Best Life Insurance in East Los Angeles, CA (October 2024)

Protective is the best life insurance company in East Los Angeles, California, for both men and women. The MoneyGeek score for men is 91 out of 100, with an average monthly premium of $37. For women, the MoneyGeek score is 92, with an average premium of $29 per month.

Different factors influence life insurance decisions, and these scores and premium costs are based on a 20-year term policy with $500,000 coverage. Your unique needs may mean a different company is best for you.

Protective offers the best life insurance in East Los Angeles for both men and women, with a MoneyGeek score of 91 for men and 92 for women. The average monthly premium is $37 and $29, respectively.

Top providers for men:

• Protective: MoneyGeek score of 91 out of 100 at $37 per month for men
• Mutual of Omaha: MoneyGeek score of 91 out of 100 at $37 per month for men

Top providers for women:

• Protective: MoneyGeek score of 92 out of 100 at $29 per month for women
• Mutual of Omaha: MoneyGeek score of 89 out of 100 at $38 per month for women

Protective stands out due to its high customer satisfaction scores and affordable premiums. This makes it a great choice for individuals seeking reliable life insurance in East Los Angeles.

Protective is the best term life insurance provider in East Los Angeles for both men and women, with a MoneyGeek score of 92 and a monthly premium of $10. It stands out due to its affordability, customer satisfaction and financial stability.

The top two term life insurance companies for men are:

• Protective: MoneyGeek score of 92 out of 100 at $10 per month for men
• Mutual of Omaha: MoneyGeek score of 90 out of 100 at $12 per month for men

For women, the top two are:

• Protective: MoneyGeek score of 92 out of 100 at $10 per month for women
• Mutual of Omaha: MoneyGeek score of 89 out of 100 at $13 per month for women

Term life insurance is a policy that provides coverage at a fixed rate of payments for a limited period. For example, individuals may opt for term life insurance when seeking affordable coverage to protect their family's financial future in case of an untimely death during their working years.

Protective is the best whole life insurance in East Los Angeles for both men and women, with a MoneyGeek score of 92 out of 100. Protective stands out for its exceptional balance of affordability, customer satisfaction and financial stability.

• Protective: MoneyGeek score of 92 out of 100 for men and women
• Mutual of Omaha: MoneyGeek score of 91 out of 100 for men and women

Whole life insurance is a permanent policy designed to last for the policyholder's lifetime. It offers a guaranteed death benefit and can accumulate cash value, serving as a financial asset. For instance, someone might choose whole life insurance to ensure that their family is financially protected while also building cash value that can be borrowed against in the future.

Protective has the universal life insurance in East Los Angeles for both men and women, with a MoneyGeek score of 91.

• Protective: MoneyGeek score of 91 out of 100 for men and women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Universal life insurance offers flexible premiums and the potential for cash value growth, making it an attractive option for long-term financial planning. For example, a person interested in both life coverage and a savings component to adjust to changing financial circumstances might choose universal life insurance over other types.

Protective is the best provider in East Los Angeles for those seeking reliable coverage without the need for a medical exam. It boasts a MoneyGeek score of 91 out of 100

• Protective: MoneyGeek score of 91 out of 100 for men and women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

No-medical-exam life insurance allows individuals to obtain coverage without undergoing a medical assessment. This can be particularly beneficial for those who have health issues or want to expedite the insurance process. For example, someone with a chronic condition may opt for no medical exam insurance to avoid potential premium increases or coverage denial.

For those in East Los Angeles seeking the best term life insurance for seniors, Protective stands out with the highest MoneyGeek score of 91 for men and 90 for women. It offers an average monthly premium of $47 and $46, respectively.

Age impacts life insurance premiums; as age increases, so does the insurer's risk, which typically leads to higher costs for the policyholder. Protective's leading scores reflect its strong performance across customer satisfaction, affordability, and financial stability dimensions, making it a reliable choice for seniors who prioritize these aspects.

For those seeking the best term life insurance for smokers in East Los Angeles, Mutual of Omaha stands out with the highest MoneyGeek score of 91 for men and 89 for women. The monthly premium is approximately $51 and $55, respectively.

Smoking is a significant factor in determining life insurance premiums due to the associated health risks. Insurers often charge smokers higher rates to offset the increased likelihood of health-related claims. Mutual of Omaha's top scores reflect its commitment to affordability, customer satisfaction and financial stability, making it a smart choice for individuals who smoke and are exploring life insurance options.

For those seeking the best term life insurance for young adults in East Los Angeles, Protective stands out for both men and women. With a MoneyGeek Score of 92 and a monthly premium of $6, Protective offers excellent value.

Age significantly influences life insurance premiums. Younger adults generally benefit from lower rates due to lower health risks. Protective's high score reflects its affordability, customer satisfaction and financial stability. These factors make it a top choice for young adults seeking reliable term life insurance in East Los Angeles.

For the best cheap term life insurance in East Los Angeles, Protective stands out with a MoneyGeek Score of 92 and a monthly premium of $10 for both men and women.

Various factors influence the cost of life insurance premiums, including age, health rating, coverage amount and term length. To get the lowest premiums possible, individuals should maintain a healthy lifestyle, choose a shorter term length and opt for a higher coverage amount within their budget. Protective's high MoneyGeek score is attributed to its affordability, customer satisfaction and financial stability.

The average monthly cost of term life insurance in East Los Angeles is $19 for men and $17 for women.

Several factors affect life insurance premiums, including age, health, lifestyle and location. For example, a younger, healthier individual may pay lower premiums compared to someone older or with health issues. Lifestyle choices such as smoking can also increase costs.

East Los Angeles may have different life insurance rates compared to the rest of California due to various demographic and socioeconomic factors. The area's unique characteristics, such as average income levels, health statistics and crime rates, can influence the cost of premiums. Understanding these factors can help you make informed decisions about your life insurance needs.