In Arizona, for women seeking the best life insurance provider, Nationwide tops the charts with a MoneyGeek score of 96 and an approximate monthly premium of $29. Nationwide is best choice for men as well, with a MoneyGeek score of 97 and a monthly premium of $31. Consider various factors such as affordability, coverage needs and company reliability.
Best Life Insurance in Arizona (November 2024)
The best life insurance in Arizona is provided by Nationwide, with scores of 96 and 97 for women and men, respectively.
Updated: November 21, 2024
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Best Life Insurance Companies in Arizona
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Arizona.
Coverage costs and company information for life insurance providers were updated in March 2024.
Best Life Insurance in Arizona: Summary
- Best Whole Life Insurance
- Best Universal Life Insurance
- Best Cheap Life Insurance
- Best Life Insurance Overall
- Best Term Life Insurance
- Best Term Life Insurance for Smokers
- Best Term Life Insurance for Young Adults
- Best Term Life Insurance for Seniors
- Best No Medical Exam Life Insurance
- F
- M
Nationwide | 1 | 97 |
GEICO | 2 | 97 |
Mutual of Omaha | 3 | 96 |
State Farm | 4 | 94 |
Protective | 5 | 93 |
Prudential | 6 | 93 |
Transamerica | 7 | 92 |
American Family Insurance | 8 | 91 |
Haven | 9 | 91 |
Allstate | 10 | 89 |
AAA | 11 | 89 |
Overall Best Life Insurance in Arizona
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in Arizona:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
Nationwide stands out is the best life insurance provider in Arizona for both men and women. With a MoneyGeek score of 96 for women and 97 for men, Nationwide offers a monthly premium of $29 for women and $31 for men. It offers financial protection and a commitment to diversity and customer satisfaction.
The top life insurance options in Arizona are:
- Nationwide: MoneyGeek score of 97 out of 100 ($29 per month for women; $31 per month for men)
- GEICO: MoneyGeek score of 97 out of 100 ($25 per month for women; $26 per month for men)
- Mutual of Omaha: MoneyGeek score of 96 out of 100 ($27 per month for women; $31 per month for men)
Overall Best for Men: Nationwide
COMPANY HIGHLIGHTS
Nationwide is the best choice for life insurance in Arizona for men, with a MoneyGeek score of 97 and a monthly premium of $31.
Pros:
- High customer satisfaction
- Affordable premium rates
- Diverse range of products
Overall Best for Women: Nationwide
COMPANY HIGHLIGHTS
Nationwide is the best life insurance choice for women in Arizona. With a MoneyGeek score of 96 and a monthly premium of $29, it offers a blend of value, product diversity and user-friendly experience.
Pros:
- High customer satisfaction
- Diverse product offerings
- Streamlined buying process
Best Term Life Insurance in Arizona
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Arizona:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
Costs are based on quotes gathered for a $250,000 life insurance policy with a 10-year term.
With a MoneyGeek score of 97, Nationwide provides the best term life insurance in Arizona. Its monthly premium is $22 regardless of gender.
The top three highest scorers are:
- Nationwide: MoneyGeek score of 97 out of 100 ($22 per month for women and men)
- GEICO: MoneyGeek score of 97 out of 100 ($18 per month for women and men)
- Mutual of Omaha: MoneyGeek score of 95 out of 100 ($23 per month for women; $24 per month for men)
Best Term Life: Nationwide
COMPANY HIGHLIGHTS
Nationwide provides the best term life insurance in Arizona, offering a blend of value and quality. It earned a MoneyGeek score of 97 and has a monthly premium of $22.
Pros:
- High customer satisfaction
- Competitive pricing
- Varied options
Best Whole Life Insurance in Arizona
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in Arizona:
- Financial Stability: 35%
- Customer Satisfaction: 30%
- Buying Process: 15%
- Product Diversity: 20%
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm is best whole life insurance provider in Arizona, with a MoneyGeek score of 99. The company's consistent performance underscores its commitment to providing value and service.
The top performers are:
- State Farm: MoneyGeek score of 99 out of 100
- Nationwide: MoneyGeek score of 98 out of 100
- American Family Insurance: MoneyGeek score of 96 out of 100
Best Whole Life: State Farm
COMPANY HIGHLIGHTS
State Farm provides the best whole life insurance in Arizona, with a MoneyGeek score of 99. It offers exceptional customer service, diverse product offerings and robust financial stability.
Pros:
- High level of customer satisfaction
- Wide range of insurance products
- Strong financial stability
Cons:
- Potentially complicated buying process
Compare Life Insurance Rates
Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
Best Universal Life Insurance in Arizona
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in Arizona:
- Financial Stability: 25%
- Customer Satisfaction: 25%
- Buying Process: 25%
- Product Diversity: 25%
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide provides the best universal life insurance in Arizona, with a MoneyGeek score of 99.
The top three scorers serve as a guide for potential policyholders who value an insurer’s stability, customer satisfaction and affordability:
- Nationwide: MoneyGeek score of 99 out of 100
- State Farm: MoneyGeek score of 98 out of 100
- American Family Insurance: MoneyGeek score of 97 out of 100
Best Universal: Nationwide
COMPANY HIGHLIGHTS
Nationwide earned a MoneyGeek score of 99, making the best universal life insurance in Arizona. Nationwide combinies top-tier customer satisfaction, a seamless buying process and robust financial stability.
Pros:
- Stellar customer satisfaction ratings
- Extensive range of insurance products
Best No-Medical-Exam Life Insurance in Arizona
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in Arizona:
- Financial Stability: 20%
- Customer Satisfaction: 25%
- Buying Process: 20%
- Product Diversity: 35%
We did not weigh affordability as we did not collect no medical life insurance quotes. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide is the provider of the best no-medical-exam life insurance in Arizona, receiving a MoneyGeek score of 99 out of 100.
The following companies scored the highest in the Arizona:
- Nationwide: MoneyGeek score of 99 out of 100
- State Farm: MoneyGeek score of 99 out of 100
- Mutual of Omaha: MoneyGeek score of 97 out of 100
Best No-Medical-Exam: Nationwide
COMPANY HIGHLIGHTS
As the top contender for the best no-medical-exam life insurance in Arizona, Nationwide stands out with a MoneyGeek score of 99. It offers tailored solutions with a focus on customer satisfaction, making it a leader in simplicity and financial security.
Pros:
- High customer satisfaction
- Diverse product offering
Recommended Life Insurance Coverage Amount:
Best Term Life Insurance for Seniors in Arizona
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in Arizona:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 70 for a more accurate estimate.
Nationwide provides the best term life insurance for seniors in Arizona, with a MoneyGeek score of 98 for men and 97 for women. The estimated monthly premium for men is $82, while that for women is $78. Nationwide's excellence in customer satisfaction and affordability, paired with high scores across diverse aspects of service, solidifies its reputation as the choice for seniors looking to secure their financial future.
- M
- F
Nationwide | 1 | $82 | 98 |
GEICO | 2 | $74 | 97 |
Mutual of Omaha | 3 | $90 | 96 |
Prudential | 4 | $82 | 95 |
State Farm | 5 | $138 | 95 |
Transamerica | 6 | $91 | 93 |
Protective | 7 | $125 | 92 |
Allstate | 8 | $137 | 90 |
AAA | 9 | $161 | 89 |
Haven | 10 | $188 | 89 |
Best Term Life Insurance for Smokers in Arizona
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Arizona for people who smoke:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the persona for the quote was adjusted to reflect an active smoker for a more accurate estimate.
Nationwide offers the best term life insurance for smokers in Arizona, with a MoneyGeek Score of 97 for men and 95 for women. Its monthly premiums are at approximately $55 for men and $52 for women. Nationwide distinguishes itself with excellent scores across satisfaction, product diversity, user process and financial stability.
- F
- M
Nationwide | 1 | $55 | 97 |
GEICO | 2 | $43 | 97 |
Mutual of Omaha | 3 | $55 | 96 |
Prudential | 4 | $44 | 95 |
State Farm | 5 | $73 | 95 |
Transamerica | 6 | $48 | 94 |
Allstate | 7 | $50 | 93 |
Protective | 8 | $83 | 90 |
AAA | 9 | $93 | 90 |
Haven | 10 | $97 | 89 |
Best Term Life Insurance for Young Adults in Arizona
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Arizona for young adults:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 20 for a more accurate estimate.
Nationwide offers the best term life insurance for young adults in Arizona, with the highest MoneyGeek scores for men (97) and women (97). Men can get a policy at a monthly premium of approximately $20, and women pay about $19 monthly. Nationwide stands out primarily due to its excellence in customer satisfaction and user process, further reinforced by strong scores in company stability and product diversity.
- F
- M
Nationwide | 1 | $15 | 97 |
GEICO | 2 | $12 | 97 |
Mutual of Omaha | 3 | $15 | 95 |
State Farm | 4 | $26 | 94 |
Protective | 5 | $16 | 94 |
Transamerica | 6 | $17 | 92 |
Prudential | 7 | $20 | 91 |
Haven | 8 | $20 | 91 |
Allstate | 9 | $26 | 90 |
AAA | 10 | $24 | 89 |
Bestow | 11 | $28 | 89 |
Best Cheap Term Life Insurance in Arizona
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in Arizona:
- Affordability: 50%
- Financial Stability: 15%
- Buying Process: 20%
- Customer Satisfaction: 5%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
Nationwide stands out as the provider of the best cheap term life insurance in Arizona for men, with a MoneyGeek score of 97 and an affordable monthly premium of $22. For women, Transamerica tops the list with an impressive MoneyGeek score of 97 and a monthly premium of $17. Their high MoneyGeek scores reflect these insurers' outstanding balance of cost efficiency, policy features and customer satisfaction.
- M
- F
Nationwide | $22 | 97 |
GEICO | $18 | 97 |
Mutual of Omaha | $24 | 95 |
Transamerica | $26 | 92 |
Protective | $26 | 92 |
Prudential | $29 | 90 |
State Farm | $39 | 89 |
Haven | $36 | 88 |
Allstate | $39 | 87 |
AAA | $39 | 87 |
Average Cost of Term Life Insurance in Arizona
The average cost of life insurance in Arizona is $55 for women and $76 for men. When considering the average cost of life insurance, providers assess factors like age, health, lifestyle and the coverage amount to determine personalized rates. The policy term length and the company issuing the insurance also influence costs.
FAQ: Life Insurance in Arizona
The best life insurance in Arizona for men is offered by Nationwide.
Several factors can affect the price of life insurance for men in Arizona, including age, health and the level of coverage chosen. On average, the best life insurance in the state for men, provided by Nationwide, comes with a monthly premium of $31.
The best life insurance in Arizona for women is offered by Nationwide.
The cost of life insurance in Arizona for women depends on several factors, including age, health and the amount of coverage. The best life insurance offered by Nationwide has a monthly premium of approximately $29, helping you estimate the cost of a standard policy.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.