Updated: November 21, 2024
Advertising & Editorial Disclosure
Protective is the best life insurance company in East Los Angeles, California, for both men and women. The MoneyGeek score for men is 91 out of 100, with an average monthly premium of $37. For women, the MoneyGeek score is 92, with an average premium of $29 per month.
Different factors influence life insurance decisions, and these scores and premium costs are based on a 20-year term policy with $500,000 coverage. Your unique needs may mean a different company is best for you.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in East Los Angeles, California.
Coverage costs and company information for life insurance providers were updated in October 2024.
BestLife InsuranceE. Los AngelesBest Life Insurance Companies in East Los Angeles
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
Protective offers the best life insurance in East Los Angeles for both men and women, with a MoneyGeek score of 91 for men and 92 for women. The average monthly premium is $37 and $29, respectively.
Top providers for men:
Top providers for women:
Protective stands out due to its high customer satisfaction scores and affordable premiums. This makes it a great choice for individuals seeking reliable life insurance in East Los Angeles.
Protective stands out as the best life insurance provider in East Los Angeles for both men and women, boasting a MoneyGeek score of 91 and 92, respectively. With monthly premiums at roughly $37 for men and $29 for women, Protective offers a blend of value and security. Customers can trust in the company's high scores in satisfaction and stability to meet their life insurance needs.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
Protective is the best term life insurance provider in East Los Angeles for both men and women, with a MoneyGeek score of 92 and a monthly premium of $10. It stands out due to its affordability, customer satisfaction and financial stability.
The top two term life insurance companies for men are:
For women, the top two are:
Term life insurance is a policy that provides coverage at a fixed rate of payments for a limited period. For example, individuals may opt for term life insurance when seeking affordable coverage to protect their family's financial future in case of an untimely death during their working years.
Protective stands out as the premier choice for term life insurance in East Los Angeles for both men and women. With a MoneyGeek score of 92 and a monthly premium of $10, Protective offers an unmatched blend of value and reliability in the region.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
Protective is the best whole life insurance in East Los Angeles for both men and women, with a MoneyGeek score of 92 out of 100. Protective stands out for its exceptional balance of affordability, customer satisfaction and financial stability.
Whole life insurance is a permanent policy designed to last for the policyholder's lifetime. It offers a guaranteed death benefit and can accumulate cash value, serving as a financial asset. For instance, someone might choose whole life insurance to ensure that their family is financially protected while also building cash value that can be borrowed against in the future.
Protective offers the best whole life insurance in East Los Angeles for both men and women, with a MoneyGeek score of 91 for each. The company's commitment to excellence is reflected in its high scores across key areas, making it a reliable choice for life insurance coverage.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies, over a 10-year term for $250K coverage.
Protective has the universal life insurance in East Los Angeles for both men and women, with a MoneyGeek score of 91.
Universal life insurance offers flexible premiums and the potential for cash value growth, making it an attractive option for long-term financial planning. For example, a person interested in both life coverage and a savings component to adjust to changing financial circumstances might choose universal life insurance over other types.
Protective stands out as the best universal life insurance provider in East Los Angeles for both men and women, boasting a MoneyGeek score of 91 for each. This score reflects the company's commitment to meeting the needs of its diverse clientele with excellence in service and value.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams, for a 10-year term with $250K coverage if the insuree was in poor health.
Protective is the best provider in East Los Angeles for those seeking reliable coverage without the need for a medical exam. It boasts a MoneyGeek score of 91 out of 100
No-medical-exam life insurance allows individuals to obtain coverage without undergoing a medical assessment. This can be particularly beneficial for those who have health issues or want to expedite the insurance process. For example, someone with a chronic condition may opt for no medical exam insurance to avoid potential premium increases or coverage denial.
Protective is the leading provider of no-medical-exam life insurance in East Los Angeles for both men and women, with a MoneyGeek score of 91. The company's dedication to customer satisfaction and affordability makes it a top choice for those seeking reliable insurance options without the hassle of a medical exam.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
For those in East Los Angeles seeking the best term life insurance for seniors, Protective stands out with the highest MoneyGeek score of 91 for men and 90 for women. It offers an average monthly premium of $47 and $46, respectively.
Age impacts life insurance premiums; as age increases, so does the insurer's risk, which typically leads to higher costs for the policyholder. Protective's leading scores reflect its strong performance across customer satisfaction, affordability, and financial stability dimensions, making it a reliable choice for seniors who prioritize these aspects.
| 1 | Protective | $47 | 91 |
| 2 | Mutual of Omaha | $52 | 91 |
| 3 | Nationwide | $44 | 90 |
| 4 | Allstate | $43 | 89 |
| 5 | Transamerica | $43 | 88 |
| 6 | AAA | $59 | 88 |
| 7 | Prudential | $45 | 87 |
| 8 | State Farm | $69 | 86 |
| 9 | Haven | $93 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
For those seeking the best term life insurance for smokers in East Los Angeles, Mutual of Omaha stands out with the highest MoneyGeek score of 91 for men and 89 for women. The monthly premium is approximately $51 and $55, respectively.
Smoking is a significant factor in determining life insurance premiums due to the associated health risks. Insurers often charge smokers higher rates to offset the increased likelihood of health-related claims. Mutual of Omaha's top scores reflect its commitment to affordability, customer satisfaction and financial stability, making it a smart choice for individuals who smoke and are exploring life insurance options.
| 1 | Mutual of Omaha | $51 | 90 |
| 2 | Nationwide | $48 | 89 |
| 3 | AAA | $52 | 88 |
| 4 | Prudential | $40 | 88 |
| 5 | Transamerica | $47 | 87 |
| 6 | Protective | $82 | 87 |
| 7 | Haven | $50 | 86 |
| 8 | State Farm | $71 | 84 |
| 9 | Allstate | $70 | 84 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
For those seeking the best term life insurance for young adults in East Los Angeles, Protective stands out for both men and women. With a MoneyGeek Score of 92 and a monthly premium of $6, Protective offers excellent value.
Age significantly influences life insurance premiums. Younger adults generally benefit from lower rates due to lower health risks. Protective's high score reflects its affordability, customer satisfaction and financial stability. These factors make it a top choice for young adults seeking reliable term life insurance in East Los Angeles.
| 1 | Protective | $6 | 92 |
| 2 | Mutual of Omaha | $7 | 91 |
| 3 | Nationwide | $7 | 90 |
| 4 | Allstate | $6 | 89 |
| 5 | Transamerica | $6 | 88 |
| 6 | AAA | $8 | 88 |
| 7 | Prudential | $9 | 85 |
| 8 | State Farm | $11 | 85 |
| 9 | Haven | $9 | 84 |
| 10 | Bestow | $13 | 83 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
For the best cheap term life insurance in East Los Angeles, Protective stands out with a MoneyGeek Score of 92 and a monthly premium of $10 for both men and women.
Various factors influence the cost of life insurance premiums, including age, health rating, coverage amount and term length. To get the lowest premiums possible, individuals should maintain a healthy lifestyle, choose a shorter term length and opt for a higher coverage amount within their budget. Protective's high MoneyGeek score is attributed to its affordability, customer satisfaction and financial stability.
| 1 | Protective | $10 | 92 |
| 2 | Allstate | $10 | 91 |
| 3 | Nationwide | $11 | 91 |
| 4 | Transamerica | $10 | 91 |
| 5 | Mutual of Omaha | $12 | 89 |
| 6 | AAA | $13 | 87 |
| 7 | Prudential | $13 | 85 |
| 8 | State Farm | $17 | 82 |
| 9 | Haven | $17 | 82 |
The average monthly cost of term life insurance in East Los Angeles is $19 for men and $17 for women.
Several factors affect life insurance premiums, including age, health, lifestyle and location. For example, a younger, healthier individual may pay lower premiums compared to someone older or with health issues. Lifestyle choices such as smoking can also increase costs.
East Los Angeles may have different life insurance rates compared to the rest of California due to various demographic and socioeconomic factors. The area's unique characteristics, such as average income levels, health statistics and crime rates, can influence the cost of premiums. Understanding these factors can help you make informed decisions about your life insurance needs.
Protective has the best life insurance for men in East Los Angeles, with a MoneyGeek score of 91 out of 100.
The monthly premium cost for the best life insurance for men in East Los Angeles is $37.
Protective has the best life insurance for women in East Los Angeles, with a MoneyGeek score of 92 out of 100.
The monthly premium cost for the best life insurance for women in East Los Angeles is $29.
Life insurance in East Los Angeles is similar to other parts of California. Companies like Protective offer competitive rates and high MoneyGeek scores. The main differences may lie in the specific needs and demographics of East Los Angeles residents compared to other areas.
If a life insurance company goes bankrupt in East Los Angeles, state guaranty associations typically step in to protect policyholders. Policies may be transferred to another insurer, ensuring continued coverage and benefits.
East Los Angeles residents may need life insurance for financial security, to cover funeral costs, and to provide for dependents. It can also help pay off debts and ensure that loved ones are not financially burdened in the event of the policyholder's death.
To find a lost life insurance policy in East Los Angeles, contact the insurance company directly or check with the California Department of Insurance. They can provide assistance in locating the policy and verifying its status.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
