Updated: November 21, 2024
Advertising & Editorial Disclosure
The best life insurance in Arlington, Texas is from Protective, for men and women. With a MoneyGeek score of 92 and a monthly premium of $25 for women and $30 for men, Protective offers great value for a 20-year term policy with $500,000 coverage.
When choosing life insurance, consider various factors like your health, age, and financial goals. These scores and premium costs are specific to a 20-year term policy and might vary based on your unique needs.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Arlington, Texas.
Coverage costs and company information for life insurance providers were updated in October 2024.
BestLife InsuranceArlington, TXBest Life Insurance Companies in Arlington
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
Protective offers the best life insurance in Arlington for men and women, with a MoneyGeek score of 91 out of 100 at $42 per month for men and 92 out of 100 at $32 per month for women.
The top providers for men are:
The top providers for women are:
Protective's high scores in affordability, customer satisfaction, and financial stability make it an excellent choice for the average person looking to purchase life insurance in Arlington. Its competitive monthly premiums further enhance its appeal.
For those seeking the best life insurance in Arlington, Protective stands out for men and women, offering robust coverage at competitive rates. With an overall MoneyGeek score of 92 for women and 91 for men, Protective ensures peace of mind with monthly premiums of $32 for women and $42 for men.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
For residents in Arlington looking for the best term life insurance, Protective stands out for men and women. Protective has a MoneyGeek score of 91 for men with a monthly premium of $21 and a score of 92 for women at $17 per month. These scores reflect a balance of affordability, customer satisfaction, and financial stability.
The top providers for men are:
The top providers for women are:
Term life insurance is a policy where coverage is provided for a specific term length, such as 10, 20, or 30 years. It is often chosen for its simplicity and lower cost compared to permanent life insurance. For example, a young family might opt for term life insurance to secure financial stability for the children until they are self-sufficient.
Mutual of Omaha is the premier choice for term life insurance in Arlington for men, with a MoneyGeek score of 91. Men can secure their policy at an approximate monthly cost of $20, ensuring affordability without compromising on quality.
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Protective is the premier choice for term life insurance in Arlington, Texas for women. With a MoneyGeek score of 92, Protective offers a solid balance of value and reliability, reflected in a monthly premium of $17 for women. Customers can trust in Protective's commitment to satisfaction and stability in their insurance offerings.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
For those seeking the best whole life insurance in Arlington, Protective stands out with a MoneyGeek score of 92 for men and women. This score reflects Protective's strong performance across various metrics, making it a reliable choice for people prioritizing a balance of cost and quality in their insurance coverage.
The top providers for men are:
The top providers for women are:
Whole life insurance provides lifelong coverage and includes an investment component known as cash value. This type of policy can be beneficial for those who want a guaranteed death benefit and a potential cash accumulation that can serve as a financial resource in the future. For example, someone might choose whole life insurance to ensure their family's financial stability while also building a cash reserve that can be borrowed against if needed.
In Arlington, Protective is the premier choice for whole life insurance for men and women, with a MoneyGeek score of 92 for each. This score reflects a blend of affordability, customer satisfaction and financial stability that Protective offers to its clients.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies, over a 10-year term for $250K coverage.
The best universal life insurance in Arlington is from Protective, for men and women, with a MoneyGeek score of 91. This high score indicates that Protective consistently delivers in areas that matter to policyholders, such as affordability, customer satisfaction, and financial stability.
The top providers for men are:
The top providers for women are:
Universal life insurance is a flexible policy that combines life coverage with an investment savings element. It allows policyholders to adjust their premiums and death benefits over time. For example, someone might prefer universal life insurance to guarantee lifelong coverage while also accumulating cash value that can be used for future needs.
Protective stands out as the premier choice for universal life insurance in Arlington for men and women. With an impressive MoneyGeek score of 91 for both, Protective's commitment to customer satisfaction and affordability shines through.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams, for a 10-year term with $250K coverage if the insuree was in poor health.
For both men and women seeking the best life insurance with no mandatory medical exam in Arlington, Protective stands out with a MoneyGeek score of 91. This score indicates a high level of customer satisfaction and financial stability, making Protective a reliable choice for individuals prioritizing ease and security when purchasing life insurance. The company's policies offer a balance of affordability and product diversity.
The top providers for men are:
The top providers for women are:
No-medical-exam life insurance allows people to obtain coverage quickly and with less effort than traditional policies. For example, someone with a busy lifestyle or a minor health issue might choose this insurance for its convenience and accessibility.
Protective stands out is the premier choice for no-medical-exam life insurance in Arlington, offering exceptional value for men and women. With a MoneyGeek score of 91 for both, Protective demonstrates a strong commitment to customer satisfaction and financial stability.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
For men seeking the best term life insurance for seniors in Arlington, Mutual of Omaha stands out with a MoneyGeek score of 91 and a monthly premium of $83. Protective is best for women; it has a MoneyGeek score of 92 and a monthly premium of $75.
Age is a determining factor in life insurance premiums; as one ages, the risk to the insurer increases, leading to higher costs. Mutual of Omaha and Protective lead their respective categories due to a combination of high customer satisfaction, financial stability, and product diversity. They are therefore reliable options for seniors prioritizing cost and comprehensive coverage.
| 1 | Mutual of Omaha | $83 | 91 |
| 2 | Nationwide | $69 | 91 |
| 3 | Protective | $90 | 90 |
| 4 | Prudential | $83 | 86 |
| 5 | Transamerica | $95 | 86 |
| 6 | Allstate | $112 | 86 |
| 7 | AAA | $131 | 85 |
| 8 | State Farm | $124 | 85 |
| 9 | Haven | $152 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
For men seeking the best term life insurance for smokers in Arlington, Mutual of Omaha stands out with a MoneyGeek score of 91 and a monthly premium of $46. Women will find that Allstate is best, with the highest MoneyGeek score of 89 with a monthly premium of $33.
Smoking significantly influences life insurance premiums due to the associated health risks, leading to higher costs for smokers compared to non-smokers. The leading scores for Mutual of Omaha and Allstate reflect their superior customer satisfaction, financial stability and product offerings.
| 1 | Mutual of Omaha | $46 | 91 |
| 2 | Nationwide | $42 | 90 |
| 3 | Allstate | $41 | 88 |
| 4 | Transamerica | $41 | 88 |
| 5 | Protective | $64 | 88 |
| 6 | Prudential | $39 | 88 |
| 7 | State Farm | $60 | 85 |
| 8 | AAA | $74 | 85 |
| 9 | Haven | $74 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
In Arlington, Protective offers the best term life insurance for young adults with a MoneyGeek score of 92 and monthly premiums of $11 for women and $13 for men. Age is a crucial factor in determining life insurance premiums, with younger adults generally benefiting from lower rates. Protective excels due to its affordability, customer satisfaction and financial stability.
| 1 | Protective | $13 | 92 |
| 2 | Mutual of Omaha | $13 | 91 |
| 3 | Nationwide | $12 | 91 |
| 4 | Transamerica | $14 | 87 |
| 5 | AAA | $20 | 85 |
| 6 | Prudential | $17 | 85 |
| 7 | State Farm | $21 | 85 |
| 8 | Allstate | $21 | 85 |
| 9 | Haven | $17 | 84 |
| 10 | Bestow | $22 | 83 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
For the best cheap term life insurance in Arlington, Protective stands out with a MoneyGeek score of 92 and monthly premiums of $13 for women and $15 for men. Factors affecting life insurance premiums include age, health and the amount of coverage.
To get the lowest premiums, maintain a healthy lifestyle, choose a suitable coverage amount, and compare different providers. Protective's high scores in affordability, customer satisfaction, and financial stability make it the top choice for term life insurance in Arlington.
| 1 | Nationwide | $19 | 93 |
| 2 | Mutual of Omaha | $20 | 91 |
| 3 | Protective | $21 | 91 |
| 4 | Transamerica | $23 | 88 |
| 5 | Prudential | $25 | 86 |
| 6 | AAA | $32 | 84 |
| 7 | Allstate | $32 | 84 |
| 8 | State Farm | $33 | 82 |
| 9 | Haven | $29 | 82 |
The average monthly premium for term life insurance in Arlington is $32 for women and $38 for men. Several factors influence the cost of life insurance premiums. These include age, health, lifestyle, and the amount of coverage. Insurers assess these factors to determine the risk associated with insuring an individual.
Life insurance premiums in Arlington might be different from other parts of Texas due to various reasons. Local economic conditions can affect the cost of living and, consequently, insurance rates. Access to healthcare and regional health statistics also play a role. Additionally, specific regional risk factors, such as crime rates or environmental hazards, can influence insurance premiums.
Protective has the best life insurance in Arlington for men with a MoneyGeek score of 91. This score reflects affordability, customer satisfaction and financial stability.
The monthly premium cost for the best life insurance for men in Arlington is $42. This rate is for a non-tobacco user aged 31 to 40 with excellent health.
Protective offers the best life insurance in Arlington for women with a MoneyGeek score of 92. This score indicates strong performance in affordability, customer satisfaction and financial stability.
The monthly premium cost for the best life insurance for women in Arlington is $32. This rate applies to a non-tobacco user aged 31 to 40 with excellent health.
Life insurance in Arlington may have different considerations compared to the rest of Texas. For example, Protective's high scores in Arlington suggest strong local performance. Additionally, state regulations and local economic factors can influence premium rates and company stability.
If a life insurance company goes bankrupt in Arlington, state guaranty associations typically step in. These associations provide coverage up to certain limits, ensuring policyholders are protected. It's important to understand these limits and choose a well-rated insurer.
Arlington residents might need life insurance for financial security and peace of mind. For example, life insurance can cover funeral costs, pay off debts, and provide for dependents. It's a way to ensure loved ones are financially protected in the event of an untimely death.
To find a lost life insurance policy in Arlington, start by checking personal records and contacting the deceased's financial advisors. You can also reach out to the Texas Department of Insurance or use online policy locator services. These steps can help locate missing policies.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
