Updated: November 21, 2024
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For men in Hawaii seeking life insurance, GEICO tops the ranks with a MoneyGeek score of 95 and an affordable monthly premium of $19. Women will find Protective the leading provider, with a MoneyGeek score of 94 and a monthly premium of $16.
Selecting a life insurance policy involves weighing various factors, including cost, policy features and company reputation. Your best choice depends on factors such as age, lifestyle and the type of policy.
BestLife InsuranceHawaiiBest Life Insurance Companies in Hawaii
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Hawaii.
Coverage costs and company information for life insurance providers were updated in May 2024.
| GEICO | 1 | 95 |
| Allstate | 2 | 94 |
| Protective | 3 | 94 |
| Transamerica | 4 | 94 |
| Nationwide | 5 | 94 |
| State Farm | 6 | 93 |
| Mutual of Omaha | 7 | 92 |
| AAA | 8 | 90 |
| Prudential | 9 | 90 |
| Haven | 10 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in Hawaii:
GEICO boasts the best life insurance in Hawaii for men, with a MoneyGeek score of 95 and a monthly premium of $19. However, for women, Protective leads with a MoneyGeek score of 94 and a monthly premium of $16.
Here are the top three highest MoneyGeek scores for life insurance:
GEICO offers exceptional life insurance services in Hawaii for men, with a MoneyGeek score of 95 and a monthly premium of $19.
Pros:
Cons:
Protective, with a MoneyGeek score of 94, offers the best life insurance in Hawaii for women. Its policies cost around $16 per month.
Pros:
Cons:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Hawaii:
Quotes gathered were for a $250,000 life insurance policy with a 10-year term.
GEICO is the top choice for men and women in Hawaii for the best term life insurance. It has a MoneyGeek score of 96 for men and 95 for women and a monthly cost of about $13 for both genders.
The top three highest MoneyGeek scores are:
GEICO is the top choice for the best term life insurance in Hawaii, with a MoneyGeek score of 96 for men and 95 for women. Its monthly premium is $13 for both genders.
Pros:
Cons:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in Hawaii:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm is the preeminent provider of the best whole life insurance in Hawaii for men and women, with a MoneyGeek score of 99.
The top three highest MoneyGeek scores are:
State Farm is the leading company for the best whole life insurance in Hawaii, with a MoneyGeek score of 99.
Pros:
Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in Hawaii:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide is the leading provider of the best universal life insurance in Hawaii for men and women, with a MoneyGeek score of 99.
The top three highest MoneyGeek scores are:
With a MoneyGeek score of 99, Nationwide is the top choice for the best universal life insurance in Hawaii.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in Hawaii:
We did not weigh affordability as we did not collect quotes for no-medical-exam life insurance. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide stands out by providing the best no-medical-exam life insurance in Hawaii for men and women, with a MoneyGeek score of 99. Customers are assured that they are getting quality service due to the company's top scores in customer satisfaction and diversity.
The top three highest MoneyGeek scores are:
Nationwide is the choice provider for no-medical-exam life insurance in Hawaii for men and women, with a MoneyGeek score of 99.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in Hawaii:
We applied the same weightings as the term life insurance category, but the profile for the quote was adjusted to a 70-year-old.
Nationwide offers the best term life insurance for seniors in Hawaii for men, with a MoneyGeek score of 96 and a monthly premium of $62. Prudential is the best choice for women, with a MoneyGeek score of 96 and a monthly premium of $43.
| Nationwide | 1 | $62 | 96 |
| GEICO | 2 | $55 | 95 |
| Allstate | 3 | $50 | 94 |
| Transamerica | 4 | $51 | 94 |
| Prudential | 5 | $57 | 94 |
| Protective | 6 | $58 | 94 |
| Mutual of Omaha | 7 | $70 | 93 |
| State Farm | 8 | $85 | 93 |
| AAA | 9 | $72 | 90 |
| Haven | 10 | $81 | 90 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Hawaii for people who smoke:
The same weightings were applied as the term life insurance category, but we adjusted the persona for the quote to reflect an active smoker.
Nationwide is the top provider for the best term life insurance for smokers in Hawaii for men, with a MoneyGeek score of 97 and a monthly premium cost of $45. Meanwhile, Prudential stands out for women, with a MoneyGeek score of 95 and a monthly premium of $29.
These providers shine due to their high satisfaction, affordability, diversity in plan options, clear processes and financial stability, which are major factors contributing to their top rankings.
| Nationwide | 1 | $45 | 96 |
| GEICO | 2 | $34 | 96 |
| Mutual of Omaha | 3 | $44 | 95 |
| State Farm | 4 | $52 | 95 |
| Prudential | 5 | $38 | 94 |
| Transamerica | 6 | $32 | 94 |
| AAA | 7 | $47 | 93 |
| Protective | 8 | $57 | 91 |
| Allstate | 9 | $54 | 90 |
| Haven | 10 | $74 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Hawaii for young adults:
We applied the same weightings as the term life insurance category; however, the persona for the quote is a 20-year-old.
Nationwide is the best term life insurance provider for young adults in Hawaii, with a MoneyGeek score of 97 for both genders. Men can expect a monthly premium of about $11, while women are offered a slightly lower monthly cost of approximately $10.
| Nationwide | 1 | $11 | 97 |
| GEICO | 2 | $8 | 96 |
| Mutual of Omaha | 3 | $10 | 96 |
| State Farm | 4 | $14 | 96 |
| Protective | 5 | $8 | 95 |
| Allstate | 6 | $7 | 94 |
| Transamerica | 7 | $7 | 94 |
| AAA | 8 | $10 | 94 |
| Prudential | 9 | $11 | 94 |
| Haven | 10 | $14 | 92 |
| Bestow | 11 | $24 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in Hawaii:
We applied the same weightings as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
Allstate is the unrivaled provider of the best cheap term life insurance in Hawaii for men and women, with a MoneyGeek score of 97 for both genders. The monthly premium costs are $12 for men and $11 for women.
Allstate distinguishes itself through its affordability and customer service excellence, which are key contributors to its top MoneyGeek score.
| Allstate | $12 | 97 |
| Transamerica | $12 | 97 |
| GEICO | $13 | 96 |
| Protective | $13 | 95 |
| Nationwide | $16 | 94 |
| Mutual of Omaha | $17 | 92 |
| AAA | $17 | 91 |
| Prudential | $17 | 90 |
| State Farm | $22 | 89 |
| Haven | $22 | 85 |
The average monthly premiums for life insurance in Hawaii are $46 for women and $55 for men. Various factors influence the average cost of life insurance, such as age, health, lifestyle and the amount of coverage selected. Life insurance companies use these details to assess risk and calculate premiums accordingly, ensuring your financial protection aligns with your needs.
The best life insurance in Hawaii for men is provided by GEICO.
The cost of life insurance in Hawaii for men is impacted by several factors including age, health and the amount of the coverage. For the top-ranked life insurance from GEICO, the monthly premium is approximately $19.
The best life insurance in Hawaii for women is offered by Protective.
Life insurance prices in Hawaii for women are influenced by factors such as age, health and the coverage amount. The best life insurance provider, Protective, has an average monthly premium of 19.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.
