Updated: December 24, 2024
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In Anaheim, California, Protective is the best life insurance provider for both men and women. It has a MoneyGeek score of 91 for women with an average monthly premium of $23 and 92 for men with a monthly premium of $27.
These scores and premiums are based on a 20-year term policy with $500,000 coverage. Different factors should be considered when deciding on life insurance. Your unique needs may mean a different company is best for you.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Anaheim, California.
Coverage costs and company information for life insurance providers were updated in September 2024.
BestLife InsuranceAnaheim, CABest Life Insurance Companies in Anaheim
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
Protective offers the best life insurance in Anaheim for both men and women, with a MoneyGeek score of 92 and 91, respectively. The average monthly premium for men is $27, while for women is $23.
Top providers for men:
Top providers for women:
Protective offers a balanced combination of affordability, customer satisfaction and financial stability, making it a reliable choice for individuals in Anaheim looking for life insurance.
Protective is the premier choice for life insurance in Anaheim, offering robust coverage for both men and women. With an overall MoneyGeek score of 92 for men and 91 for women, it combines high customer satisfaction with affordability.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
For men seeking the best term life insurance in Anaheim, Mutual of Omaha stands out with a MoneyGeek score of 91, averaging $18 per month. Women fare best with Protective, scoring a 92 at $16 per month. These companies offer competitive premiums and high customer satisfaction, making them a smart choice for individuals prioritizing financial stability and value in a term life insurance policy.
The top two term life insurance companies for men are:
For women, the top two are:
Term life insurance offers coverage for a specified period, providing a death benefit if the insured passes away during the term. It is often chosen over permanent life insurance for its affordability and simplicity. For instance, a parent might opt for term life insurance to ensure their child's educational expenses are covered until graduation.
Mutual of Omaha offers the best term life insurance in Anaheim for men with a MoneyGeek score of 91. Men can secure a policy at an approximate monthly premium of $18, offering a blend of value and security.
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Protective offers the best term life insurance in Anaheim for women, boasting a MoneyGeek score of 92. The company offers an average monthly premium of $16, making it an attractive choice for those seeking both reliability and affordability.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
Protective is the best whole life insurance provider in Anaheim, for both men and women, boasting a MoneyGeek score of 92 out of 100. The company's high score reflects its commitment to customer satisfaction, affordability and financial stability.
The top two providers are:
Whole life insurance provides lifelong coverage and includes an investment component that can grow over time. Someone might choose whole life insurance to ensure their family's financial stability while also building cash value that can be borrowed against in the future.
Protective is the top choice for whole life insurance in Anaheim for both men and women, with an overall MoneyGeek Score of 92 for each. This score reflects a balance of affordability and customer satisfaction that Protective offers to its policyholders.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies, over a 10-year term for $250K coverage.
Protective offers the best universal life insurance in Anaheim, with a MoneyGeek score of 91 for both men and women. The top two providers, based on MoneyGeek scores, are as follows.
Best universal life insurance providers:
Universal life insurance provides a flexible insurance option that combines lifelong coverage with the potential for cash value accumulation. For instance, someone might opt for universal life insurance over term life insurance to benefit from the policy's adaptability, which allows for adjusting premiums and death benefits to suit changing life circumstances.
Protective is our pick for the leading provider of universal life insurance in Anaheim, offering top-tier services for both men and women. With a MoneyGeek score of 91 for both, Protective stands out for its commitment to customer satisfaction and financial stability.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams, for a 10-year term with $250K coverage if the insuree was in poor health.
In Anaheim, Protective offers the best life insurance without the hassle of a mandatory medical exam for both men and women, with a MoneyGeek score of 91.
Best no-medical-exam insurance providers:
Life insurance without a medical exam allows individuals to obtain coverage quickly and without the need for a medical checkup. For example, someone with a busy lifestyle or a fear of medical procedures might opt for no-medical-exam life insurance over traditional policies to avoid the inconvenience and discomfort of medical tests.
Protective stands out for its commitment to customer satisfaction and affordable premiums for both men and women needing life insurance. This company simplifies the search for reliable life insurance without the need for a medical exam.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
In Anaheim, Protective offers the best term life insurance for seniors, with a MoneyGeek score of 91 for men and 90 for women, and monthly premiums of $64 and $59, respectively.
Age is a determining factor in life insurance premiums, with rates typically increasing as individuals enter their senior years. Protective's top scores reflect its commitment to customer satisfaction, a smooth buying process, a diverse product offering and financial stability. These factors are essential for seniors who prioritize reliability and affordability in their life insurance choices.
| 1 | Protective | $64 | 91 |
| 2 | Mutual of Omaha | $72 | 91 |
| 3 | Nationwide | $61 | 90 |
| 4 | Allstate | $58 | 89 |
| 5 | Transamerica | $59 | 88 |
| 6 | AAA | $81 | 88 |
| 7 | Prudential | $62 | 87 |
| 8 | State Farm | $94 | 86 |
| 9 | Haven | $127 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
For those seeking the best term life insurance for smokers in Anaheim, Mutual of Omaha emerges as the leading choice for both men and women. The company boasts a MoneyGeek score of 90 for men with an average monthly premium of $69 and 89 for women with an average monthly premium of $70.
Smoking is a factor that life insurance providers consider due to the increased health risks it poses, which typically leads to higher premiums. Mutual of Omaha's high MoneyGeek score reflects its strong performance across multiple metrics, including affordability, customer satisfaction and financial stability.
| 1 | Mutual of Omaha | $69 | 90 |
| 2 | Nationwide | $66 | 89 |
| 3 | AAA | $72 | 88 |
| 4 | Prudential | $54 | 88 |
| 5 | Transamerica | $64 | 87 |
| 6 | Protective | $112 | 87 |
| 7 | Haven | $69 | 86 |
| 8 | State Farm | $97 | 84 |
| 9 | Allstate | $95 | 84 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
For the best term life insurance for young adults in Anaheim, Protective stands out with a MoneyGeek Score of 92 and a monthly premium of $8.
Age plays a significant role in determining life insurance premiums, with younger adults often enjoying lower rates. Protective's top score is attributed to its affordability, high customer satisfaction and financial stability.
| 1 | Protective | $8 | 92 |
| 2 | Mutual of Omaha | $10 | 91 |
| 3 | Nationwide | $10 | 90 |
| 4 | Allstate | $8 | 89 |
| 5 | Transamerica | $8 | 88 |
| 6 | AAA | $11 | 88 |
| 7 | Prudential | $12 | 85 |
| 8 | State Farm | $15 | 85 |
| 9 | Haven | $13 | 84 |
| 10 | Bestow | $18 | 83 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
If you're looking for the best cheap term life insurance in Anaheim, Protective tops the list for both men and women with a MoneyGeek score of 92. The monthly premium is $13 for women and $14 for men.
Factors influencing life insurance premiums include age, health rating and coverage amount. To get the lowest premiums, maintain a healthy lifestyle, choose a shorter term length and opt for a lower coverage amount.
| 1 | Protective | $14 | 92 |
| 2 | Allstate | $14 | 91 |
| 3 | Nationwide | $16 | 91 |
| 4 | Transamerica | $14 | 91 |
| 5 | Mutual of Omaha | $16 | 89 |
| 6 | AAA | $18 | 87 |
| 7 | Prudential | $18 | 85 |
| 8 | State Farm | $23 | 82 |
| 9 | Haven | $23 | 82 |
In Anaheim, the average monthly premium for term life insurance is $21 for women and $25 for men.
Several factors influence the cost of life insurance premiums, including age, health, lifestyle, occupation and coverage amount.
The cost of life insurance in Anaheim may differ from other parts of California due to various local factors. Health trends, cost of living, crime rates and environmental conditions can all impact premium rates. For instance, areas with higher health care costs or greater environmental risks might see higher premiums.
Protective offers the best life insurance in Anaheim for men, with a MoneyGeek score of 92 out of 100.
Protective offers the best life insurance for men in Anaheim at an average monthly premium of $27.
Protective also offers the best life insurance in Anaheim for women, with a MoneyGeek score of 91.
Protective provides the best life insurance for women in Anaheim, with an average monthly premium of $23.
Life insurance in Anaheim is similar to other parts of California in terms of coverage options and costs. However, specific companies like Protective may have higher MoneyGeek scores in Anaheim compared to other cities. This indicates that residents in Anaheim may have access to better-rated life insurance providers.
If a life insurance company goes bankrupt in Anaheim, policyholders are generally protected by state guaranty associations. These associations ensure that policyholders receive coverage up to certain limits, even if the insurance company fails. It's important to check the specific limits and protections provided by the state guaranty association.
Anaheim residents might need life insurance to provide financial security for their families in case of unexpected events. Life insurance can help cover expenses such as mortgage payments, education costs, and daily living expenses. It ensures that loved ones are financially protected.
To find a lost life insurance policy in Anaheim, start by checking with the deceased's employer, bank, or financial advisor. You can also contact the California Department of Insurance for assistance. Additionally, online tools and databases can help locate unclaimed life insurance policies.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
