Updated: November 21, 2024
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Protective offers the best life insurance in Inglewood, California, for both men and women. The MoneyGeek score for men is 92 out of 100, with an average monthly premium of $22. For women, the MoneyGeek score is 91, with an average monthly premium of $23.
Different factors influence life insurance decisions, and these scores and premium costs are based on a 20-year term policy with $500,000 coverage. Your unique needs may mean a different company is best for you.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Inglewood, California.
Coverage costs and company information for life insurance providers were updated in September 2024.
BestLife InsuranceInglewood, CABest Life Insurance Companies in Inglewood
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
In Inglewood, Protective offers the best life insurance for both men and women. Its MoneyGeek score is 92 for men and 91 for women, and with monthly premiums of $22 and $23, respectively.
Top providers for men:
Top providers for women:
Protective stands out for its high scores and affordability, making it an excellent option for individuals looking to purchase life insurance in Inglewood.
Protective stands out as the best life insurance provider in Inglewood for both men and women, with a MoneyGeek score of 92 for men and 91 for women. The company offers monthly premiums of $22 for men and $23 for women, reflecting a commitment to affordability and value.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
Protective is the best term life insurance provider in Inglewood for both men and women, boasting a MoneyGeek score of 92, with monthly premiums of $11 for men and $13 for women. Protective offers a strong combination of affordability, customer satisfaction and financial stability, making it a solid choice for individuals seeking term life insurance coverage.
The top two term life insurance companies for men are:
For women, the top two are:
Term life insurance offers coverage for a specified period, providing a death benefit if the insured passes away during the term. It is often chosen over permanent life insurance for its affordability and simplicity. For instance, a parent might opt for term life insurance to ensure their child's educational expenses are covered until graduation.
Protective is the premier choice for term life insurance in Inglewood for men and women, boasting a MoneyGeek score of 92. Monthly premiums are at an average of $11 for men and $13 for women.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
Protective is the best whole life insurance provider in Inglewood for both men and women, with a MoneyGeek score of 92 for each. This score reflects the company's strong performance across affordability, customer satisfaction, buying process and financial stability, making it an excellent choice for individuals seeking reliable and comprehensive coverage.
Whole life insurance provides lifelong coverage and includes an investment component that can grow over time. Someone might choose whole life insurance to ensure their family's financial stability while also building cash value that can be borrowed against in the future.
Protective is the top choice for whole life insurance in Inglewood for both men and women, with an overall MoneyGeek Score of 92 for each. This score reflects a balance of affordability and customer satisfaction that Protective offers to its policyholders.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies, over a 10-year term for $250K coverage.
Protective is the best provider of universal life insurance in Inglewood, with a MoneyGeek score of 91 for both men and women. Here are the top providers:
Universal life insurance offers a flexible premium and death benefit, along with the potential to build cash value over time. For instance, someone who wants the ability to adjust their premiums and coverage as their financial situation changes might opt for universal life insurance over more rigid policies.
Protective stands out as the premier provider of universal life insurance in Inglewood, offering robust coverage for both men and women. With an impressive MoneyGeek score of 91 for each, Protective ensures satisfaction and stability for its policyholders.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams, for a 10-year term with $250K coverage if the insuree was in poor health.
In Inglewood, Protective offers the best life insurance without the hassle of a mandatory medical exam for both men and women, with a MoneyGeek score of 91. The top two providers are as follows:
Life insurance without a medical exam allows individuals to obtain coverage quickly and without the need for a medical checkup. This can be particularly beneficial for those with health concerns or who require immediate coverage. For instance, someone with a chronic condition might opt for no-medical-exam insurance to avoid the possibility of being denied coverage or facing higher premiums.
Protective stands out for its commitment to customer satisfaction and affordable premiums for both men and women needing life insurance. This company simplifies the search for reliable life insurance without the need for a medical exam.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
Protective offers the best term life insurance for seniors in Inglewood. Its MoneyGeek score is 91 for men and 90 for women. Men can expect a monthly premium of about $52, while women's premiums are approximately $60.
Age impacts life insurance premiums, as insurers weigh the increased health risks that come with age. Protective stands out due to its strong performance across affordability for seniors, customer satisfaction, buying process, financial stability and product diversity.
| 1 | Protective | $52 | 91 |
| 2 | Mutual of Omaha | $59 | 91 |
| 3 | Nationwide | $50 | 90 |
| 4 | Allstate | $48 | 89 |
| 5 | Transamerica | $48 | 88 |
| 6 | AAA | $66 | 88 |
| 7 | Prudential | $51 | 87 |
| 8 | State Farm | $77 | 86 |
| 9 | Haven | $103 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
For those seeking the best term life insurance for smokers in Inglewood, Mutual of Omaha stands out for both men and women. The company boasts a MoneyGeek Score of 90 for men with an average monthly premium of $56 and 89 for women at a monthly premium of $71.
Smoking significantly impacts life insurance premiums due to the health risks it poses, often leading to higher costs for smokers. Mutual of Omaha offers a competitive balance, reflected in its high MoneyGeek Score, which considers affordability, customer satisfaction and financial stability.
| 1 | Mutual of Omaha | $56 | 90 |
| 2 | Nationwide | $54 | 89 |
| 3 | AAA | $59 | 88 |
| 4 | Prudential | $44 | 88 |
| 5 | Transamerica | $52 | 87 |
| 6 | Protective | $92 | 87 |
| 7 | Haven | $56 | 86 |
| 8 | State Farm | $80 | 84 |
| 9 | Allstate | $78 | 84 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
For young adults in Inglewood, Protective is the winner. It earns a MoneyGeek score of 92 and offers average monthly premiums of $8 for women and $7 for men. Protective's high MoneyGeek score is attributed to its affordability, customer satisfaction and financial stability.
Age plays a crucial role in determining life insurance premiums, with younger adults typically benefiting from lower costs. Choosing the best term life insurance for young adults is essential for securing financial protection at a reasonable cost.
| 1 | Protective | $7 | 92 |
| 2 | Mutual of Omaha | $8 | 91 |
| 3 | Nationwide | $8 | 90 |
| 4 | Allstate | $7 | 89 |
| 5 | Transamerica | $7 | 88 |
| 6 | AAA | $9 | 88 |
| 7 | Prudential | $10 | 85 |
| 8 | State Farm | $12 | 85 |
| 9 | Haven | $11 | 84 |
| 10 | Bestow | $15 | 83 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
For those seeking the best cheap term life insurance in Inglewood, Protective stands out for both men and women with a MoneyGeek score of 92. The monthly premium is $11 for men and $13 for women. Protective's high MoneyGeek score reflects its affordability and customer satisfaction.
Age, health and coverage all influence the cost of life insurance. To get the lowest premiums, you should strive to maintain good health, avoid tobacco use and compare quotes from different insurers.
| 1 | Protective | $11 | 92 |
| 2 | Allstate | $11 | 91 |
| 3 | Nationwide | $13 | 91 |
| 4 | Transamerica | $11 | 91 |
| 5 | Mutual of Omaha | $13 | 89 |
| 6 | AAA | $15 | 87 |
| 7 | Prudential | $15 | 85 |
| 8 | State Farm | $19 | 82 |
| 9 | Haven | $19 | 82 |
The average monthly premium for term life insurance in Inglewood, California, is $29 for women and $33 for men. Knowing these rates can help consumers make informed decisions when purchasing life insurance.
Several factors affect the cost of life insurance premiums, including age, health, lifestyle and occupation. Insurance companies assess these factors to determine the risk associated with insuring an individual.
The cost of life insurance in Inglewood might be higher or lower compared to other parts of California due to various reasons. Local economic conditions, health statistics and lifestyle trends can all influence insurance premiums. For instance, if Inglewood has higher health care costs or a higher incidence of certain health conditions, premiums might be higher. Conversely, lower living costs or healthier lifestyle trends could result in lower premiums.
Protective has the best life insurance for men in Inglewood, with a MoneyGeek score of 91 out of 100.
The monthly premium cost for the best life insurance for men in Inglewood, offered by Protective, is $22. This cost is based on a 20-year term for a 31 to 40 age group with excellent health and no tobacco use.
Protective has the best life insurance for women in Inglewood, with a MoneyGeek score 91 out of 100.
The monthly premium cost for the best life insurance for women in Inglewood, provided by Protective, is $23. This is for a 20-year term for a 31 to 40 age group with excellent health and no tobacco use.
Life insurance in Inglewood may have slight differences in premium costs due to local factors. For example, Protective offers competitive rates in Inglewood, with a monthly premium of $22 for men and $23 for women. These rates might vary slightly in other California cities.
If a life insurance company goes bankrupt in Inglewood, state guaranty associations may step in to protect policyholders. These associations provide a safety net, ensuring that policyholders still receive coverage, though limits and conditions may apply.
Inglewood residents might need life insurance to provide financial security for their families in the event of their death. It can cover expenses such as mortgage payments, education costs, and daily living expenses, ensuring their loved ones are not burdened financially.
To find a lost life insurance policy in Inglewood, start by checking personal records and contacting the deceased's financial advisors. You can also reach out to the California Department of Insurance or use online tools like the National Association of Insurance Commissioners' Life Insurance Policy Locator.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
