.

Amica is the cheapest homeowners insurance company in New Hampshire. These are the best and most affordable insurers for those on a budget:

• Amica: MoneyGeek score of 97 out of 100 ($423 per year)
• State Farm: MoneyGeek score of 68 out of 100 ($534 per year)

It's essential to note that having the cheapest premiums isn't always the same as having the best service. However, Amica balances these aspects, given its perfect affordability and customer service scores.

In evaluating the average cost of homeowners insurance in New Hampshire, homeowners should seek a balance between economical rates and quality service. For instance, after a storm damages your roof, a provider with superior service can make the claims process smoother and less stressful.

Amica is the best choice in New Hampshire for homeowners with expensive homes seeking insurance. These providers are the top two options for properties requiring $1 million in dwelling coverage.

• Amica: MoneyGeek score of 94 out of 100 ($2,524 per year)
• State Farm: MoneyGeek score of 80 out of 100 ($2,815 per year)

Amica stands out with its impressive affordability score. Since such homes often need more insurance coverage, which affects premiums, selecting an insurer with an excellent cost-quality balance is key.

Amica provides the best home insurance for new homes in New Hampshire. These leading providers offer comprehensive homeowners insurance for $500K in dwelling coverage.

• Amica: MoneyGeek score of 93 out of 100 ($769 per year)
• Concord Group Insurance: MoneyGeek score of 57 out of 100 ($922 per year)

With an impressive affordability score, Amica presents a compelling mix of value and reliability for homeowners. It ensures peace of mind through a balance of cost and service.

Amica is the best option for military families in New Hampshire seeking home insurance. It offers the best blend of price, customer satisfaction and stability. These are the best and most affordable providers for veterans and military families in New Hampshire:

• Amica: MoneyGeek score of 93 out of 100 ($423 per year)
• State Farm: MoneyGeek score of 73 out of 100 ($534 per year)

The ideal provider for homeowners insurance for veterans acknowledges their distinctive requirements, such as readiness for frequent moves and sudden deployments. They ensure comprehensive protection for their homes and possessions at all times.

Finding the best homeowners insurance requires a provider that balances quality and cost, translating to exceptional customer service and substantial coverage at a reasonable premium. The optimal homeowners insurance policy for you hinges on your individual requirements and your property's unique characteristics. These steps will guide you through a process tailored to pinpoint the coverage that best aligns with your needs, ensuring you make an informed decision about your homeowners insurance.

Choosing the best homeowners insurance provider in New Hampshire hinges on your specific needs. As you navigate the options available, you may have questions about coverage, cost and customer service. We address some of the most frequently asked questions to help you find a policy that fits your unique situation.