Best Life Insurance in Green Bay, WI (August 2024)

In Green Bay, Wisconsin, the best life insurance company varies by gender. For men, Mutual of Omaha has the highest MoneyGeek score of 91, with an average monthly premium of $28. For women, Protective leads with a MoneyGeek score of 92 and a monthly premium of $18. These scores and premium costs are based on a 20-year term policy and $500,000 coverage.

Different factors should be considered when deciding what type of life insurance to buy. Your unique needs may mean a different company is best for you.

In Green Bay, Mutual of Omaha is the best life insurance company for men, with a MoneyGeek score of 91 and an average monthly premium of $28. For women, Protective is the leading option, with a MoneyGeek score of 92 and a monthly cost of around $18.

Top providers for men:

• Mutual of Omaha: MoneyGeek score of 91 out of 100 at $28 per month for men
• Protective: MoneyGeek score of 91 out of 100 at $29 per month for men

Top providers for women:

• Protective: MoneyGeek score of 92 out of 100 at $18 per month for women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 at $23 per month for women

Mutual of Omaha and Protective offer strong financial stability, excellent customer satisfaction and competitive premiums, making them top choices for life insurance in Green Bay. Their high MoneyGeek scores reflect a balanced offering that meets the needs of both men and women, ensuring reliable coverage and value.

In Green Bay, the Mutual of Omaha offers the best term life insurance for men, with a MoneyGeek score of 92 and an average monthly premium of $12 per month. Protective takes the lead for women, also with a MoneyGeek score of 92 at around $9 per month. These scores indicate a robust blend of affordability, customer satisfaction and financial stability, making them optimal choices for individuals seeking term life insurance.

The top two term life insurance companies for men are:

• Mutual of Omaha: MoneyGeek score of 92 out of 100 at $12 per month for men
• Protective: MoneyGeek score of 91 out of 100 at $13 per month for men

For women, the top two are:

• Protective: MoneyGeek score of 92 out of 100 at $9 per month for women
• Mutual of Omaha: MoneyGeek score of 91 out of 100 at $10 per month for women

Term life insurance provides a death benefit to beneficiaries if the insured passes away during the term of the policy. It's a straightforward form of life insurance often chosen for its simplicity and lower premiums than permanent life insurance. For example, a parent might choose term life insurance to ensure their child's education costs will be covered if they were to pass away unexpectedly.

Protective provides the best whole life insurance in Green Bay, with a MoneyGeek score of 92 for men and women. This score reflects the company's commitment to excellence across various metrics, including customer satisfaction and financial stability, which are critical when choosing a life insurance policy that provides long-term security.

Top whole life companies for men in Green Bay:

• Protective: MoneyGeek score of 92 out of 100 for men
• Mutual of Omaha: MoneyGeek score of 91 out of 100 for men

Top whole life companies for women in Green Bay:

• Protective: MoneyGeek score of 92 out of 100 for women
• Mutual of Omaha: MoneyGeek score of 91 out of 100 for women

Whole life insurance offers a fixed premium and a guaranteed death benefit, making it a reliable choice for individuals who value consistency and long-term planning. For example, someone interested in providing for their family's future, regardless of when they pass away, may opt for whole life insurance over term policies that only cover a set period.

In Green Bay, Protective offers the best universal life insurance for men and women, with a MoneyGeek score of 91 for both. This score reflects a balance of affordability, customer satisfaction and financial stability, making Protective an ideal choice for the average individual seeking reliable life insurance coverage. Its universal life insurance products offer flexibility and long-term financial security, which are key attributes for any policyholder.

Best universal life insurance for men:

• Protective: MoneyGeek score of 91 out of 100 for men
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best for women's universal life insurance:

• Protective: MoneyGeek score of 91 out of 100 for women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Universal life insurance is a flexible policy that combines life coverage with an investment savings element. It allows policyholders to adjust their premiums and benefits over time, which is particularly beneficial for those who expect their financial needs to change. For instance, a young professional might choose universal life insurance to start with a lower premium, with the option to increase coverage as their income grows.

For those looking for the best no-medical-exam life insurance in Green Bay, Protective stands out with a MoneyGeek score of 91 for both men and women. This score indicates a strong performance across affordability, customer satisfaction, the buying process and financial stability.

Best no-medical-exam life insurance for men:

• Protective: MoneyGeek score of 91 out of 100 for men
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best life insurance for women that does not require a medical exam:

• Protective: MoneyGeek score of 91 out of 100 for women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Life insurance without a required medical exam allows individuals to obtain coverage without undergoing a health assessment. For example, someone with a busy lifestyle or a fear of medical procedures might choose this insurance to save time and avoid stress.

Mutual of Omaha provides the best term life insurance for seniors in Green Bay. For men, it has a MoneyGeek score of 92 and an average monthly premium of $50. For women, Protective is the leading provider, with a MoneyGeek score of 92 and a monthly cost of around $41.

Age is a determining factor in life insurance premiums, with older individuals typically facing higher rates due to increased health risks associated with aging. Mutual of Omaha's high MoneyGeek score reflects its excellence in customer satisfaction, financial stability and product diversity, making it a reliable choice for seniors who prioritize security and value.

In Green Bay, Mutual of Omaha provides the best term life insurance for smokers, with a MoneyGeek score of 91 for men and 89 for women. Its average monthly premiums are $27 and $23, respectively.

Smoking significantly influences life insurance premiums due to the increased health risks associated with tobacco use. Insurers often view smokers as higher-risk clients, which is reflected in the cost of premiums. Mutual of Omaha's top MoneyGeek score signifies its commitment to providing value through a combination of competitive pricing, customer satisfaction and financial stability. This makes them a noteworthy choice for smokers in Green Bay looking for reliable term life coverage.

Mutual of Omaha offers men the best term life insurance for young adults in Green Bay, with a MoneyGeek score of 92 and an average monthly premium of $7. Protective is the leading choice for women, with a MoneyGeek score of 92 and a monthly premium of $6.

Age is a significant factor in determining life insurance premiums. Younger adults typically benefit from lower premiums because they are generally healthier and pose a lower risk to insurers. Mutual of Omaha and Protective have high MoneyGeek scores due to their affordability, customer satisfaction and financial stability. Choosing the best term life insurance for young adults in Green Bay is crucial for securing financial protection at a lower cost.

For the best cheap term life insurance in Green Bay, Mutual of Omaha tops the list for men, with a MoneyGeek score of 92 and an average monthly premium of $12. For women, Protective is the leading provider, with a MoneyGeek score of 92 and a monthly premium of $9. These companies score high due to their affordability, customer satisfaction and financial stability.

Age, health and coverage all influence the cost of life insurance. To get the lowest premiums, you should strive to maintain good health, avoid tobacco use and compare quotes from different insurers.

The average monthly premium for term life insurance in Green Bay is $18 for women and $26 for men.

Several factors influence the cost of life insurance premiums. Age, health, lifestyle, occupation and the length of the policy term all play a role in determining the final cost.

In Green Bay, the cost of life insurance may be higher or lower than the rest of Wisconsin due to regional health statistics, economic factors and local underwriting practices. Understanding these factors can help you make informed decisions when shopping for life insurance.