Updated: November 21, 2024
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For women, the top life insurance provider is Nationwide with a MoneyGeek score of 96 out of 100 and a monthly premium cost of $28. For men, it's also Nationwide, scoring 97 out of 100 with a monthly cost of $29.
When choosing life insurance, one must consider various factors and identify which company offers the best policy for their unique needs.
BestLife InsuranceIdahoBest Life Insurance Companies in Idaho
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Idaho.
Coverage costs and company information for life insurance providers were updated in May 2024.
| Nationwide | 1 | 97 |
| GEICO | 2 | 96 |
| Mutual of Omaha | 3 | 96 |
| Protective | 4 | 95 |
| Allstate | 5 | 94 |
| State Farm | 6 | 94 |
| Transamerica | 7 | 94 |
| Prudential | 8 | 92 |
| AAA | 9 | 92 |
| American Family Insurance | 10 | 91 |
| Haven | 11 | 91 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in Idaho:
Nationwide is the top life insurance provider in Idaho for both men and women, garnering the best MoneyGeek scores. With a remarkable MoneyGeek score of 97 for men and 96 for women, Nationwide's monthly premiums are affordable at $29 for men and $28 for women.
Nationwide stands out due to its high scores in affordability, process and customer satisfaction.
Nationwide offers exceptional life insurance choices for men in Idaho, emerging as the industry leader with a MoneyGeek score of 97 and an affordable monthly premium of $29.
Pros:
Nationwide stands out as the premier choice for the best life insurance in Idaho for women, with a MoneyGeek score of 96 and a monthly premium of $28.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Idaho:
Costs are based on quotes gathered for a $250,000 life insurance policy with a 10-year term.
Nationwide is the provider with the best term life insurance in Idaho for both men and women. Its MoneyGeek score is 97 for men and women, with a monthly premium of $21.
Here are the top three highest MoneyGeek scores:
For those seeking the best term life insurance, these companies represent the top-tier providers according to MoneyGeek's comprehensive scoring system, balancing affordability, customer satisfaction and stability.
Nationwide stands out as the premier choice for the best term life insurance in Idaho for men and women, scoring an impressive 97 out of 100 on MoneyGeek's scale with a monthly cost of $21.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in Idaho:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm stands out with the highest MoneyGeek score of 99 out of 100, for both men and women, offering the best whole life insurance in Idaho.
The top performers based on MoneyGeek scores are:
State Farm stands out as the top choice for whole life insurance in Idaho for men and women, earning an impressive overall MoneyGeek score of 99 out of 100.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in Idaho:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide stands as the premier choice for the best universal life insurance in Idaho, earning the highest MoneyGeek score of 99 out of 100 for both men and women.
The top three highest MoneyGeek scores are:
Nationwide is the leading provider for the best universal life insurance in Idaho for both men and women, earning an impressive overall MoneyGeek score of 99.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in Idaho:
We did not weigh affordability as we did not collect no-medical-exam life insurance quotes. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide stands out as the superior provider of the best no-medical-exam life insurance in Idaho, with a MoneyGeek score of 99 out of 100 for both men and women.
The top three highest MoneyGeek scores are as follows:
Based on MoneyGeek's analysis, Nationwide emerges as the preeminent choice for no-medical-exam life insurance in Idaho for both men and women. It garnered an outstanding MoneyGeek score of 99 out of 100.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in Idaho:
We applied the same weighting factors as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 70 for a more accurate estimate.
Nationwide offers the best term life insurance for seniors in Idaho for both men and women. Its MoneyGeek score stands at 98 for men and 97 for women. The monthly premium costs are approximately $78 for men and $75 for women.
Nationwide stands out due to its impressive balance of high satisfaction and affordability scores, along with its strong marks for diversity, process and stability.
| Nationwide | 1 | $78 | 98 |
| GEICO | 2 | $71 | 96 |
| Mutual of Omaha | 3 | $86 | 96 |
| Prudential | 4 | $78 | 95 |
| State Farm | 5 | $131 | 94 |
| Transamerica | 6 | $68 | 94 |
| Protective | 7 | $95 | 94 |
| Allstate | 8 | $77 | 94 |
| AAA | 9 | $107 | 92 |
| Haven | 10 | $176 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Idaho for people who smoke:
We applied the same weighting factors as the term life insurance category; however, the persona for the quote was adjusted to reflect an active smoker for a more accurate estimate.
Nationwide stands out as the top provider of the best term life insurance for smokers in Idaho for both men and women. It earned a MoneyGeek score of 97 for men and 95 for women, with monthly premiums of $51 and $49, respectively.
| Nationwide | 1 | $51 | 97 |
| GEICO | 2 | $42 | 96 |
| Mutual of Omaha | 3 | $52 | 96 |
| Prudential | 4 | $41 | 95 |
| State Farm | 5 | $69 | 94 |
| Transamerica | 6 | $45 | 94 |
| AAA | 7 | $56 | 93 |
| Protective | 8 | $81 | 91 |
| Allstate | 9 | $75 | 89 |
| Haven | 9 | $90 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Idaho for young adults:
We applied the same weighting factors as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 20 for a more accurate estimate.
Nationwide is the leading provider of the best term life insurance for young adults in Idaho for both men and women. The company clinches the top position with a MoneyGeek score of 97 for men and women. Males can expect a monthly premium of approximately $19, while females are looking at around $13 per month.
| Nationwide | 1 | $14 | 97 |
| GEICO | 2 | $11 | 97 |
| Mutual of Omaha | 3 | $15 | 95 |
| Protective | 4 | $12 | 95 |
| Allstate | 5 | $11 | 94 |
| State Farm | 6 | $25 | 94 |
| Transamerica | 7 | $13 | 93 |
| AAA | 8 | $16 | 93 |
| Prudential | 9 | $19 | 91 |
| Haven | 10 | $19 | 91 |
| Bestow | 11 | $27 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in Idaho:
We applied the same weighting factors as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
Nationwide stands out as the provider offering the best cheap term life insurance in Idaho for men, with a MoneyGeek score of 97, while Transamerica leads for women with a score of 97. For men, Nationwide offers a monthly premium of $21, and for women, Transamerica presents a premium of $17.
| Nationwide | $21 | 97 |
| GEICO | $18 | 97 |
| Allstate | $18 | 96 |
| Transamerica | $19 | 96 |
| Protective | $20 | 95 |
| Mutual of Omaha | $23 | 95 |
| AAA | $26 | 91 |
| Prudential | $27 | 90 |
| State Farm | $37 | 89 |
| Haven | $33 | 85 |
The average cost of monthly premiums for life insurance in Idaho is $55 for women and $68 for men. Factors influencing the average cost of life insurance include age, gender, health history and the amount of coverage purchased.
Lifestyle choices, such as smoking, can also affect premiums, as can the term length of the policy.
For men seeking the best life insurance in Idaho, look no further than Nationwide, topping the MoneyGeek scores with high marks, particularly in customer satisfaction and financial stability, both rated at a solid 5 out of 5.
For the top-rated Nationwide policy, men can expect an average monthly premium of approximately $29.
The top life insurance option in Idaho for women is offered by Nationwide.
The premium for the highest-rated life insurance by Nationwide is approximately $28 per month.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.
