The leading life insurance provider for men is Nationwide, with a MoneyGeek score of 97 and a monthly premium cost of $31. For women, Nationwide also claims the top spot, with a MoneyGeek score of 96 and a monthly premium of $29. When seeking the best life insurance policy, various factors come into play, such as coverage needs, budget and the provider's reliability.
Best Life Insurance in Georgia (November 2024)
Nationwide is the best life insurance in Georgia, with scores for men and women of 97 and 96, respectively.
Updated: November 21, 2024
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Best Life Insurance Companies in Georgia
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Georgia.
Coverage costs and company information for life insurance providers were updated in May 2024.
Best Life Insurance in Georgia: Summary
- Best Whole Life Insurance
- Best Universal Life Insurance
- Best Cheap Life Insurance
- Best Life Insurance Overall
- Best Term Life Insurance
- Best Term Life Insurance for Smokers
- Best Term Life Insurance for Young Adults
- Best Term Life Insurance for Seniors
- Best No Medical Exam Life Insurance
- F
- M
Nationwide | 1 | 97 |
GEICO | 2 | 97 |
Mutual of Omaha | 3 | 96 |
Protective | 4 | 95 |
State Farm | 5 | 94 |
Prudential | 6 | 92 |
AAA | 7 | 92 |
Allstate | 8 | 92 |
American Family Insurance | 9 | 91 |
Haven | 10 | 91 |
Overall Best Life Insurance in Georgia
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in Georgia:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
Nationwide is the leading company offering the best life insurance in Georgia for both men and women, with a respective MoneyGeek score of 97 for men and 96 for women. Men can expect to pay a monthly premium of $31, while women are offered a slightly lower rate at $29.
- Nationwide: MoneyGeek score of 97 out of 100 ($31 per month for men; $29 per month for women)
- GEICO: MoneyGeek score of 97 out of 100 ($25 per month for men; $25 per month for women)
- Mutual of Omaha: MoneyGeek score of 96 out of 100 ($30 per month for men; $27 per month for women)
Best for Men: Nationwide
COMPANY HIGHLIGHTS
With a premier MoneyGeek score of 97, Nationwide is the best choice for life insurance in Georgia for men. Their monthly premium is approximately $31, providing superb value and positioning them as a top provider.
Pros:
- High level of customer satisfaction
- Above-average affordability
- Diverse product offerings
Best for Women: Nationwide
COMPANY HIGHLIGHTS
Nationwide is an exceptional choice for women in Georgia seeking the best life insurance. It combines high customer satisfaction with robust product options, scoring an impressive 96 overall on the MoneyGeek score chart. Highly acclaimed for its offerings, Nationwide maintains a monthly premium of roughly $29, ensuring both quality and affordability.
Pros:
- High user contentment
- Range of diverse products.
- Seamless policy acquisition
Cons:
- There are more affordable options
Best Term Life Insurance in Georgia
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in in Georgia:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
Costs are based on quotes gathered for a $250,000 life insurance policy with a 10-year term.
Nationwide takes the top spot for the best term life insurance in Georgia for both men and women, showcasing a MoneyGeek score of 97 and 96 for men and women, respectively. The company offers affordable policies with a monthly premium cost of approximately $22 for both genders.
The top companies are:
- Nationwide: MoneyGeek score of 97 out of 100 ($22 per month for men; $22 per month for women)
- GEICO: MoneyGeek score of 97 out of 100 ($18 per month for men; $18 per month for women)
- Mutual of Omaha: MoneyGeek score of 95 out of 100 ($24 per month for men; $23 per month for women)
Best Term Life: Nationwide
COMPANY HIGHLIGHTS
Nationwide is the best choice for term life insurance in Georgia, catering to both men and women. It has an impressive MoneyGeek score of 97 and offers affordable monthly premiums costing around $22.
Pros:
- High customer satisfaction
- Cost-effective policies enhancing affordability
- A diverse range of insurance products
Best Whole Life Insurance in Georgia
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in in Georgia:
- Financial Stability: 35%
- Customer Satisfaction: 30%
- Buying Process: 15%
- Product Diversity: 20%
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm is the top provider of the best whole life insurance in Georgia for both men and women, with a MoneyGeek score of 99 out of 100. Catering to the diverse financial needs of our audience, State Farm's high MoneyGeek score signals their commitment to satisfaction, affordability and diverse policy options.
The top three highest MoneyGeek scores are:
- State Farm: MoneyGeek score of 99 out of 100
- Nationwide: MoneyGeek score of 98 out of 100
- Mutual of Omaha: MoneyGeek score of 96 out of 100
Best Whole Life: State Farm
COMPANY HIGHLIGHTS
State Farm is the premier choice for the best whole life insurance in Georgia, catering to both men and women. With an overall MoneyGeek Score of 99, the company demonstrates exceptional performance in multiple areas, ensuring clients receive top-quality service and reliability.
Pros:
- High customer satisfaction
- Diverse product options
- Robust financial stability
Cons:
- The buying process could be improved
Best Universal Life Insurance in Georgia
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in in Georgia:
- Financial Stability: 25%
- Customer Satisfaction: 25%
- Buying Process: 25%
- Product Diversity: 25%
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide is acclaimed for offering the best universal life insurance in Georgia for both men and women, reflecting an outstanding MoneyGeek score of 99.
The top three highest moneygeek scores are:
- Nationwide: MoneyGeek score of 99 out of 100
- State Farm: MoneyGeek score of 98 out of 100
- American Family Insurance: MoneyGeek score of 97 out of 100 (for women)
Best Universal Life: Nationwide
COMPANY HIGHLIGHTS
Nationwide is the top choice for those seeking the best universal life insurance in Georgia, catering to both men and women. With an unmatched MoneyGeek score of 99, the company exemplifies excellence in coverage options, customer service and financial reliability.
Pros:
- High customer satisfaction
- Competitive affordability
- An extensive product selection
Best No-Medical-Exam Life Insurance in Georgia
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in in Georgia:
- Financial Stability: 20%
- Customer Satisfaction: 25%
- Buying Process: 20%
- Product Diversity: 35%
We did not weigh affordability as we did not collect quotes for no-medical-exam life insurance. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide is the top provider of the best no medical exam life insurance in Georgia for both men and women, with a MoneyGeek score of 99.
The top three highest MoneyGeek scores are:
- Nationwide: MoneyGeek score of 99 out of 100
- State Farm: MoneyGeek score of 99 out of 100
- American Family Insurance: MoneyGeek score of 98 out of 100 (for men)
Best No-Medical-Exam: Nationwide
COMPANY HIGHLIGHTS
Nationwide distinguishes itself as the prime choice for the best no-medical-exam life insurance in Georgia, catering to both men and women. With a top-notch MoneyGeek score of 99, this company ensures a blend of superior service, affordability and varied product options for consumers seeking financial security.
Pros:
- High customer satisfaction
- Competitive pricing contributes to overall affordability
- Rich product selection offers versatile coverage options
Recommended Life Insurance Coverage Amount:
Best Term Life Insurance for Seniors in Georgia
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in Georgia:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the profile for the quote was adjusted to reflect an age of 70 for a more accurate estimate.
Nationwide stands out as the best term life insurance for seniors in Georgia, securing the top position for both men and women. With a high MoneyGeek score of 98 for men and 98 for women, Nationwide offers term life insurance at an approximate cost of $82 and $78 monthly for men and women, respectively. Nationwide provides a balance of satisfaction, affordability, diversity, process and stability.
- M
- F
Nationwide | 1 | $82 | 98 |
GEICO | 2 | $74 | 97 |
Mutual of Omaha | 3 | $97 | 96 |
Protective | 4 | $82 | 95 |
State Farm | 5 | $147 | 94 |
Prudential | 6 | $97 | 94 |
AAA | 7 | $114 | 93 |
Allstate | 8 | $102 | 92 |
Haven | 9 | $188 | 89 |
Best Term Life Insurance for Smokers in Georgia
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in in Georgia for people who smoke:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the quote was adjusted to reflect an active smoker for a more accurate estimate.
Nationwide is the best provider for men smokers with a MoneyGeek score of 97 and premium of $55. Prudential stands out as the provider with the best term life insurance for women smokers in Georgia. For women, Prudential provides a policy at a monthly premium of $33, and a MoneyGeek score of 95 out of 100. This company excels in the best term life insurance for smokers due to its high satisfaction and stability scores.
- F
- M
Nationwide | 1 | $55 | 97 |
GEICO | 2 | $45 | 96 |
Mutual of Omaha | 3 | $54 | 96 |
Prudential | 4 | $44 | 95 |
State Farm | 5 | $72 | 95 |
Allstate | 6 | $48 | 94 |
AAA | 7 | $60 | 93 |
Protective | 8 | $79 | 91 |
Haven | 9 | $97 | 89 |
Best Term Life Insurance for Young Adults in Georgia
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in in Georgia for young adults:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the profile for the quote was adjusted to reflect an age of 20 for a more accurate estimate.
Nationwide stands out as the top provider of the best term life insurance for young adults in Georgia for both men and women. Nationwide's MoneyGeek score is 97 for men and 97 for women, with monthly premium costs at $15 for men and $14 for women. This is due to Nationwide's high satisfaction and diversity scores.
- F
- M
Nationwide | 1 | $15 | 97 |
GEICO | 2 | $12 | 97 |
Mutual of Omaha | 3 | $15 | 96 |
Protective | 4 | $12 | 95 |
State Farm | 5 | $25 | 94 |
AAA | 6 | $17 | 93 |
Prudential | 7 | $20 | 92 |
Haven | 8 | $20 | 91 |
Allstate | 9 | $19 | 91 |
Bestow | 10 | $28 | 89 |
Best Cheap Term Life Insurance in Georgia
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in in Georgia:
- Affordability: 50%
- Financial Stability: 15%
- Buying Process: 20%
- Customer Satisfaction: 5%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
Nationwide stands out as the provider offering the best cheap term life insurance in Georgia for both men and women. The MoneyGeeksScore for Nationwide is 97 for men and 96 for women, with monthly premiums costing $22. Nationwide's consistency across the board in affordability and high score makes it the top choice for cost-effective term life insurance solutions in Georgia.
- M
- F
Nationwide | $22 | 97 |
GEICO | $18 | 97 |
Protective | $19 | 96 |
Mutual of Omaha | $24 | 95 |
AAA | $28 | 91 |
Allstate | $29 | 90 |
Prudential | $29 | 89 |
State Farm | $39 | 89 |
Haven | $36 | 87 |
Average Cost of Term Life Insurance in Georgia
The average cost of monthly premiums for life insurance in Georgia is $58 for women and $72 for men. These numbers reflect how gender partly shapes the average cost of life insurance, with factors such as age, health, occupation and the term length of the policy also impacting pricing.
FAQ: Life Insurance in Georgia
The best life insurance in Georgia for men is offered by Nationwide.
The cost of life insurance in Georgia for men is influenced by factors such as age, health and the amount of coverage sought. The best life insurance from Nationwide, with the highest MoneyGeek score, has a monthly premium of $31.
The best life insurance for women in Georgia is offered by Nationwide.
The cost of life insurance for women in Georgia varies based on age, health and coverage amount. Factors such as lifestyle choices and medical history also play a crucial role. On average, the best life insurance by Nationwide comes with a monthly premium of about $29.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.
sources
- Georgia Life & Health Insurance Guaranty Association. " FAQs." Accessed May 12, 2024.