Updated: November 21, 2024
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In Glendale, Arizona, the best life insurance provider for women is Protective with a MoneyGeek score of 92 and a monthly premium of $28. For men, Mutual of Omaha stands out with a MoneyGeek score of 91 and a monthly premium of $40.
These scores and premium costs are based on a 20-year term policy and $500,000 coverage. Different factors should be considered when deciding on what type of life insurance to buy. Your unique needs may mean a different company is best for you.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Glendale, Arizona.
Coverage costs and company information for life insurance providers were updated in October 2024.
BestLife InsuranceGlendale, AZBest Life Insurance Companies in Glendale
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
In Glendale, Protective offers the best life insurance for women, with a MoneyGeek score of 92 for women, and average monthly premiums of $28. Mutual of Omaha offers the best insurance for men with a score of 91 and a premium of $40.
Top providers for men:
Top providers for women:
Protective stands out due to its high MoneyGeek scores and affordable premiums. This makes it an excellent choice for the average individual looking to purchase life insurance in Glendale.
In Glendale, Protective stands out as the top life insurance choice for women, boasting a MoneyGeek score of 92, while Mutual of Omaha claims the top spot for men with a score of 91. Women can secure a policy with Protective at a monthly premium of $28, and men can do the same with Mutual of Omaha for $40. Both companies excel in customer satisfaction and financial stability, making them reliable choices for life insurance coverage. Here are the pros and cons for each company based on the provided scores:
Protective
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Mutual of Omaha
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
In Glendale, Mutual of Omaha stands out as the best term life insurance provider for men with a MoneyGeek score of 91 and a monthly premium of $20. For women, Protective leads with a score of 92 at $15 per month. These companies offer competitive premiums and high customer satisfaction, making them optimal choices for individuals seeking reliable term life insurance coverage.
The top two term life insurance companies for men are:
For women, the top two are:
Term life insurance provides a death benefit for a specific period, offering financial security without long-term commitment. For instance, a parent might choose term insurance to ensure their child's education is funded in case of unforeseen circumstances.
Mutual of Omaha stands out as the premier choice for term life insurance for men in Glendale, boasting a MoneyGeek score of 91. With a monthly premium cost of just $20, it offers a balance of value and security.
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Protective stands out as the premier choice for women seeking term life insurance in Glendale, with a MoneyGeek score of 92. For a monthly premium of $15, Protective offers a balance of cost and quality, making it an attractive option for women in the 31-40 age group with excellent health ratings. Here's a closer look at what makes Protective a wise choice, as well as areas where it may not be the strongest option.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
Protective is the top provider of the best whole life insurance in Glendale, with a MoneyGeek score of 92 for both men and women. This score suggests that Protective offers affordability, customer satisfaction, and financial stability that is well-suited for the average individual seeking a reliable insurance policy.
Top whole life companies for men in Glendale:
Top whole life companies for women in Glendale:
Whole life insurance is a permanent policy that provides a death benefit and accumulates cash value over time. Someone might choose best whole life insurance over term life insurance for its lifelong coverage and potential to grow cash value, which can be a financial asset during their lifetime.
Protective is the top choice for whole life insurance in Glendale for both men and women, with an overall MoneyGeek Score of 92 for each. This score reflects a balance of affordability and customer satisfaction that Protective offers to its policyholders.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies, over a 10-year term for $250K coverage.
For people in Glendale, Protective stands out as the best universal life insurance provider, with a MoneyGeek score of 91. Choosing Protective means selecting a company that excels in affordability, customer satisfaction, buying process and financial stability.
Best universal life insurance for men:
Best universal life insurance for women:
Universal life insurance offers flexibility in premiums and death benefits, which can be appealing to those who desire a more adaptable approach to their long-term financial planning. For example, a young professional might choose universal life insurance over term life insurance to benefit from the potential cash value growth that can be used towards future needs or retirement planning.
Protective stands out as the premier provider of universal life insurance in Glendale, catering to both men and women with its exceptional offerings. The company boasts a MoneyGeek score of 91 for both genders, reflecting its commitment to customer satisfaction and financial stability. Protective ensures a seamless experience for clients seeking reliable life insurance solutions.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams, for a 10-year term with $250K coverage if the insuree was in poor health.
Protective offers the best life insurance without a medical exam for both men and women in Glendale, boasting a MoneyGeek score of 91. This score indicates a robust offering that combines affordability, customer satisfaction and financial stability, making it an excellent choice for the average individual in the market for this type of insurance policy.
Best no-medical-exam life insurance for men:
Best life insurance for women that does not require a medical exam:
This type of life insurance is a policy that does not require a medical examination for approval, offering a quicker and more convenient option for coverage. For instance, someone with a busy schedule or a dislike of medical appointments might choose this insurance to ensure they are covered without the hassle of a traditional health assessment.
In Glendale, Protective stands out as the best choice for no-medical-exam life insurance for both men and women, boasting a MoneyGeek score of 91. This high rating is a testament to the company's commitment to customer satisfaction and financial stability, making it a reliable option for those seeking life insurance coverage without the hassle of a medical exam.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
For men seeking the best term life insurance for seniors in Glendale, Mutual of Omaha leads with a MoneyGeek score of 91 and a monthly premium of $74. Women find their top choice in Protective, scoring 90 with the same monthly premium.
Age significantly influences life insurance premiums; as seniors are at a higher risk, premiums reflect this increased cost. The leading scores reflect customer satisfaction, a smooth buying process, financial stability and product diversity, making these companies reliable choices for seniors prioritizing security and value.
| 1 | Mutual of Omaha | $74 | 91 |
| 2 | Nationwide | $67 | 91 |
| 3 | Protective | $103 | 89 |
| 4 | Transamerica | $75 | 88 |
| 5 | Prudential | $68 | 87 |
| 6 | State Farm | $113 | 86 |
| 7 | Allstate | $113 | 85 |
| 8 | AAA | $132 | 85 |
| 9 | Haven | $154 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
For men seeking the best term life insurance for smokers in Glendale, Mutual of Omaha leads with a MoneyGeek score of 90 and a monthly premium of $45. Women find their top option with Allstate, scoring 88 and an average monthly cost of $28. Smoking impacts life insurance premiums due to the increased health risks it presents, which insurers account for in their pricing.
A high MoneyGeek score, like those of Mutual of Omaha and Allstate, reflects a balance of affordability, customer satisfaction, and financial stability, important factors for anyone seeking reliable coverage amid the risks associated with smoking.
| 1 | Mutual of Omaha | $45 | 90 |
| 2 | Nationwide | $45 | 89 |
| 3 | Allstate | $41 | 88 |
| 4 | Transamerica | $39 | 88 |
| 5 | Prudential | $36 | 88 |
| 6 | Protective | $68 | 87 |
| 7 | State Farm | $60 | 86 |
| 8 | AAA | $76 | 86 |
| 9 | Haven | $80 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
For those seeking the best term life insurance for young adults in Glendale, Protective stands out with a MoneyGeek score of 92 for women and 91 for men. The average monthly premium is $9 for women and $13 for men. Age plays a crucial role in determining life insurance premiums.
Younger adults typically benefit from lower premiums due to their lower risk profiles. Protective's high MoneyGeek scores reflect its strong affordability, excellent customer satisfaction, and robust financial stability. These factors make it a top choice for young adults in Glendale looking for term life insurance.
| 1 | Protective | $13 | 91 |
| 2 | Mutual of Omaha | $13 | 91 |
| 3 | Nationwide | $12 | 91 |
| 4 | Transamerica | $14 | 87 |
| 5 | AAA | $20 | 86 |
| 6 | State Farm | $21 | 85 |
| 7 | Prudential | $17 | 85 |
| 8 | Haven | $17 | 84 |
| 9 | Allstate | $21 | 84 |
| 10 | Bestow | $23 | 83 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
For the best cheap term life insurance in Glendale, Nationwide tops the list for men with a MoneyGeek score of 93 and an average monthly premium of $18. For women, Protective is the leading provider, with a MoneyGeek score of 92 and a monthly premium of $15. Nationwide scores high due to its easy buying process and affordability, while Protective excels in customer satisfaction and financial stability.
Age, health and coverage all influence the cost of life insurance. To get the lowest premiums, you should strive to maintain good health, avoid tobacco use and compare quotes from different insurers.
| 1 | Nationwide | $18 | 93 |
| 2 | Mutual of Omaha | $20 | 91 |
| 3 | Protective | $22 | 90 |
| 4 | Transamerica | $21 | 89 |
| 5 | Prudential | $24 | 86 |
| 6 | AAA | $32 | 84 |
| 7 | Allstate | $32 | 83 |
| 8 | State Farm | $32 | 82 |
| 9 | Haven | $29 | 81 |
The average monthly premium for term life insurance in Glendale is $28 for women and $37 for men.
Several factors influence the cost of life insurance premiums. These include age, health, lifestyle, and occupation. Insurers assess these factors to determine the risk associated with insuring an individual.
In Glendale, the cost of life insurance might be higher or lower compared to the rest of Arizona due to local health statistics, the cost of living, and regional risk factors. For example, if Glendale has higher healthcare costs or a higher prevalence of certain health conditions, premiums might be higher to account for the increased risk.
Understanding these factors can help consumers make informed decisions about their life insurance options. Knowing the average costs and the reasons behind them can empower individuals to choose the best policy for their needs.
Mutual of Omaha has the best life insurance in Glendale for men with the highest MoneyGeek score of 91. This score indicates strong performance across several metrics.
The monthly premium cost for the best life insurance for men in Glendale, offered by Mutual of Omaha, is $40. This cost is calculated based on various factors including age and coverage.
Protective has the best life insurance in Glendale for women with the highest MoneyGeek score of 92. This score reflects the company's overall performance and customer satisfaction.
The monthly premium cost for the best life insurance for women in Glendale, offered by Protective, is $28. This cost is based on factors such as age and coverage.
Life insurance in Glendale may differ from the rest of Arizona in terms of premium costs and company rankings. For instance, the best-rated companies and their premium costs in Glendale might not be the same in other cities. Always compare local options.
If a life insurance company goes bankrupt in Glendale, the state's guaranty association may step in to protect policyholders. The association covers claims up to a certain limit, ensuring that policyholders are not left without coverage.
Glendale residents might need life insurance to provide financial security for their families, cover outstanding debts, or ensure funds for future expenses like education. Life insurance can be a crucial part of a comprehensive financial plan.
To find a lost life insurance policy in Glendale, start by checking with family members and reviewing bank statements for premium payments. You can also contact the insurance company directly or use online search tools provided by state insurance departments.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
