Updated: November 21, 2024
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For men, the top life insurance provider is Nationwide with a MoneyGeek score of 97 and a monthly premium of $20. Meanwhile, for women, GEICO leads with a MoneyGeek score of 96 and a monthly cost of $15.
When considering life insurance, look beyond premiums and scores to factors such as policy features, coverage amounts and financial stability. The best policy will depend on your unique circumstances and financial objectives.
BestLife InsuranceDelawareBest Life Insurance Companies in Delaware
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Delaware.
Coverage costs and company information for life insurance providers were updated in May 2024.
| Nationwide | 1 | 97 |
| GEICO | 2 | 97 |
| Haven | 3 | 95 |
| Mutual of Omaha | 4 | 95 |
| State Farm | 5 | 93 |
| Protective | 6 | 93 |
| Transamerica | 7 | 91 |
| AAA | 8 | 90 |
| Prudential | 9 | 90 |
| Allstate | 10 | 88 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in Delaware:
Nationwide is the clear winner for men in Delaware, garnering the highest MoneyGeek score of 97 with a monthly premium of $20. For women, GEICO leads with a MoneyGeek score of 96 and a monthly premium of $15.
Here are the top three insurance providers in Delaware for both genders:
These top-scoring companies offer the best mix of life insurance coverage options, affordability and customer satisfaction.
Nationwide earns the distinction of being the top option for the best life insurance in Delaware for men, boasting an impressive overall MoneyGeek score of 97. For approximately $20 monthly, policyholders secure their financial assurance with the industry leader.
Pros:
GEICO stands as the top choice, with an impressive MoneyGeek score of 96. At just $15 per month, this company offers a blend of value and reliability.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Delaware:
Costs are based on quotes gathered for a $250,000 life insurance policy with a 10-year term.
Nationwide stands out as the premier provider of the best term life insurance in Delaware, clinching the top spot for both men and women. With a MoneyGeek score of 96 for women and men, Nationwide delivers exceptional value at approximate monthly premiums of $14 for women and $15 for men.
The top providers with the highest MoneyGeek scores are:
Nationwide, with a top MoneyGeek score of 96, is the premier choice for the best term life insurance in Delaware for both men and women. It offers unparalleled services at an affordable monthly premium of $15 for men and $14 for women.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in Delaware:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm is the top contender for the best whole life insurance in Delaware, securing the highest MoneyGeek score for both men and women. The company earned a MoneyGeek score of 99 out of 100.
The top three highest MoneyGeek scores in Delaware are:
With a MoneyGeek score of 99, State Farm stands out as the premier choice for the best whole life insurance in Delaware, catering to both men and women.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in Delaware:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide is the provider with the best universal life insurance in Delaware for both men and women, garnering a MoneyGeek score of 99.
Here are the top performers in Delaware:
Nationwide, the leading provider of universal life insurance in Delaware, garnered an impressive MoneyGeek score of 99 out of 100.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in Delaware:
We did not weigh affordability as we did not collect no-medical-exam life insurance quotes. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide stands out as the premier provider of the best no-medical-exam life insurance in Delaware for both men and women, garnering a MoneyGeek score of 99.
These are the top achievers in this category:
Nationwide is the top-ranking company for the best no-medical-exam life insurance in Delaware, catering to both men and women. With an impressive MoneyGeek score of 99, it stands out for its exceptional service and product offerings.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in Delaware:
We applied the same weighting factors as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 70 for a more accurate estimate.
Nationwide stands out as the top-scoring company for the best term life insurance for seniors in Delaware, achieving a MoneyGeek score of 98 for women and men. For women, the monthly premium is estimated at $53, while men can expect a monthly premium of $58.
Nationwide's top position is attributed to its customer satisfaction, affordability, company diversity, process simplification and financial stability.
| Nationwide | 1 | $58 | 98 |
| GEICO | 2 | $50 | 97 |
| Mutual of Omaha | 3 | $59 | 96 |
| Protective | 4 | $67 | 93 |
| State Farm | 5 | $103 | 93 |
| Prudential | 6 | $70 | 92 |
| Haven | 7 | $69 | 92 |
| AAA | 8 | $74 | 92 |
| Transamerica | 9 | $70 | 91 |
| Allstate | 10 | $87 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Delaware for people who smoke:
We applied the same weighting factors as the term life insurance category; however, the persona for the quote was adjusted to reflect an active smoker for a more accurate estimate.
Mutual of Omaha stands out as the premier provider of the best term life insurance for smokers in Delaware, clinching the top MoneyGeek score for both men and women. For men, the company has a MoneyGeek score of 96 with a monthly premium of $33. Women benefit similarly, with a score of 95 and a premium costing $29 monthly.
| Mutual of Omaha | 1 | $33 | 96 |
| Nationwide | 2 | $41 | 96 |
| GEICO | 3 | $31 | 95 |
| Haven | 4 | $24 | 95 |
| State Farm | 5 | $46 | 95 |
| Prudential | 6 | $33 | 94 |
| Transamerica | 7 | $30 | 93 |
| Allstate | 8 | $31 | 93 |
| Protective | 9 | $49 | 91 |
| AAA | 10 | $65 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Delaware for young adults:
We applied the same weighting factors as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 20 for a more accurate estimate.
Nationwide stands out as the top provider for the best term life insurance for young adults in Delaware, with a MoneyGeek score of 97 for women and men, as well as monthly premiums of $9 for women and $10 for men.
When seeking the best term life insurance for young adults, Nationwide proves to be a leading choice for its remarkable combination of affordability, satisfaction and efficient processes.
| Nationwide | 1 | $10 | 97 |
| GEICO | 2 | $7 | 96 |
| Mutual of Omaha | 3 | $9 | 96 |
| Haven | 4 | $5 | 95 |
| State Farm | 5 | $17 | 94 |
| Protective | 6 | $9 | 94 |
| AAA | 7 | $11 | 93 |
| Transamerica | 8 | $10 | 92 |
| Prudential | 9 | $14 | 92 |
| Allstate | 10 | $16 | 90 |
| Bestow | 11 | $24 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in Delaware:
We applied the same weighting factors as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
GEICO offers the best cheap term life insurance in Delaware for men, with a MoneyGeek score of 96 and a monthly premium of $11. For women, Nationwide leads the way, garnering a MoneyGeek score of 96 and a monthly premium of $14.
Both companies excel by providing affordable rates and reliable coverage, key factors in MoneyGeek's comprehensive scoring system.
| GEICO | $11 | 96 |
| Nationwide | $15 | 95 |
| Haven | $10 | 95 |
| Mutual of Omaha | $14 | 95 |
| Protective | $15 | 92 |
| Transamerica | $17 | 92 |
| AAA | $17 | 91 |
| State Farm | $27 | 89 |
| Allstate | $24 | 89 |
| Prudential | $21 | 88 |
The average monthly premium for life insurance in Delaware is $37 for women and $47 for men. Factors influencing the average cost of life insurance include age, gender, health status, occupation and lifestyle.
For instance, smoking can significantly increase premiums. Understanding your specific requirements and comparing options can lead to cost-effective choices.
The best life insurance in Delaware for men is offered by Nationwide.
The average monthly premium for top-tier life insurance with Nationwide is $20.
The best life insurance in Delaware for women is offered by GEICO.
For the highest-rated provider, GEICO, the average monthly premium is approximately $15.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.
