Updated: November 21, 2024
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In Greeley, Colorado, Protective is the best life insurance provider for both men and women, boasting a MoneyGeek score of 92. For women, the monthly premium is $21, while men can expect to pay $24 per month.\
These scores and premium costs are based on a 20-year term policy with $500,000 coverage. Your unique needs may mean a different company is best for you. When choosing life insurance, consider factors like coverage amount, term length and your health status.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Greeley, Colorado.
Coverage costs and company information for life insurance providers were updated in August 2024.
BestLife InsuranceGreeley, COBest Life Insurance Companies in Greeley
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
In Greeley, the best life insurance provider for men and women is Protective with a MoneyGeek score of 92 out of 100 and a monthly premium of $24 for men and $21 for women.
The top providers for men are:
The top providers for women are:
The company provides consistent and affordable premiums, ensuring that individuals receive good value for their investment. This consistency in scores and premiums indicates that Protective is a dependable choice for life insurance.
For those seeking reliable life insurance in Greeley, Protective emerges as the top choice for men and women. With a MoneyGeek score of 92, Protective offers a monthly premium of $21 for women and $24 for men. This company stands out for its exceptional customer satisfaction and robust financial stability.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
In Greeley, Protective provides the best term life insurance for men and women, boasting a MoneyGeek score of 92 and offering monthly premiums of $12 for men and $11 for women. Choosing Protective means opting for a company that combines high customer satisfaction and financial stability with competitive pricing.
The top providers for men are:
The top providers for women are:
Term life insurance is a policy where coverage is provided for a set period. For example, a parent might choose term life insurance to ensure their child's education expenses are covered in the event of an untimely passing. It's a straightforward solution for those needing temporary financial protection without the long-term commitment of whole life policies.
Protective stands out as the premier choice for term life insurance in Greeley for women and men, with a MoneyGeek score of 92 for both. With a monthly premium of $11 for women and $12 for men, it offers a balance of value and reliability.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
When searching for the best whole life insurance in Greeley, Protective stands out as the top choice for men and women, with a MoneyGeek score of 92 out of 100. This score reflects the company's strong performance across affordability, customer satisfaction and financial stability.
The top providers for men are:
The top providers for women are:
Whole life insurance is a type of permanent life insurance that offers a death benefit and the potential to build cash value over time. Unlike term life insurance, which provides coverage for a specific period, whole life insurance remains in effect for the insured's lifetime, as long as premiums are paid. This can be particularly appealing for those who want to ensure that their loved ones are financially secure no matter when they pass away.
Protective stands out as the premier choice for whole life insurance in Greeley, offering exceptional service to men and women. With MoneyGeek scores of 92 for both, Protective delivers consistent quality and value to its customers.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies, over a 10-year term for $250K coverage.
For those in Greeley seeking the best universal life insurance, Protective stands out with a MoneyGeek score of 91 for men and women. This high score reflects the company's commitment to affordability, customer satisfaction and financial stability.
The top providers for men are:
The top providers for women are:
Universal life insurance offers flexibility in premiums and death benefits, which can be appealing for those who want long-term coverage with the potential for cash value growth. For example, a young professional might choose universal life insurance to lock in low premiums while also investing in their future financial stability.
Protective stands out as the premier choice for universal life insurance in Greeley, with the highest MoneyGeek scores of 91 for men and women. This distinction underscores Protective's commitment to providing quality insurance solutions across genders, with a balanced approach to affordability and customer satisfaction.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams, for a 10-year term with $250K coverage if the insuree was in poor health.
For both men and women seeking the life insurance with no mandatory medical exam in Greeley, Protective stands out with a MoneyGeek score of 91 out of 100. This company offers a balance of affordability, customer satisfaction and financial stability.
The top providers for men are:
The top providers for women are:
Life insurance without a required medical exam offers a quick and convenient way to secure coverage without the hassle of a health examination. This can be particularly beneficial for those who need insurance quickly or have health issues that might complicate the underwriting process. For example, someone with a busy lifestyle or a pre-existing condition may find no-medical-exam insurance the most practical option.
For those seeking no-medical-exam life insurance in Greeley, Protective emerges as the leading choice for both men and women, with an impressive MoneyGeek score of 91 for each. This score reflects a balanced evaluation of the company's performance across various categories.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
For older men in Greeley seeking the best term life insurance for seniors in Greeley, Mutual of Omaha leads with a MoneyGeek Score of 91 and an average monthly premium of $73. For women, Protective is at the top, earning a MoneyGeek score of 92 and a $67 average monthly premium.
Age impacts life insurance premiums, as insurers weigh the increased health risks that come with age. Mutual of Omaha and Protective stand out due to their strong performance across affordability for seniors, customer satisfaction, buying process, financial stability and product diversity.
| 1 | Protective | $52 | 92 |
| 2 | Mutual of Omaha | $59 | 91 |
| 3 | Nationwide | $53 | 90 |
| 4 | AAA | $68 | 88 |
| 5 | Allstate | $58 | 88 |
| 6 | Prudential | $51 | 88 |
| 7 | Transamerica | $65 | 87 |
| 8 | State Farm | $92 | 85 |
| 9 | Haven | $101 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
In Greeley, Mutual of Omaha stands out as the top provider of the best term life insurance for smokers, earning a MoneyGeek score of 90 for men and 88 for women, with monthly premiums rounding to $58 and $59, respectively.
Smokers face higher insurance premiums due to the elevated health risks associated with tobacco use. Insurers like Mutual of Omaha assess these risks and determine costs accordingly. A high MoneyGeek score indicates a strong balance of affordability, customer satisfaction and financial stability.
| 1 | Mutual of Omaha | $58 | 90 |
| 2 | Nationwide | $60 | 89 |
| 3 | AAA | $62 | 88 |
| 4 | Protective | $79 | 88 |
| 5 | Prudential | $45 | 88 |
| 6 | Transamerica | $56 | 87 |
| 7 | State Farm | $76 | 85 |
| 8 | Allstate | $95 | 84 |
| 9 | Haven | $94 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
In Greeley, the best term life insurance for young adults is offered by Protective, with a MoneyGeek score of 92 and a monthly premium of $7.
Age plays a significant role in determining life insurance premiums, with younger adults generally benefiting from lower costs. Protective's high MoneyGeek score is attributed to its affordability, customer satisfaction, and financial stability.
| 1 | Protective | $7 | 92 |
| 2 | Mutual of Omaha | $9 | 91 |
| 3 | Nationwide | $9 | 89 |
| 4 | AAA | $10 | 88 |
| 5 | Allstate | $9 | 87 |
| 6 | Transamerica | $9 | 86 |
| 7 | Prudential | $10 | 85 |
| 8 | Haven | $11 | 84 |
| 9 | State Farm | $15 | 84 |
| 10 | Bestow | $15 | 83 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
In Greeley, Protective offers the best cheap term life insurance for men and women, with a MoneyGeek score of 92 and a monthly premium of $11 for women and $12 for men.
Premiums for life insurance depend on factors like age, health, and coverage amount. To get the lowest premiums, maintain good health, choose a shorter term length and opt for a higher deductible. Protective scores high in affordability and customer satisfaction.
| 1 | Protective | $12 | 92 |
| 2 | Nationwide | $14 | 91 |
| 3 | Mutual of Omaha | $14 | 90 |
| 4 | Allstate | $14 | 89 |
| 5 | AAA | $16 | 88 |
| 6 | Transamerica | $15 | 88 |
| 7 | Prudential | $15 | 87 |
| 8 | Haven | $19 | 83 |
| 9 | State Farm | $23 | 82 |
The average monthly premium for term life insurance in Greeley is $20 for women and $23 for men. Several factors affect the cost of life insurance premiums. These include age, health, lifestyle, coverage amount and policy type. Insurers assess these factors to determine the risk and set the premium accordingly.
The cost of life insurance in Greeley might differ from other parts of Colorado due to various local factors. These can include local health statistics, economic conditions, lifestyle factors and regional underwriting practices. For example, if Greeley has higher average health risks or different economic conditions, premiums might be adjusted to reflect those risks.
Protective has the best life insurance in Greeley for men, with the highest MoneyGeek score of 92. This score reflects a strong performance in affordability, customer satisfaction and financial stability.
The monthly premium cost for the best life insurance for men in Greeley, offered by Protective, is $24. This cost is based on a 20-year term for a non-tobacco user in the 31 to 40 age group with excellent health.
Protective also has the best life insurance in Greeley for women, with a MoneyGeek score of 92. This score indicates a high level of affordability, customer satisfaction and financial stability.
The monthly premium cost for the best life insurance for women in Greeley, provided by Protective, is $21. This rate applies to a 20-year term for a non-tobacco user in the 31 to 40 age group with excellent health.
Life insurance in Greeley is similar to the rest of Colorado in terms of options and costs. However, Greeley may have more competitive rates due to local market dynamics. For instance, Protective offers highly rated policies at lower premiums compared to some other cities.
If a life insurance company goes bankrupt in Greeley, your policy is typically protected by state guaranty associations. These associations cover policies up to certain limits, ensuring that policyholders still receive their benefits.
Greeley residents might need life insurance to provide financial security for their families, cover outstanding debts, or ensure their children's education is funded. Life insurance can also help with estate planning and final expenses.
To find a lost life insurance policy in Greeley, start by checking through personal records and contacting the deceased's financial advisors. You can also reach out to the Colorado Division of Insurance or use online policy locator services to assist in your search.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
