Updated: November 21, 2024
Advertising & Editorial Disclosure
Protective is the best life insurance company in Enterprise, Nevada, for both men and women. It has a MoneyGeek score of 92 and offers an average monthly premium of $31 for men and $28 for women. These scores and premium costs are based on a 20-year term policy with $500,000 coverage.
When deciding on a life insurance policy, consider factors like affordability, customer satisfaction and financial stability. Your unique needs might mean a different company is best for you.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Enterprise, Nevada.
Coverage costs and company information for life insurance providers were updated in October 2024.
BestLife InsuranceEnterprise, NVBest Life Insurance Companies in Enterprise
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
Protective offers the best life insurance in Enterprise for both men and women, with a MoneyGeek score of 92 out of 100 and average monthly premiums of $31 and $28, respectively.
Top providers for men:
Top providers for women:
Protective is the best choice for the average individual looking to purchase life insurance in Enterprise due to its high MoneyGeek scores and affordable monthly premiums. This combination of quality and cost-effectiveness provides great value for policyholders.
Protective offers the best life insurance in Enterprise for both men and women. With an overall MoneyGeek score of 92, Protective offers policies at a monthly premium of $31 for men and $28 for women. The company's strong performance across multiple categories assures policyholders of its reliability and value.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
Protective is the best term life insurance provider in Enterprise, with a MoneyGeek score of 92 for men and women. Customers can expect a monthly premium of about $15 for each.
The top two term life insurance companies for men are:
For women, the top two are:
Term life insurance offers coverage for a specified period, providing a death benefit if the insured passes away during the term. It is often chosen over permanent life insurance for its affordability and simplicity. For instance, a parent might opt for term life insurance to ensure their child's educational expenses are covered until graduation.
Protective stands out as the top choice for term life insurance in Enterprise for men and women, with a MoneyGeek score of 92. They can secure a policy at an affordable monthly premium of $15, ensuring financial protection without strain on their budget.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
Protective provides the best whole life insurance in Enterprise for both men and women, with a MoneyGeek score of 92. This top score reflects Protective's strong performance across several key factors, including affordability and customer satisfaction, making it a solid choice for individuals seeking reliable whole life insurance coverage.
Whole life insurance provides lifelong coverage and includes an investment component that can grow over time. Someone might choose whole life insurance to ensure their family's financial stability while also building cash value that can be borrowed against in the future.
Protective offers the best whole life insurance in Enterprise, Nevada, for both men and women. With a MoneyGeek score of 92 for each, Protective ensures comprehensive coverage and satisfaction across the board. Consumers looking for a reliable insurance provider will find Protective's offerings tailored to meet their needs with a blend of value and quality service.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies, over a 10-year term for $250K coverage.
Protective stands out as the best universal life insurance provider in Enterprise for both men and women, with a MoneyGeek score of 91.
Universal life insurance offers a flexible premium and death benefit, along with the potential to build cash value over time. For instance, someone who wants the ability to adjust their premiums and coverage as their financial situation changes might opt for universal life insurance over more rigid policies.
Protective is the top choice for both men and women seeking the best universal life insurance in Enterprise, with a MoneyGeek score of 91. This score reflects a strong performance across several key areas, indicating a reliable and consumer-friendly option for life insurance coverage.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams, for a 10-year term with $250K coverage if the insuree was in poor health.
In Enterprise, Protective offers the best life insurance without the hassle of a mandatory medical exam for both men and women, with a MoneyGeek score of 91.
Life insurance without a medical exam allows individuals to obtain coverage quickly and without the need for a medical checkup. This can be particularly beneficial for those with health concerns or who require immediate coverage. For instance, someone with a chronic condition might opt for no-medical-exam insurance to avoid the possibility of being denied coverage or facing higher premiums.
Protective emerges as the leading choice for no-medical-exam life insurance in Enterprise, earning the highest MoneyGeek score of 91 for both men and women. It stands out due to its commitment to providing quality coverage and service to all clients.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
Protective offers the best term life insurance for seniors in Enterprise, with a MoneyGeek score of 92 for men and 91 for women, and average monthly premiums of $66 and $65, respectively.
Age impacts life insurance premiums; as one ages, the risk to insurers increases, leading to higher costs. Protective's top scores reflect its excellence in affordability, customer satisfaction, the buying process, financial stability and product diversity.
| 1 | Protective | $66 | 92 |
| 2 | Mutual of Omaha | $75 | 91 |
| 3 | Nationwide | $69 | 90 |
| 4 | Allstate | $69 | 88 |
| 5 | AAA | $89 | 88 |
| 6 | Prudential | $65 | 88 |
| 7 | Transamerica | $83 | 87 |
| 8 | State Farm | $130 | 84 |
| 9 | Haven | $133 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
Mutual of Omaha offers the best term life insurance for smokers in Enterprise for both men and women, with a MoneyGeek score of 90 for men and 89 for women. It offers average monthly premiums of $75 and $79, respectively.
Smoking significantly influences life insurance premiums due to the associated health risks, often resulting in higher costs. Mutual of Omaha's high MoneyGeek score indicates a strong balance of affordability, customer satisfaction and financial stability, crucial for those looking for reliable coverage amidst the higher premiums imposed on smokers.
| 1 | Mutual of Omaha | $75 | 90 |
| 2 | Nationwide | $81 | 89 |
| 3 | Protective | $102 | 88 |
| 4 | Prudential | $59 | 88 |
| 5 | Transamerica | $73 | 87 |
| 6 | State Farm | $97 | 86 |
| 7 | AAA | $132 | 85 |
| 8 | Allstate | $115 | 84 |
| 9 | Haven | $125 | 83 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
For those seeking the best term life insurance for young adults in Enterprise, Protective stands out with a MoneyGeek score of 92 and an average monthly premium of $9 for men and women.
Age plays a crucial role in determining life insurance premiums, with younger adults typically benefiting from lower costs.
| 1 | Protective | $9 | 92 |
| 2 | Mutual of Omaha | $11 | 91 |
| 3 | Nationwide | $12 | 89 |
| 4 | AAA | $13 | 88 |
| 5 | Allstate | $11 | 88 |
| 6 | Transamerica | $12 | 87 |
| 7 | Prudential | $13 | 86 |
| 8 | Haven | $14 | 85 |
| 9 | State Farm | $22 | 84 |
| 10 | Bestow | $20 | 84 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
For those seeking the best cheap term life insurance in Enterprise, Protective stands out with a MoneyGeek score of 92 and a monthly premium of $15 for both men and women. Protective's high MoneyGeek score is attributed to its excellent customer satisfaction and strong financial stability.
Age, health and coverage all influence the cost of life insurance. To get the lowest premiums, you should strive to maintain good health, avoid tobacco use and compare quotes from different insurers.
| 1 | Protective | $15 | 92 |
| 2 | Nationwide | $19 | 91 |
| 3 | Mutual of Omaha | $18 | 90 |
| 4 | Allstate | $18 | 89 |
| 5 | Transamerica | $20 | 88 |
| 6 | AAA | $22 | 88 |
| 7 | Prudential | $20 | 88 |
| 8 | Haven | $25 | 84 |
| 9 | State Farm | $34 | 82 |
The average monthly premium for term life insurance in Enterprise is $27 for women and $31 for men.
Several factors can influence the cost of life insurance premiums. These include age, health, lifestyle, occupation and the amount of coverage you choose. Understanding these factors can help you make more informed decisions about your life insurance options.
Due to various local factors, the cost of life insurance in Enterprise might be higher or lower than in the rest of Nevada. These can include local health statistics, the cost of living and regional risk factors. For example, if the area has higher health care costs or a higher incidence of certain health conditions, this could drive up premiums. Conversely, lower living costs or better overall health statistics could result in lower premiums.
Protective offers the best life insurance for men in Enterprise, with a MoneyGeek score of 92 out of 100.
The monthly premium cost for the best life insurance for men in Enterprise is $31. This cost is based on a 20-year term for a non-tobacco user in excellent health.
Protective also offers the best life insurance for women in Enterprise, with a MoneyGeek score of 92 out of 100.
The monthly premium cost for the best life insurance for women in Enterprise is $28. This rate applies to a 20-year term for a non-tobacco user in excellent health.
Life insurance in Enterprise is similar to the rest of Nevada. Protective offers competitive rates and high customer satisfaction scores statewide. For instance, the affordability score is 4.90 for men and 4.80 for women, indicating consistent pricing.
If a life insurance company goes bankrupt in Enterprise, policies are usually protected by state guaranty associations. These associations ensure that policyholders receive coverage up to a certain limit, providing financial security despite the company's insolvency.
Enterprise residents might need life insurance for various reasons, including financial security for their families, covering outstanding debts, and ensuring that loved ones are not burdened with funeral expenses. It also provides peace of mind knowing that dependents are protected.
To find a lost life insurance policy in Enterprise, contact the insurance company directly or use online tools like the National Association of Insurance Commissioners' Life Insurance Policy Locator Service. Checking through personal records and bank statements can also help locate the policy.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
