Updated: November 21, 2024
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In Corpus Christi, Texas, Protective stands out as the best life insurance provider for men and women. With a MoneyGeek score of 92 for women and 91 for men, Protective offers competitive premium costs of $28 for women and $43 for men.
These scores and premium costs are based on a 20-year term policy with $500,000 coverage. Different factors should be considered when deciding on what type of life insurance to buy. Your unique needs may mean a different company is best for you.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Corpus Christi, Texas.
Coverage costs and company information for life insurance providers were updated in October 2024.
BestLife InsuranceCorpus Christi,Best Life Insurance Companies in Corpus Christi
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
Protective offers the best life insurance in Corpus Christi for men and women, with a MoneyGeek score of 91 for men and 92 for women. The monthly premium is $43 for men and $28 for women.
The top providers for women are:
The top providers for women are:
Protective stands out due to its high affordability and customer satisfaction scores. For individuals looking to purchase life insurance in Corpus Christi, it provides a balanced mix of cost-effectiveness and reliability.
In Corpus Christi, Protective emerges as the best life insurance provider for men and women, with a MoneyGeek score of 92 for women and 91 for men. Women can secure a policy at approximately $28 per month, while men have a monthly premium of around $43.
Protective's high scores in customer satisfaction and financial stability make it a reliable choice for life insurance coverage. But the buying process could be improved.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
In Corpus Christi, Mutual of Omaha stands out for men with a MoneyGeek score of 91 and a monthly premium of $21, while Protective takes the lead for women with a MoneyGeek score of 92 at $15 per month. These companies provide the best term life insurance options.
The top providers for men are:
The top providers for women are:
Term life insurance is a policy where coverage is provided for a specified period. For example, a parent might purchase a 20-year term policy to ensure their child's education expenses are covered in the event of their untimely death. It's often chosen for its simplicity and lower premiums compared to permanent life insurance options.
Mutual of Omaha stands out as the premier choice for term life insurance for men in Corpus Christi, with a MoneyGeek score of 91. With a monthly premium of $21, it offers a balance of cost and quality service that appeals to consumers seeking reliable coverage.
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Protective stands out as the premier choice for women seeking term life insurance in Corpus Christi, with a MoneyGeek score of 92 and a monthly premium of $15.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
In Corpus Christi, Protective provides the best whole life insurance for men and women, with a MoneyGeek score of 66. The company's high scores reflect its strong performance across various metrics, indicating reliability and customer satisfaction for individuals seeking life insurance coverage.
The top providers for men are:
The top providers for women are:
Whole life insurance is a permanent policy that provides lifetime coverage. It can be an attractive option for those who want a fixed premium and a guaranteed death benefit. For example, someone might choose this insurance to ensure their family's financial security, regardless of how long they live.
For those seeking whole life insurance in Corpus Christi, Protective emerges as the leading provider for men and women, with a MoneyGeek score of 92 for each. Its balanced approach to customer satisfaction and affordability places them at the forefront.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies, over a 10-year term for $250K coverage.
For those seeking the best universal life insurance in Corpus Christi, Protective stands out with a MoneyGeek score of 91 for men and women. This score reflects a balanced mix of affordability, customer satisfaction, financial stability and product diversity.
The top providers for women are:
The top providers for women are:
Universal life insurance offers flexibility in premiums and death benefits, making it a suitable option for those who value adaptability in their financial planning. For instance, someone might choose universal life insurance over term life to build cash value that can be borrowed against in the future.
In Corpus Christi, Protective stands out as the premier choice for universal life insurance, catering to men and women with a MoneyGeek score of 91. This reflects a harmonious blend of affordability, customer satisfaction, and financial stability.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams, for a 10-year term with $250K coverage if the insuree was in poor health.
Protective emerges as the premier choice for the best life insurance with no mandatory medical exam in Corpus Christi for men and women, with a MoneyGeek score of 63 out of 100. The company's strong performance across multiple metrics makes it an optimal choice for individuals prioritizing affordability, customer satisfaction, and financial stability.
The top providers for men are:
The top providers for women are:
No-medical-exam life insurance policies offer coverage without the need for a medical examination, which can be a significant advantage for those with health concerns or a need for quick coverage. For example, someone with a busy lifestyle or a pre-existing health condition may opt for this insurance over traditional policies to expedite the process and avoid potential complications from medical underwriting.
In Corpus Christi, Protective stands out as the premier choice for no-medical-exam life insurance for men and women, with a MoneyGeek scores of 91 for both. This reflects a strong balance between cost and quality, ensuring policyholders receive excellent value and service.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
For men seeking the best term life insurance for seniors in Corpus Christi, Mutual of Omaha leads with a MoneyGeek score of 63 and a monthly premium of $85. Women will find Protective best with a score of 67 and a monthly cost of $66.
Age factors heavily into premium costs due to increased health risks associated with aging, which insurers must account for. The high MoneyGeek scores for these companies indicate a strong combination of affordability, customer satisfaction and financial stability.
| 1 | Mutual of Omaha | $85 | 91 |
| 2 | Nationwide | $70 | 91 |
| 3 | Protective | $92 | 90 |
| 4 | Prudential | $85 | 86 |
| 5 | Transamerica | $97 | 86 |
| 6 | Allstate | $115 | 86 |
| 7 | AAA | $134 | 85 |
| 8 | State Farm | $127 | 85 |
| 9 | Haven | $156 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
In Corpus Christi, Mutual of Omaha stands out for men seeking the best term life insurance for smokers, with a MoneyGeek Score of 91 and a monthly premium of $47. For women, Allstate leads with a score of 89 and a premium of $29.
Smokers face higher premiums because insurers weigh the increased health risks associated with tobacco use. These top companies have demonstrated exceptional performance across affordability, customer satisfaction, financial stability and product diversity.
| 1 | Mutual of Omaha | $47 | 91 |
| 2 | Nationwide | $43 | 90 |
| 3 | Allstate | $42 | 88 |
| 4 | Transamerica | $42 | 88 |
| 5 | Protective | $66 | 88 |
| 6 | Prudential | $40 | 88 |
| 7 | State Farm | $62 | 85 |
| 8 | AAA | $76 | 85 |
| 9 | Haven | $76 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
The best term life insurance for young adults in Corpus Christi is from Protective. With a MoneyGeek score of 92 and a monthly premium of $9 for women and $13 for men, Protective stands out as the top choice for both.
Age plays a significant role in determining life insurance premiums. Younger people, such as those in the 25 to 30 age group, typically enjoy lower premiums due to their lower risk profiles. Protective's high MoneyGeek score reflects its strong performance across various factors, including affordability, customer satisfaction and financial stability.
| 1 | Protective | $13 | 92 |
| 2 | Mutual of Omaha | $13 | 91 |
| 3 | Nationwide | $13 | 91 |
| 4 | Transamerica | $14 | 87 |
| 5 | AAA | $20 | 85 |
| 6 | Prudential | $17 | 85 |
| 7 | State Farm | $21 | 85 |
| 8 | Allstate | $21 | 85 |
| 9 | Haven | $17 | 84 |
| 10 | Bestow | $23 | 83 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
For men in Corpus Christi, Nationwide offers the best cheap term life insurance with a MoneyGeek Score of 93 and a monthly premium of $19. For women, Protective tops the list with a MoneyGeek score of 92 and a monthly premium of $15.
Various factors influence the cost of life insurance premiums, including age, health, coverage amount, and term length. To get the lowest premiums, maintain a healthy lifestyle, avoid tobacco, and choose a term length and coverage amount that fits your needs.
| 1 | Nationwide | $19 | 93 |
| 2 | Mutual of Omaha | $21 | 91 |
| 3 | Protective | $21 | 91 |
| 4 | Transamerica | $23 | 88 |
| 5 | Prudential | $25 | 86 |
| 6 | AAA | $33 | 84 |
| 7 | Allstate | $32 | 84 |
| 8 | State Farm | $34 | 82 |
| 9 | Haven | $30 | 82 |
The average monthly premium for term life insurance in Corpus Christi is $29 for women and $39 for men. Several factors can influence the cost of life insurance premiums. These include age, health, lifestyle, and occupation. Each of these factors plays a role in determining the risk level for the insurer, which in turn affects the premium amount.
In Corpus Christi, the cost of life insurance might be different from the rest of Texas due to various local factors. These may include regional health statistics, economic conditions and specific risk factors prevalent in the area. Understanding these elements can help consumers make informed decisions about their life insurance needs.
Protective has the best life insurance in Corpus Christi for men. This conclusion is based on the highest MoneyGeek score of 91. Protective's plans offer a balanced combination of affordability, customer satisfaction and financial stability.
The monthly premium cost for the best life insurance for men in Corpus Christi is $43, from Protective, the company with the highest MoneyGeek score for men in the area.
Protective has the best life insurance in Corpus Christi for women. The company achieved the highest MoneyGeek score of 92, indicating strong performance in affordability, customer satisfaction and financial stability.
The monthly premium cost for the best life insurance for women in Corpus Christi is $28, from Protective, the company with the highest MoneyGeek score for women in the area.
Life insurance in Corpus Christi may have unique aspects compared to the rest of Texas. For example, local economic conditions and demographic factors can influence premium rates and coverage options. Additionally, regional insurers might offer specialized policies tailored to the needs of Corpus Christi residents.
If a life insurance company goes bankrupt in Corpus Christi, the Texas Life and Health Insurance Guaranty Association steps in to protect policyholders. This organization ensures that claims are paid and policies are honored up to certain limits. Policyholders should contact the association for specific guidance.
Corpus Christi residents might need life insurance to provide financial security for their families in case of unexpected death. Life insurance can cover funeral expenses, pay off debts, and replace lost income. It also helps ensure that dependents are supported and future financial goals are met.
To find a lost life insurance policy in Corpus Christi, start by checking personal records and contacting the deceased's financial advisors. You can also reach out to the Texas Department of Insurance, which may help locate the policy through their resources and databases.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
