Best Life Insurance in Hialeah, FL (August 2024)

Based on MoneyGeek scores, Protective offers the best life insurance for both men and women in Hialeah, Florida. For men, Protective has a MoneyGeek score of 92 with a monthly premium of $21. For women, the company also scores 92 with a monthly premium of $16.

When deciding on life insurance, consider various factors such as affordability, customer satisfaction and financial stability. These scores and premium costs are based on a 20-year term policy with $500,000 coverage. Your unique needs may mean a different company is best for you.

Protective offers the best life insurance in Hialeah for both men and women, with a MoneyGeek score of 92 out of 100 and an average monthly premium of $21 for men and $16 for women.

Top providers for men:

• Protective: MoneyGeek score of 92 out of 100 at $21 per month for men
• Mutual of Omaha: MoneyGeek score of 90 out of 100 at $26 per month for men

Top providers for women:

• Protective: MoneyGeek score of 92 out of 100 at $16 per month for women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 at $20 per month for women

Protective stands out due to its high MoneyGeek score, which reflects a balance of affordability, customer satisfaction and financial stability.

Protective is the best term life insurance provider in Hialeah for both men and women, with a MoneyGeek score of 92 and 91, respectively,

The top two term life insurance companies for men are:

• Protective: MoneyGeek score of 92 out of 100 at $10 per month for men
• Mutual of Omaha: MoneyGeek score of 91 out of 100 at $11 per month for men

For women, the top two are:

• Protective: MoneyGeek score of 91 out of 100 at $8 per month for women
• Mutual of Omaha: MoneyGeek score of 91 out of 100 at $9 per month for women

Term life insurance provides coverage for a predetermined period, making it a straightforward and often more affordable option compared to whole life insurance. For example, a parent might purchase a 20-year term policy to ensure financial stability for their children until they become adults.

The Protective company emerges as the provider of the best whole life insurance in Hialeah, with a MoneyGeek score of 91 for men and 92 for women. This score reflects the insurer's commitment to customer satisfaction, affordability, and financial stability, which are key factors for individuals considering a whole life insurance policy.

Top whole life companies for men in Hialeah:

• Protective: MoneyGeek score of 91 out of 100 for men
• Mutual of Omaha: MoneyGeek score of 91 out of 100 for men

Top whole life companies for women in Hialeah:

• Protective: MoneyGeek score of 92 out of 100 for women
• Mutual of Omaha: MoneyGeek score of 91 out of 100 for women

Whole life insurance is a permanent policy designed to last a lifetime, unlike term life insurance which only covers a specific period.

In Hialeah, Protective stands out with the universal life insurance for both men and women, boasting a MoneyGeek score of 91. This score reflects the company's commitment to affordability, customer satisfaction, and financial stability, making it a solid choice for individuals seeking reliable coverage.

Best universal life insurance for men:

• Protective: MoneyGeek score of 91 out of 100 for men
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best for women's universal life insurance:

• Protective: MoneyGeek score of 91 out of 100 for women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Universal life insurance offers flexible premiums and the potential for cash value growth, making it a versatile option.

For those seeking life insurance without a medical exam in Hialeah, Protective stands out with a MoneyGeek score of 91 for both men and women. This high score indicates that Protective is a reliable choice for individuals prioritizing coverage without the need for a medical examination.

Best universal life insurance for men:

• Protective: MoneyGeek score of 91 out of 100 for men
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best for women's universal life insurance:

• Protective: MoneyGeek score of 91 out of 100 for women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

No-medical-exam insurance allows individuals to obtain a policy without undergoing a health assessment, which can be ideal for those with health concerns or who need coverage promptly.

For older men seeking the best term life insurance for seniors, Protective is at the top. Women pay an average premium of $35 and men pay an average of $42.

Age impacts life insurance premiums, as insurers weigh the increased health risks that come with age. Protective stands out due to its strong performance across affordability for seniors.

For smokers in Hialeah seeking term life insurance, Mutual of Omaha stands out with the highest MoneyGeek score of 90 for both men and women. Men can expect a monthly premium of $28, while women are looking at $22.

The best term life insurance for smokers takes into account the higher risk associated with smoking, which typically leads to increased premiums. Mutual of Omaha's top score reflects a combination of affordability, comprehensive coverage, customer satisfaction and financial stability.

For those seeking the best term life insurance for young adults in Hialeah, Protective stands out for both men and women with a MoneyGeek score of 92 and a monthly premium of $5 for women and $6 for men.

Age is a crucial factor in determining life insurance premiums. Younger adults typically benefit from lower premiums due to lower health risks. Protective's high MoneyGeek score reflects its strong affordability, excellent customer satisfaction and solid financial stability. This makes it an ideal choice for young adults in Hialeah looking for reliable term life insurance.

In Hialeah, Protective offers the best cheap term life insurance for both men and women with a MoneyGeek Score of 92 for men and 91 for women. The monthly premium is approximately $10 for men and $8 for women.

Protective has the highest MoneyGeek score due to its strong affordability, customer satisfaction, and financial stability. This makes it an excellent choice for those seeking the best cheap term life insurance in Hialeah.

The average monthly premium for term life insurance in Hialeah is $15 for women and $20 for men. Several factors affect life insurance premiums. These include age, health, lifestyle, occupation and the amount of coverage. Each of these elements can influence the cost of your policy.

In Hialeah, the cost of life insurance may be higher or lower compared to the rest of Florida for various reasons. Local demographic factors, such as age distribution and health statistics, can play a role. Economic conditions in the area might also impact premium rates.