Updated: November 22, 2024
Advertising & Editorial Disclosure
Protective is the best life insurance company in Arlington, Virginia, for both men and women. The company has a MoneyGeek score of 92 for each. For women, the average monthly premium is $43, and for men, it is $48. These scores and premium costs are based on a 20-year term policy with $500,000 coverage.
Different factors should be considered when deciding on what type of life insurance to buy. Your unique needs may mean a different company is best for you.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Arlington, Virginia.
Coverage costs and company information for life insurance providers were updated in September 2024.
BestLife InsuranceArlington, VABest Life Insurance Companies in Arlington
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
Protective offers the best life insurance in Arlington for both men and women, with a MoneyGeek score of 92 and a monthly premium of $48 for men and $43 for women.
Top Providers for Men
Top Providers for Women
Protective stands out for its combination of affordability, strong customer satisfaction and financial stability, making it an excellent choice for the average individual looking to purchase life insurance in Arlington.
Protective stands out as the best life insurance provider in Arlington, earning the top MoneyGeek score of 92 for both men and women. With monthly premiums at an affordable $48 and $43, respectively, Protective combines cost-effectiveness with high customer satisfaction.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
Protective offers the best term life insurance in Arlington, with a MoneyGeek score of 92 for both men and women. Men and women can expect an average monthly premium of $23. Protective's high score indicates a strong combination of affordability, customer satisfaction and financial stability.
The top two term life insurance companies for men are:
For women, the top two are:
Term life insurance offers coverage for a specified period, providing a death benefit if the insured passes away during the term. It is often chosen over permanent life insurance for its affordability and simplicity. For instance, a parent might opt for term life insurance to ensure their child's educational expenses are covered until graduation.
Protective stands out as the premier choice for term life insurance in Arlington for men and women, with a stellar MoneyGeek score of 92. Both can expect to pay a monthly premium of about $23.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
Protective provides the best whole life insurance in Arlington, with a MoneyGeek score of 92 for both men and women. Protective offers affordable premiums, quality customer service, and reliable coverage.
Whole life insurance provides lifelong coverage and includes an investment component that can grow over time. Someone might choose whole life insurance to ensure their family's financial stability while also building cash value that can be borrowed against in the future.
Protective stands out as the premier choice for whole life insurance in Arlington for both men and women, boasting a MoneyGeek score of 92 for each. This score reflects the company's commitment to excellent service and value for money.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies, over a 10-year term for $250K coverage.
Protective offers the best universal life insurance in San Antonio, with a MoneyGeek score of 91 for both men and women. The top two providers, based on MoneyGeek scores, are as follows:
Universal life insurance offers a flexible premium and death benefit, along with the potential to build cash value over time. For instance, someone who wants the ability to adjust their premiums and coverage as their financial situation changes might opt for universal life insurance over more rigid policies.
Protective stands out as the premier choice for universal life insurance in Arlington, catering to both men and women. With a MoneyGeek score of 91 for each, Protective ensures high customer satisfaction and financial stability.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams, for a 10-year term with $250K coverage if the insuree was in poor health.
In Arlington, Protective offers the best life insurance without the hassle of a mandatory medical exam for both men and women, with a MoneyGeek score of 91.
Life insurance without a medical exam allows individuals to obtain coverage quickly and without the need for a medical checkup. This can be particularly beneficial for those with health concerns or who require immediate coverage. For instance, someone with a chronic condition might opt for no-medical-exam insurance to avoid the possibility of being denied coverage or facing higher premiums.
Protective stands out for its commitment to customer satisfaction and affordable premiums for both men and women needing life insurance. This company simplifies the search for reliable life insurance without the need for a medical exam.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
In Arlington, Protective offers the best term life insurance for seniors, boasting a MoneyGeek Score of 92 for men and 91 for women, with corresponding average monthly premiums of $105 and $102, respectively.
Age impacts life insurance premiums, as insurers weigh the increased health risks that come with age. Mutual of Omaha and Protective stand out due to their strong performance across affordability for seniors, customer satisfaction, buying process, financial stability and product diversity.
| 1 | Protective | $105 | 92 |
| 2 | Mutual of Omaha | $118 | 91 |
| 3 | Nationwide | $107 | 90 |
| 4 | Allstate | $114 | 88 |
| 5 | AAA | $138 | 88 |
| 6 | Prudential | $103 | 88 |
| 7 | Transamerica | $130 | 87 |
| 8 | State Farm | $207 | 84 |
| 9 | Haven | $204 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
For those seeking the best term life insurance for smokers in Arlington, Mutual of Omaha stands out for both men and women, with a MoneyGeek score of 90 and an average monthly premium of $116 for men, and a score of 88 with a $120 premium for women.
Smokers face higher premiums due to the increased risk they pose to insurers. Mutual of Omaha's high scores reflect a strong balance across various factors, including affordability and customer satisfaction. This information is vital for smokers who must navigate higher costs and seek a provider that offers comprehensive coverage and value.
| 1 | Mutual of Omaha | $116 | 90 |
| 2 | Nationwide | $121 | 89 |
| 3 | AAA | $126 | 88 |
| 4 | Protective | $159 | 88 |
| 5 | Prudential | $91 | 88 |
| 6 | Transamerica | $113 | 87 |
| 7 | State Farm | $150 | 85 |
| 8 | Allstate | $186 | 84 |
| 9 | Haven | $189 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
For the best term life insurance for young adults in Arlington, Protective stands out for both men and women with a MoneyGeek score of 92 and a monthly premium of $14.
Younger adults often benefit from lower premiums due to their lower risk factors. Protective's high MoneyGeek score is attributed to its balanced affordability, customer satisfaction and financial stability, making it a top choice for young adults seeking term life insurance in Arlington.
| 1 | Protective | $14 | 92 |
| 2 | Mutual of Omaha | $17 | 91 |
| 3 | Nationwide | $18 | 89 |
| 4 | AAA | $20 | 88 |
| 5 | Allstate | $18 | 88 |
| 6 | Transamerica | $19 | 87 |
| 7 | Prudential | $20 | 86 |
| 8 | Haven | $22 | 85 |
| 9 | State Farm | $33 | 84 |
| 10 | Bestow | $30 | 84 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
For those looking for the best cheap term life insurance in Arlington, Protective stands out for both men and women. With a MoneyGeek Score of 92 and a monthly premium of $23, Protective offers an excellent balance of affordability and customer satisfaction.
Age, health and coverage all influence the cost of life insurance. To get the lowest premiums, you should strive to maintain good health, avoid tobacco use and compare quotes from different insurers.
| 1 | Protective | $23 | 92 |
| 2 | Nationwide | $28 | 91 |
| 3 | Mutual of Omaha | $28 | 90 |
| 4 | Allstate | $28 | 89 |
| 5 | AAA | $32 | 88 |
| 6 | Transamerica | $30 | 88 |
| 7 | Prudential | $31 | 87 |
| 8 | Haven | $38 | 84 |
| 9 | State Farm | $53 | 82 |
The average cost of term life insurance in Arlington is $40 per month for women and $47 per month for men.
Several factors affect the cost of life insurance premiums, including age, health, lifestyle, occupation, coverage amount and policy type. Younger individuals and those in good health typically pay lower premiums. Similarly, non-smokers and those with safer occupations may also see lower costs.
Arlington's life insurance cost might be higher or lower than the rest of Virginia due to local health statistics, lifestyle factors, cost of living and regional risk factors. For example, if Arlington has higher health care costs or a higher cost of living, premiums may be higher. Conversely, if the area has a healthier population or lower regional risks, premiums might be lower.
Protective offers the best life insurance in Arlington for men with a MoneyGeek score of 92 out of 100.
The monthly premium cost for the best life insurance for men in Arlington, offered by Protective, is $48. This cost is based on a policy with a term length of 20 years and coverage between $250,000 and $500,000.
Protective provides the best life insurance in Arlington for women with a MoneyGeek score of 92 out of 100.
For women in Arlington, the monthly premium cost for the best life insurance from Protective is $43. This is for a policy with a 20-year term length and coverage between $250,000 and $500,000.
Life insurance in Arlington is generally similar to the rest of Virginia. Protective offers the best options based on MoneyGeek scores for both men and women. Premium costs and coverage options align with state averages. However, specific company offerings and customer satisfaction levels may vary.
If a life insurance company goes bankrupt in Arlington, state regulations and guaranty associations protect policyholders. These associations ensure that claims are paid up to certain limits, providing a safety net for policyholders.
Arlington residents might need life insurance to provide financial security for their families. It can cover funeral costs, pay off debts, and ensure that dependents have funds for living expenses and education. Life insurance can also be part of a broader financial planning strategy.
To find a lost life insurance policy in Arlington, start by checking personal records and contacting the deceased's financial advisors. You can also reach out to the state's insurance department or use online tools and databases designed to locate lost policies.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
