Updated: December 24, 2024
Advertising & Editorial Disclosure
Protective is the best life insurance company in Antioch, California, for both men and women. The MoneyGeek score for men is 92 out of 100, with an average monthly premium of $28. For women, the MoneyGeek score is 91, with an average premium of $25 per month.
Different factors influence life insurance decisions, and these scores and premium costs are based on a 20-year term policy with $500,000 coverage. Your unique needs may mean a different company is best for you.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Antioch, California.
Coverage costs and company information for life insurance providers were updated in September 2024.
BestLife InsuranceAntioch, CABest Life Insurance Companies in Antioch
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
Protective offers the best life insurance in Antioch for both men and women, with a MoneyGeek score of 92 for men and 91 for women. The monthly premium is $28 for men and $25 for women.
Top providers for men:
Top providers for women:
Protective excels in customer satisfaction, financial stability and product diversity, making it a reliable and affordable option for life insurance in Antioch.
Protective is the best life insurance provider in Antioch for both men and women, boasting a MoneyGeek score of 91 for women and 92 for men. With monthly premiums at an affordable $25 for women and $28 for men, Protective offers a balance of cost and quality that is hard to beat.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
Protective stands out as the provider with the best term life insurance in Antioch. It has a MoneyGeek score of 92 for both men and women and a monthly premium of $15 and $14, respectively. This score indicates a high level of customer satisfaction, financial stability and product diversity.
The top two term life insurance companies for men are:
For women, the top two are:
Term life insurance offers coverage for a specified period, providing a death benefit if the insured passes away during the term. It is often chosen over permanent life insurance for its affordability and simplicity. For instance, a parent might opt for term life insurance to ensure their child's educational expenses are covered until graduation.
Protective is the best term life insurance provider in Antioch for both men and women, with a MoneyGeek score of 92 for each. Protective offers a balance of cost and quality, with average monthly premiums of $15 and $14, respectively.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
Protective is the best whole life insurance provider for both men and women, with a MoneyGeek score of 91 for men and 92 for women. This ranking reflects a combination of affordability, customer satisfaction, and financial stability, making Protective a solid choice for individuals in need of reliable life insurance coverage.
Top whole life companies for men in Antioch:
Top whole life companies for women in San Antonio:
Whole life insurance provides lifelong coverage and includes an investment component that can grow over time. Someone might choose whole life insurance to ensure their family's financial stability while also building cash value that can be borrowed against in the future.
Protective is the premier choice for whole life insurance in Antioch, catering to both men and women. With an impressive MoneyGeek score of f91 for men and 92 for women, Protective ensures robust coverage.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies, over a 10-year term for $250K coverage.
Protective offers the best universal life insurance in Antioch, with a MoneyGeek score of 91 for both men and women.
Universal life insurance offers a flexible premium and death benefit, along with the potential to build cash value over time. For instance, someone who wants the ability to adjust their premiums and coverage as their financial situation changes might opt for universal life insurance over more rigid policies.
Protective provides the best universal life insurance in Antioch, catering to both men and women with a MoneyGeek score of 91. This score reflects a harmonious balance of customer satisfaction, affordability and financial stability, making Protective a reliable option for life insurance seekers in the region.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams, for a 10-year term with $250K coverage if the insuree was in poor health.
In Antioch, Protective offers the best life insurance without the hassle of a mandatory medical exam for both men and women, with a MoneyGeek score of 91.
Life insurance without a medical exam allows individuals to obtain coverage quickly and without the need for a medical checkup. This can be particularly beneficial for those with health concerns or who require immediate coverage. For instance, someone with a chronic condition might opt for no-medical-exam insurance to avoid the possibility of being denied coverage or facing higher premiums.
Protective is the best provider of no-medical-exam life insurance in Antioch, catering to both men and women with an impressive MoneyGeek score of 91. This score reflects the company's commitment to customer satisfaction and financial stability, ensuring policyholders receive quality service and peace of mind.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
Protective offers the best term life insurance for seniors in Antioch, with a MoneyGeek score of 91 for men and 90 for women. Men can expect a monthly premium of $68, while women are quoted $65. Protective's top scores reflect its excellence in customer satisfaction, financial stability and product diversity.
Age impacts life insurance premiums, with costs generally increasing as one ages. This is due to the higher risk associated with insuring older individuals.
| 1 | Protective | $68 | 91 |
| 2 | Mutual of Omaha | $77 | 91 |
| 3 | Nationwide | $65 | 90 |
| 4 | Allstate | $62 | 89 |
| 5 | Transamerica | $63 | 88 |
| 6 | AAA | $86 | 88 |
| 7 | Prudential | $66 | 87 |
| 8 | State Farm | $101 | 86 |
| 9 | Haven | $135 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
Mutual of Omaha offers the best term life insurance for smokers in Antioch, with a MoneyGeek Score of 91 for men and 89 for women. The monthly premium for men is $74, while for women it's $78.
Smoking significantly influences life insurance premiums, as insurers view smokers as higher-risk clients due to the associated health issues.
| 1 | Mutual of Omaha | $74 | 90 |
| 2 | Nationwide | $71 | 89 |
| 3 | AAA | $76 | 88 |
| 4 | Prudential | $58 | 88 |
| 5 | Transamerica | $68 | 87 |
| 6 | Protective | $120 | 87 |
| 7 | Haven | $73 | 86 |
| 8 | State Farm | $104 | 84 |
| 9 | Allstate | $102 | 84 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
Protective offers the best term life insurance for young adults in Antioch. It has a MoneyGeek Score of 92 for men and a monthly premium of $9, and a score of 92 for women and a monthly premium of $8. Protective achieves the highest MoneyGeek score due to its affordability, customer satisfaction and financial stability.
Age significantly impacts the cost of life insurance premiums; younger individuals generally pay lower premiums due to their lower risk profile.
| 1 | Protective | $9 | 92 |
| 2 | Mutual of Omaha | $11 | 91 |
| 3 | Nationwide | $11 | 90 |
| 4 | Allstate | $9 | 89 |
| 5 | Transamerica | $9 | 88 |
| 6 | AAA | $12 | 88 |
| 7 | Prudential | $13 | 85 |
| 8 | State Farm | $16 | 85 |
| 9 | Haven | $14 | 84 |
| 10 | Bestow | $19 | 83 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
For the best cheap term life insurance in Antioch, Protective stands out for both men and women. It has a MoneyGeek score of 92 and offers a monthly premium of $14 for women and $15 for men.
Age, health rating, coverage amount and term length affect life insurance premiums. To secure the lowest rates, maintain a healthy lifestyle, choose a shorter term length and opt for a lower coverage amount.
| 1 | Protective | $15 | 92 |
| 2 | Allstate | $14 | 91 |
| 3 | Nationwide | $17 | 91 |
| 4 | Transamerica | $15 | 91 |
| 5 | Mutual of Omaha | $18 | 89 |
| 6 | AAA | $20 | 87 |
| 7 | Prudential | $20 | 85 |
| 8 | State Farm | $25 | 82 |
| 9 | Haven | $24 | 82 |
The average monthly premium for term life insurance in Antioch is $23 for women and $27 for men.
Many factors affect the cost of life insurance premiums. These include age, health, lifestyle, coverage amount, and policy type. For instance, younger, healthier individuals generally pay lower premiums, while those with health issues or risky lifestyles may face higher costs.
Several local factors might influence the cost of life insurance in Antioch. Local health statistics, economic conditions, and crime rates can all play a role. If the area has higher health care costs or a higher rate of insurance claims, premiums may be higher. Conversely, if the local conditions are favorable, premiums might be lower compared to other parts of California.
Understanding these factors can help you make informed decisions about your life insurance options. When choosing a policy, it's always a good idea to compare multiple quotes and consider your personal circumstances.
Protective has the best life insurance in Antioch for men, with a MoneyGeek score of 92 out of 100.
The monthly premium cost for the best life insurance for men in Antioch is $28.
Protective also offers the best life insurance in Antioch for women, with a MoneyGeek score of 91 out of 100.
The monthly premium cost for the best life insurance for women in Antioch is $25.
Life insurance in Antioch is consistent with the rest of California. Protective is the top company for both men and women, with similar MoneyGeek scores. This suggests that residents in Antioch have access to the same quality and cost-effective options as those in other parts of the state.
If a life insurance company goes bankrupt in Antioch, policyholders are protected by state guaranty associations. These associations ensure that claims are paid and policies are honored, providing a safety net for consumers. It's important for policyholders to understand their rights and the protections in place.
Antioch residents may need life insurance to provide financial security for their families, cover outstanding debts, and pay for funeral expenses. Life insurance can ensure that dependents are not burdened financially in the event of the policyholder's death. It also offers peace of mind knowing that loved ones are protected.
To find a lost life insurance policy in Antioch, start by contacting the insurance company directly. Check bank statements for premium payments and review any personal records. You can also use state resources, such as the California Department of Insurance, which may help locate lost policies.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
