Updated: November 21, 2024
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For men and women in Iowa seeking life insurance, Nationwide ranks highest with a MoneyGeek score of 97 for men and 96 for women. The monthly premium for men is $30, while women can expect to pay $28 per month.
When choosing a life insurance policy, it's important to consider various factors like coverage, cost and company stability.
BestLife InsuranceIowaBest Life Insurance Companies in Iowa
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Iowa.
Coverage costs and company information for life insurance providers were updated in May 2024.
| Nationwide | 1 | 97 |
| GEICO | 2 | 97 |
| Mutual of Omaha | 3 | 96 |
| State Farm | 4 | 94 |
| Protective | 5 | 94 |
| Allstate | 6 | 93 |
| Prudential | 7 | 93 |
| Transamerica | 8 | 92 |
| American Family Insurance | 9 | 92 |
| Haven | 10 | 91 |
| AAA | 11 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in Iowa:
Nationwide is the top provider of the best life insurance in Iowa, with a MoneyGeek score of 97 for men and 96 for women. Its monthly premiums are $30 for men and $28 for women.
The top three highest MoneyGeek scores are:
Nationwide is the best life insurance company in Iowa for men, with a MoneyGeek score of 97 and a monthly premium of $30. It offers a balance of affordability, customer service and product options.
Pros:
Nationwide is the premier choice for the best life insurance in Iowa for women, with a MoneyGeek score of 96 and a monthly premium of $28.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Iowa:
Quotes gathered were for a $250,000 life insurance policy with a 10-year term.
Nationwide is the leading provider of the best term life insurance in Iowa for men and women, with a MoneyGeek score of 97 for both and monthly premiums of $22 for men and $21 for women.
The top three highest MoneyGeek scores for term life insurance are:
Nationwide, with a MoneyGeek score of 97, is Iowa's premier choice for term life insurance. Its monthly premiums are $22 for men and $20 for women.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in Iowa:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm is the highest-ranking company in providing the best whole life insurance in Iowa for men and women, with a MoneyGeek score of 99.
The top three highest MoneyGeek scores are:
State Farm is the best choice for whole life insurance in Iowa for men and women, with a MoneyGeek score of 99.
Pros:
Cons:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in Iowa:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide is the premier provider for the best universal life insurance in Iowa, with a MoneyGeek score of 99 for men and women.
The top three highest MoneyGeek scores are:
Nationwide is the best universal life insurance provider in Iowa, with a MoneyGeek score of 99 for men and women.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in Iowa:
We did not weigh affordability as we did not collect quotes for no-medical-exam life insurance. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide is the top-ranked provider of the best no-medical-exam life insurance in Iowa for men and women, with a MoneyGeek score of 99 for both genders.
The top three highest MoneyGeek scores are:
Nationwide is the leading choice for the best no-medical-exam life insurance in Iowa for men and women, with a MoneyGeek score of 99 for both. This company ensures financial security and offers an unparalleled service experience.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in Iowa:
We applied the same weightings as the term life insurance category, but the profile for the quote was adjusted to a 70-year-old.
Nationwide stands out as the provider with the best term life insurance for seniors in Iowa, with a MoneyGeek score of 98 for men and 97 for women. The monthly premium costs are $82 for men and $79 for women. Nationwide excels due to high scores in customer satisfaction, affordability, diversity, process and stability, showcasing its commitment to providing exceptional and reliable service.
| Nationwide | 1 | $82 | 98 |
| GEICO | 2 | $79 | 97 |
| Mutual of Omaha | 3 | $95 | 96 |
| Prudential | 4 | $92 | 94 |
| State Farm | 5 | $143 | 94 |
| Protective | 6 | $103 | 94 |
| Allstate | 7 | $90 | 93 |
| Transamerica | 8 | $106 | 92 |
| AAA | 9 | $159 | 89 |
| Haven | 10 | $182 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Iowa for people who smoke:
The same weightings were applied as the term life insurance category, but we adjusted the persona for the quote to reflect an active smoker.
Nationwide is the choice provider for men seeking the best term life insurance for smokers in Iowa, with a MoneyGeek score of 97 and a monthly premium of $54. Prudential is the top-ranking provider for women, with a MoneyGeek score of 95 and a monthly premium of $31.
| Nationwide | 1 | $52 | 97 |
| GEICO | 2 | $42 | 96 |
| Mutual of Omaha | 3 | $52 | 96 |
| Prudential | 4 | $42 | 95 |
| State Farm | 5 | $69 | 95 |
| Transamerica | 6 | $46 | 94 |
| Protective | 7 | $74 | 91 |
| Allstate | 8 | $70 | 90 |
| AAA | 9 | $88 | 90 |
| Haven | 10 | $91 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Iowa for young adults:
We applied the same weightings as the term life insurance category; however, the persona for the quote is a 20-year-old.
Nationwide stands out as the provider with the best term life insurance for young adults in Iowa for men and women. With a MoneyGeek score of 97 for men and women, its policies have a monthly cost of $14 for men and $13 for women.
With excellent scores across the board, Nationwide ensures unmatched value and reliability for Iowa's young adults in search of secure financial protection.
| Nationwide | 1 | $14 | 97 |
| GEICO | 2 | $11 | 97 |
| Mutual of Omaha | 3 | $14 | 96 |
| State Farm | 4 | $24 | 94 |
| Protective | 5 | $15 | 94 |
| Allstate | 6 | $14 | 93 |
| Transamerica | 7 | $16 | 92 |
| Prudential | 8 | $18 | 92 |
| Haven | 9 | $19 | 91 |
| AAA | 10 | $23 | 89 |
| Bestow | 11 | $27 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in Iowa:
We applied the same weightings as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
Nationwide stands out as the top insurer for men seeking the best cheap term life insurance in Iowa, with a MoneyGeek score of 97 and a monthly premium of $22. Allstate takes the lead for women, with a MoneyGeek score of 97 and a monthly premium of $17.
These companies' top ranks are attributed to affordability, customer service excellence and financial stability, ensuring cost-effective policies and reliable coverage for their customers.
| Nationwide | $22 | 97 |
| GEICO | $18 | 97 |
| Mutual of Omaha | $23 | 95 |
| Allstate | $23 | 94 |
| Protective | $24 | 93 |
| Transamerica | $25 | 92 |
| Prudential | $28 | 90 |
| State Farm | $37 | 89 |
| Haven | $34 | 88 |
| AAA | $37 | 87 |
The average monthly premium for life insurance in Iowa is $53 for women and $72 for men. When determining the average cost of life insurance, insurers consider various factors including age, health, occupation and lifestyle choices. Higher risk factors, such as smoking or engaging in hazardous occupations, can lead to increased premiums for both genders.
These figures can help individuals in Iowa understand the nuances behind insurance costs and make informed decisions about their financial goals.
The best life insurance in Iowa for men is offered by Nationwide.
The cost of life insurance in Iowa for men can vary based on factors such as age, health and coverage amount. The best-rated life insurance company, Nationwide, offers a monthly premium of around $30.
The best life insurance in Iowa for women is offered by Nationwide.
The cost of life insurance for women in Iowa is influenced by several factors, including age, health and the coverage amount. Nationwide provides the best life insurance, with an average monthly premium of $28.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.
