Updated: December 20, 2024
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The top life insurance provider for men is Nationwide, with a MoneyGeek score of 97 and a monthly premium cost of $16. For women, the leading company is GEICO, with a MoneyGeek score of 96 and a monthly premium of $13.
Choosing the right life insurance company is crucial, and the best policy varies based on individual factors.
BestLife InsuranceAlabamaBest Life Insurance Companies in Alabama
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Alabama.
Coverage costs and company information for life insurance providers were updated in December 2024.
| Nationwide | 1 | 97 |
| GEICO | 2 | 97 |
| Mutual of Omaha | 3 | 95 |
| Protective | 4 | 94 |
| State Farm | 5 | 93 |
| Haven | 6 | 92 |
| Prudential | 7 | 91 |
| Allstate | 8 | 90 |
| AAA | 9 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in Alabama:
Nationwide and GEICO are the best life insurance providers in Alabama for men and women, respectively. Nationwide leads with a MoneyGeek score of 97 and a monthly premium of $16 for men. GEICO tops the ranks for women, with a MoneyGeek score of 96 and a more affordable monthly premium of $13.
The top three highest MoneyGeek scores for life insurance in Alabama are:
Nationwide is the top-rated company for the best life insurance in Alabama for men, with a MoneyGeek score of 97. With a monthly premium of $16, Nationwide offers exceptional value without compromising on quality or service.
Pros:
GEICO is the best life insurance option in Alabama for women. With an impressive overall MoneyGeek score of 96 and a monthly premium of $13, the insurer guarantees exceptional value tied with financial reliability.
Pros:
Cons:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Alabama:
Quotes gathered were for a $250,000 life insurance policy with a 10-year term.
Nationwide is the leading provider of the best term life insurance in Alabama, with a MoneyGeek score of 97 for men and women. It has a monthly premium of $13 for men and $12 for women.
These companies earned the top three highest MoneyGeek scores:
Nationwide is the top option for the best term life insurance in Alabama, with a MoneyGeek score of 97 for men and women. It has a monthly cost of $13 for men and $12 for women.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in Alabama:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm is the leading provider of the best whole life insurance in Alabama for men and women, with a MoneyGeek score of 99.
Here are the companies in Alabama with the highest MoneyGeek scores:
State Farm is the best whole life insurance provider in Alabama for men and women, with a MoneyGeek score of 99. With a well-rounded suite of insurance products and benefits, it is the go-to company for individuals seeking reliable and comprehensive coverage.
Pros:
Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in Alabama:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide is the top performer offering the best universal life insurance in Alabama for men and women, with a MoneyGeek score of 99.
Here are the top three companies with the highest MoneyGeek scores:
Nationwide is the best choice for universal life insurance in Alabama for men and women, with the highest MoneyGeek score of 99.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in Alabama:
We did not weigh affordability as we did not collect quotes for no-medical-exam life insurance. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide is the best no-medical-exam life insurance provider in Alabama, with a MoneyGeek score of 99 for men and women.
The top three highest MoneyGeek scores are:
Nationwide is the top choice for the best no-medical-exam life insurance in Alabama for men and women, with a MoneyGeek score of 99.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in Alabama:
We applied the same weightings as the term life insurance category, but the profile for the quote was adjusted to a 70-year-old.
Nationwide is the leading provider of the best term life insurance for seniors in Alabama, with a MoneyGeek score of 98 for men and women. It has a monthly cost of $44 for men and $41 for women. Nationwide stands out for its high customer satisfaction, affordability and diverse offerings.
| Nationwide | 1 | $44 | 99 |
| Mutual of Omaha | 2 | $44 | 97 |
| GEICO | 3 | $45 | 96 |
| Prudential | 4 | $49 | 95 |
| Protective | 5 | $61 | 93 |
| State Farm | 6 | $86 | 93 |
| AAA | 7 | $73 | 91 |
| Allstate | 8 | $71 | 91 |
| Haven | 9 | $100 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Alabama for people who smoke:
The same weightings were applied as the term life insurance category, but we adjusted the persona for the quote to reflect an active smoker.
Mutual of Omaha is the top provider for men for the best term life insurance for smokers in Alabama, with a MoneyGeek score of 97 and a monthly cost of $25. Allstate leads for women, with a MoneyGeek score of 94 and a monthly cost of $15.
| Mutual of Omaha | 1 | $25 | 97 |
| GEICO | 2 | $24 | 96 |
| Nationwide | 3 | $32 | 96 |
| State Farm | 4 | $34 | 96 |
| Prudential | 5 | $25 | 95 |
| Allstate | 6 | $24 | 94 |
| Protective | 7 | $38 | 91 |
| Haven | 8 | $46 | 90 |
| AAA | 9 | $48 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Alabama for young adults:
We applied the same weightings as the term life insurance category; however, the persona for the quote is a 20-year-old.
Nationwide is the top provider for the best term life insurance for young adults, with a MoneyGeek score of 97 for women and men. Its monthly premiums are $8 for women and $9 for men. The key factors contributing to Nationwide's top position are its high customer satisfaction and stability scores, highlighting the insurer's commitment to providing quality and reliable service to its clients.
| Nationwide | 1 | $9 | 97 |
| GEICO | 2 | $6 | 97 |
| Mutual of Omaha | 3 | $8 | 96 |
| Protective | 4 | $8 | 94 |
| State Farm | 5 | $16 | 94 |
| Haven | 6 | $10 | 93 |
| Prudential | 7 | $12 | 92 |
| AAA | 8 | $13 | 91 |
| Allstate | 9 | $14 | 89 |
| Bestow | 10 | $18 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in Alabama:
We applied the same weightings as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
Mutual of Omaha stands out as the best cheap term life insurance provider in Alabama, with a MoneyGeek score of 97 for men and women. Its monthly premiums are $12 for men and $11 for women.
Mutual of Omaha's leading position is due to its reliability and affordability in the competitive insurance market. Policyholders can trust in this consistent provider for their term life insurance needs.
| Mutual of Omaha | $12 | 97 |
| GEICO | $10 | 97 |
| Nationwide | $13 | 96 |
| Protective | $13 | 94 |
| Prudential | $17 | 90 |
| Haven | $17 | 89 |
| State Farm | $25 | 89 |
| AAA | $20 | 88 |
| Allstate | $21 | 88 |
The average monthly premiums for life insurance in Alabama is $31 for women and $42 for men. Factors influencing the average cost of life insurance include age, health status, occupation and the length and amount of coverage desired. Smoking habits and lifestyle choices can also affect premiums. By staying informed, you can secure a plan that aligns with your financial goals.
The best life insurance in Alabama for men is offered by Nationwide.
The price of life insurance in Alabama for men is influenced by several factors, including age, health and the amount of coverage. The best life insurance in Alabama for men, which comes from Nationwide, has an average monthly premium of $16.
The best life insurance for women in Alabama is provided by GEICO.
The cost of life insurance in Alabama for women depends on age, health and coverage options. GEICO offers the best life insurance, with an average monthly premium of $13.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.
