Best Life Insurance in Bridgeport, CT (November 2024)

For residents of Bridgeport, Connecticut, Protective is the best life insurance provider for men and women. With a MoneyGeek score of 92, Protective offers a monthly premium of $14 for women and $17 for men.

These scores and premium costs are based on a 20-year term policy with $500,000 coverage. When choosing a life insurance policy, consider different factors such as your age, health and financial goals. While Protective ranks highest in our analysis, your unique needs may mean a different company is best for you.

If you're looking for the best life insurance in Bridgeport, Protective tops the list for men and women with a MoneyGeek score of 92 and a monthly premium of $17 for men and $14 for women.

The top providers for men are:

• Protective: MoneyGeek score of 92 out of 100 at $17 per month for men
• Mutual of Omaha: MoneyGeek score of 90 out of 100 at $20 per month for men

The top providers for women are:

• Protective: MoneyGeek score of 92 out of 100 at $14 per month for women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 at $17 per month for women

Protective stands out due to its high affordability, excellent customer satisfaction, and strong financial stability. This makes it a reliable choice for the average individual looking to purchase life insurance in Bridgeport.

For those seeking the best term life insurance in Bridgeport, Protective stands out for men and women, with a MoneyGeek score of 92 and a monthly premium of $8 for men and $7 for women. This top ranking reflects the company's commitment to affordability, customer satisfaction, and financial stability, making it an ideal choice for individuals prioritizing a balance of cost and quality in their insurance coverage.

The top providers for men are:

• Protective: MoneyGeek score of 92 out of 100 at $8 per month for men
• Mutual of Omaha: MoneyGeek score of 92 out of 100 at $7 per month for men

The top providers for women are:

• Protective: MoneyGeek score of 92 out of 100 at $7 per month for women
• Mutual of Omaha: MoneyGeek score of 91 out of 100 at $8 per month for women

Term life insurance is a policy where coverage is provided for a predetermined period. For example, someone might choose term insurance over a permanent policy if they want coverage during their working years to protect their family's financial future without the commitment to a lifetime policy.

For individuals in Bridgeport seeking the best whole life insurance, Protective stands out with a MoneyGeek score of 91 for men and women. This high score indicates a strong combination of affordability, customer satisfaction, financial stability and product diversity, making Protective a top choice for long-term financial security.

The top providers for men are:

• Protective: MoneyGeek score of 91 out of 100 for men
• Mutual of Omaha: MoneyGeek score of 91 out of 100 for men

The top providers for women are:

• Protective: MoneyGeek score of 91 out of 100 for women
• Mutual of Omaha: MoneyGeek score of 91 out of 100 for women

Whole life insurance provides a fixed premium and a death benefit guaranteed to remain in place for the insured's lifetime. It can be a suitable option for those who want the certainty of coverage that does not expire, unlike term life insurance. For example, a person may choose whole life insurance to ensure that their family's financial needs will be met, no matter when they pass away.

Protective is the leading provider of the best universal life insurance in Bridgeport, with a MoneyGeek score of 91 for men and women. This score indicates a strong performance across affordability, customer satisfaction, financial stability and product diversity.

The best universal life insurance policies cater to the long-term financial planning needs of individuals, offering flexibility in premium payments and potential cash value growth. Here are the top performers:

The top providers for men are:

• Protective: MoneyGeek score of 91 out of 100 for men
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

The top providers for women are:

• Protective: MoneyGeek score of 91 out of 100 for women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Universal life insurance is a type of permanent life insurance that provides a death benefit and includes a savings component, which can accumulate a cash value. For example, someone might choose over term life insurance for the potential to earn interest and borrow against the policy, providing financial flexibility throughout their lifetime.

Protective provides the best no medical exam life insurance in Bridgeport for men and women, with a MoneyGeek score of 91. The score reflects Protective's balance between affordability, customer satisfaction and financial stability.

The top providers for men are:

• Protective: MoneyGeek score of 91 out of 100 for men
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

The top providers for women are:

• Protective: MoneyGeek score of 91 out of 100 for women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Life insurance without a required medical exam allows individuals to obtain coverage quickly and without the need to undergo a medical check-up. This can be particularly beneficial for those who may have health issues or prefer a more streamlined insurance process. For instance, someone with a busy lifestyle or a pre-existing condition might choose this insurance over traditional policies to ensure immediate protection.

For men seeking the best term life insurance for seniors in Bridgeport, Mutual of Omaha leads with a MoneyGeek score of 66 and a monthly premium of $38. Women find their top provider in Protective, with a score of 65 and a premium of $35.

Age is a determining factor in life insurance costs; premiums rise as the insured's age increases, reflecting the higher risk associated with older age groups. Mutual of Omaha and Protective's high scores indicate their commitment to excellence across various metrics, including affordability and customer satisfaction. These attributes are crucial for seniors in Bridgeport who prioritize value and reliability in their life insurance selection.

In Bridgeport, the best term life insurance for smokers is from Mutual of Omaha, which has the highest MoneyGeek scores for men and women. The company has a MoneyGeek score of 92 and a monthly premium of $37 for men, while for women, the score is 90 with a monthly premium of $34.

Smoking is a significant factor in determining life insurance premiums due to the associated health risks, which can lead to higher costs for smokers compared with non-smokers. Mutual of Omaha achieves its leading MoneyGeek score by excelling in affordability, customer satisfaction, financial stability and product diversity.

For the best term life insurance for young adults in Bridgeport, Protective stands out for both men and women with a MoneyGeek score of 92 and a monthly premium of $5.

Age is a significant factor in determining life insurance premiums. Younger individuals typically face lower health risks, which translates to lower premiums. Protective's high MoneyGeek score reflects its strong performance across various metrics, including affordability, customer satisfaction, and financial stability. This makes it a compelling choice for young adults seeking the best term life insurance in Bridgeport.

For the best cheap term life insurance in Bridgeport, Nationwide tops the list for men with a MoneyGeek score of 93 and an average monthly premium of $17. For women, Protective is the leading provider, with a MoneyGeek score of 92 and a monthly premium of $16. Nationwide scores high due to its easy buying process and affordability, while Protective excels in customer satisfaction and financial stability.

Age, health and coverage all influence the cost of life insurance. To get the lowest premiums, you should strive to maintain good health, avoid tobacco use and compare quotes from different insurers.

The average monthly premium for term life insurance in Bridgeport is $14 for women and $17 for men. Many factors influence the cost of life insurance premiums. These include age, health, lifestyle, and even the economic conditions of the area. For instance, younger individuals or those in good health typically pay lower premiums. Conversely, smokers or those with pre-existing health conditions might see higher costs.

In Bridgeport, the cost of life insurance might differ from other parts of Connecticut for several reasons. The city's demographics, health statistics, and local economic factors can all play a role. For example, if Bridgeport has higher healthcare costs or a higher prevalence of certain health conditions, this could drive up insurance premiums. Conversely, a younger population or lower healthcare costs might result in lower premiums.