Best Life Insurance in Coral Springs, FL (August 2024)

Protective is the best life insurance company in Coral Springs, Florida for both men and women. The MoneyGeek score for men is 92, with an average monthly premium of $35. For women, the MoneyGeek score is also 92, with an average monthly premium of $26.

These scores and premium costs are based on a 20-year term policy with $500,000 coverage. Your unique needs may mean a different company is best for you. When deciding on life insurance, consider different factors such as affordability, customer satisfaction and financial stability.

Protective offers the best life insurance in Coral Springs for both men and women, with a MoneyGeek score of 92 and average monthly premiums of $35 for men and $26 for women.

Top providers for men:

• Protective: MoneyGeek score of 92 out of 100 at $35 per month for men
• Mutual of Omaha: MoneyGeek score of 90 out of 100 at $42 per month for men

Top providers for women:

• Protective: MoneyGeek score of 92 out of 100 at $26 per month for women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 at $33 per month for women

Protective stands out due to its high scores in affordability, customer satisfaction and financial stability.

In Coral Springs, Protective is the provider of the best term life insurance for both men and women, with a MoneyGeek score of 92 for men and 91 for women, and average monthly premiums of $16 for men and $13 for women. This company's top ranking is based on affordability, customer satisfaction, and financial stability.

The top two term life insurance companies for men are:

• Protective: MoneyGeek score of 92 out of 100 at $16 per month for men
• Mutual of Omaha: MoneyGeek score of 91 out of 100 at $18 per month for men

For women, the top two are:

• Protective: MoneyGeek score of 91 out of 100 at $13 per month for women
• Mutual of Omaha: MoneyGeek score of 91 out of 100 at $15 per month for women

Term life insurance is a straightforward policy that provides coverage for a set period. For example, a parent might opt for term insurance to ensure their child's education is funded should anything happen to them during their school years.

When searching for the best whole life insurance in Coral Springs, Protective stands out for both men and women with a MoneyGeek score of 92 out of 100. This score signifies that Protective excels in customer service and affordability, making it a good choice for a whole life insurance policy.

Top whole life companies for men in Coral Springs

• Protective: MoneyGeek score of 92 out of 100 for men
• Mutual of Omaha: MoneyGeek score of 91 out of 100 for men

Top whole life companies for women in Coral Springs

• Protective: MoneyGeek score of 92 out of 100 for men
• Mutual of Omaha: MoneyGeek score of 91 out of 100 for men

Whole life insurance offers a guaranteed death benefit, fixed premiums, and a cash value component that grows over time. For example, someone might choose whole life insurance over term life insurance for the benefit of lifelong coverage and the potential to accumulate cash value as an investment.

The top provider of the best universal life insurance in Coral Springs for both men and women is Protective, with a MoneyGeek score of 91. This score reflects the company's strong performance across various metrics.

Best universal life insurance for men:

• Protective: MoneyGeek score of 91 out of 100 for men
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best for women's universal life insurance

• Protective: MoneyGeek score of 91 out of 100 for women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Universal life insurance offers flexibility in premiums and death benefits, which can be appealing for those seeking a customizable insurance product. For instance, someone might prefer universal life insurance to secure a financial legacy for their heirs while also accruing cash value that can be borrowed against if needed.

In Coral Springs, Protective stands out as the top provider of the best life insurance that does not require a medical exam, for both men and women, with a MoneyGeek score of 91.

Best no-medical-exam life insurance for men:

• Protective: MoneyGeek score of 91 out of 100 for men
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best life insurance for women that does not require a medical exam:

• Protective: MoneyGeek score of 91 out of 100 for women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

No-medical-exam life insurance allows individuals to secure a policy quickly and without the need for a health examination. For instance, someone with a busy lifestyle or a minor health issue might opt for no-medical-exam insurance to avoid the inconvenience and potential obstacles of traditional underwriting processes.

In Coral Springs, Protective stands out with the best term life insurance for seniors, with a MoneyGeek score of 91 for both men and women. Men can expect an average monthly premium of $69, while women are quoted at $57.

Age directly influences life insurance premiums, with costs typically increasing as policyholders grow older. Protective's top score reflects its strong performance across affordability, customer satisfaction, financial stability and product diversity.

For both men and women seeking the best term life insurance for smokers in Coral Springs, Mutual of Omaha stands out with the highest MoneyGeek score. Men receive a score of 91 and a monthly premium of $45, while women receive a score of 90 with a monthly premium of $37. Smoking is a key factor that insurers consider when determining premiums due to the associated health risks.

A high MoneyGeek score suggests a balance of affordability, customer satisfaction, and financial stability, making Mutual of Omaha a reliable choice for smokers. For more details on securing a favorable term life insurance policy,

The best term life insurance for young adults in Coral Springs is offered by Protective with a MoneyGeek Score of 92 and a monthly premium of $8 for women and $10 for men. Age plays a significant role in determining life insurance premiums. Younger adults generally benefit from lower premiums due to their lower risk of health issues.

In Coral Springs, Protective offers the best cheap term life insurance for both men and women, with a MoneyGeek Score of 92 for men and 91 for women. The monthly premiums are $16 for men and $13 for women.

Various factors influence life insurance premiums, including age, health, and coverage amount. To get the lowest premiums, maintain a healthy lifestyle, avoid smoking and compare quotes from multiple providers.

The average monthly premium for term life insurance in Coral Springs is $26 for women and $35 for men. Several factors influence the cost of life insurance premiums. These include age, health, lifestyleand the amount of coverage chosen.

In Coral Springs, the cost of life insurance might be higher or lower compared to the rest of Florida due to local economic conditions, health statistics, and lifestyle trends. For instance, a higher cost of living or a higher prevalence of health issues in the area could lead to increased premiums. Conversely, a healthier population or lower living costs could result in lower premiums.

Understanding these factors can help consumers make informed choices about their life insurance needs.