Updated: November 21, 2024
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Protective is the best life insurance company in Jurupa Valley, California, for men and women. The MoneyGeek score for men is 92 out of 100, with an average monthly premium of $24. For women, the MoneyGeek score is 92, with an average monthly premium of $21. These scores and premium costs are based on a 20-year term policy with $500,000 coverage.
Different factors influence life insurance decisions. Your unique needs may mean a different company is best for you.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Jurupa Valley, California.
Coverage costs and company information for life insurance providers were updated in September 2024.
BestLife InsuranceJurupa ValleyBest Life Insurance Companies in Jurupa Valley
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
Protective offers the best life insurance in Jurupa Valley, with a MoneyGeek score of 92 for men and 91 for women. The average monthly premium is $24 for men and $21 for women.
Top providers for men:
Top providers for women:
Protective stands out due to its high customer satisfaction scores and affordable premiums. These features make it a great choice for individuals seeking reliable life insurance in Jurupa Valley.
Protective is the premier choice for life insurance in Jurupa Valley. With a MoneyGeek score of 91 for women and 92 for men, Protective offers monthly premiums at around $21 for women and $24 for men.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
Protective provides the best term life insurance for residents in Jurupa Valley, with a MoneyGeek score of 92 for men and women. Its average monthly premiums are $13 and $12, respectively. This company offers a balance of affordability, customer satisfaction and financial stability, making it a top choice for those in the market for term life insurance.
The top two term life insurance companies for men are:
For women, the top two are:
Term life insurance provides a death benefit to beneficiaries if the policyholder passes away within a set term. For instance, a parent might purchase a 20-year term policy to ensure their child's college education is funded in the event of their untimely death.
Protective is the premier term life insurance provider for men and women in Jurupa Valley, with a MoneyGeek score of 92 for each. At an average monthly premium of $13 for men and $12 for women, Protective offers financial security for policyholders. Its commitment to customer satisfaction and affordability solidifies the company's position as the top choice for term life insurance in the area.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
Protective is the best whole life insurance provider in Jurupa Valley, with a MoneyGeek score of 92 for men and women. This score indicates a robust combination of affordability, customer satisfaction and financial stability, making Protective a reliable choice for long-term life insurance needs.
Top whole life companies for men in Jurupa Valley:
Top whole life companies for women in Jurupa Valley:
Whole life insurance is a permanent policy that provides coverage for the insured's entire life. Unlike term life insurance, which only covers a specific period, whole life insurance includes an investment component that can build cash value over time. For instance, someone might choose whole life insurance to ensure lifelong coverage and to contribute to an asset that can be borrowed against if needed.
In Jurupa Valley, Protective is the premier choice for whole life insurance for men and women, with a MoneyGeek score of 92 for each. The company's strength lies in its high customer satisfaction and financial stability, making it a reliable option for insurance seekers.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies over a 10-year term for $250K coverage.
Protective provides the best universal life insurance in Jurupa Valley for men and women, with a MoneyGeek score of 91 for each. The company's top-ranking score indicates its affordability, customer satisfaction and financial stability. The company's comprehensive offerings ensure a product tailored to diverse needs and circumstances.
Best universal life insurance for men:
Best for women's universal life insurance:
Universal life insurance is a flexible policy that combines life insurance with an investment savings element. It can be a prudent choice for those seeking a lifelong coverage option that can adapt to their changing financial needs. For example, a parent might opt for universal life insurance to ensure their child's future is secured while accumulating a cash value that can be borrowed against if necessary.
Protective is the premier choice for universal life insurance for men and women in Jurupa Valley, with a MoneyGeek score of 91 for each. The company ensures that consumers have access to top-tier insurance solutions.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams for a 10-year term with $250K coverage if the insuree was in poor health.
In Jurupa Valley, Protective provides the best no-medical-exam life insurance, with a MoneyGeek score of 91 for men and women. This score reflects the company's commitment to affordability, customer satisfaction, financial stability and product diversity. The average individual will benefit from a streamlined process and a highly rated product tailored to their needs without the hassle of a medical exam.
Best no-medical-exam life insurance for men:
Best life insurance for women that does not require a medical exam:
Life insurance with no mandatory medical exam allows individuals to obtain coverage quickly and without the need for a medical check-up. It can be particularly advantageous for those needing immediate coverage or with health conditions that might otherwise complicate the insurance process.
In Jurupa Valley, Protective is the premier choice for men and women seeking life insurance without a required medical exam. The company has a MoneyGeek score of 91 for each gender, which reflects a strong balance of affordability, customer satisfaction and financial stability. Consumers seeking reliable coverage without the hassle of a medical exam will find Protective's offerings compelling.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
In Jurupa Valley, Protective provides the best term life insurance for seniors, with a MoneyGeek score of 91 for men and 90 for women. The average monthly premium is $58 for men and $54 for women.
Age is a pivotal factor in life insurance premiums, as older individuals pose a higher risk, leading to higher costs. Protective's superior MoneyGeek score reflects its commitment to affordability, customer satisfaction, a smooth buying process, financial stability and a diverse product offering. These attributes make Protective a reliable choice for seniors seeking term life insurance.
| 1 | Protective | $58 | 91 |
| 2 | Mutual of Omaha | $65 | 91 |
| 3 | Nationwide | $55 | 90 |
| 4 | Allstate | $53 | 89 |
| 5 | Transamerica | $54 | 88 |
| 6 | AAA | $74 | 88 |
| 7 | Prudential | $56 | 87 |
| 8 | State Farm | $86 | 86 |
| 9 | Haven | $116 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
For those seeking the best term life insurance for smokers in Jurupa Valley, Mutual of Omaha stands out for men and women. For men, it has a MoneyGeek score of 90 and an average monthly premium of $63. For women, it has a MoneyGeek score of 89 and an average monthly premium of $64.
Term life insurance for smokers is more costly due to the health risks associated with smoking, which is factored into premium calculations. Mutual of Omaha's high score reflects its financial stability, customer satisfaction and product diversity, making it a reliable choice for smokers in Jurupa Valley.
| 1 | Mutual of Omaha | $63 | 90 |
| 2 | Nationwide | $60 | 89 |
| 3 | AAA | $65 | 88 |
| 4 | Prudential | $50 | 88 |
| 5 | Transamerica | $58 | 87 |
| 6 | Protective | $102 | 87 |
| 7 | Haven | $63 | 86 |
| 8 | State Farm | $89 | 84 |
| 9 | Allstate | $87 | 84 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
Protective offers the best term life insurance for young adults in Jurupa Valley, with a MoneyGeek score of 92 for men and women. Its average monthly premiums are $8 and $7, respectively. Protective's high MoneyGeek score reflects its strong performance in affordability, customer satisfaction and financial stability.
Age plays a significant role in determining life insurance premiums. Younger individuals typically benefit from lower premiums because they generally present a lower risk to insurers.
| 1 | Protective | $8 | 92 |
| 2 | Mutual of Omaha | $9 | 91 |
| 3 | Nationwide | $9 | 90 |
| 4 | Allstate | $8 | 89 |
| 5 | Transamerica | $8 | 88 |
| 6 | AAA | $10 | 88 |
| 7 | Prudential | $11 | 85 |
| 8 | State Farm | $13 | 85 |
| 9 | Haven | $12 | 84 |
| 10 | Bestow | $16 | 83 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
For those seeking the best cheap term life insurance in Jurupa Valley, Protective stands out with a MoneyGeek score of 92 for men and women. Its average monthly premium is $13 for men and $12 for women. Protective's high MoneyGeek score is attributed to its affordability and high customer satisfaction. Choosing Protective ensures you get the best value for your term life insurance needs.
Factors that influence life insurance premiums include age, health, coverage amount and term length. To get the lowest premiums, maintain a healthy lifestyle, choose a longer term and opt for a higher coverage amount.
| 1 | Protective | $13 | 92 |
| 2 | Allstate | $12 | 91 |
| 3 | Nationwide | $14 | 91 |
| 4 | Transamerica | $12 | 91 |
| 5 | Mutual of Omaha | $15 | 89 |
| 6 | AAA | $17 | 87 |
| 7 | Prudential | $17 | 85 |
| 8 | State Farm | $21 | 82 |
| 9 | Haven | $21 | 82 |
The average monthly premium for term life insurance in Jurupa Valley, California, is $29 for women and $33 for men. Knowing these rates can help you make informed decisions when purchasing life insurance.
Several factors affect the cost of life insurance premiums, including age, health, lifestyle and occupation. Insurance companies assess these factors to determine the risk associated with insuring an individual.
The cost of life insurance in Jurupa Valley might be higher or lower than in other parts of California for various reasons. Local economic conditions, health statistics and lifestyle trends can all influence insurance premiums. For instance, if Jurupa Valley has higher health care costs or a higher incidence of certain health conditions, premiums might be higher. Conversely, lower living costs or healthier lifestyle trends could result in lower premiums.
Protective offers the best life insurance for men in Jurupa Valley, with a MoneyGeek score of 92 out of 100. This score indicates high customer satisfaction, financial stability and product diversity.
The average monthly premium for the best life insurance for men in Jurupa Valley is $24. This cost reflects a balance between affordability and comprehensive coverage.
Protective is the top choice for life insurance for women in Jurupa Valley, with a MoneyGeek score of 91 out of 100. This score highlights the company's strong customer satisfaction and financial stability.
Women in Jurupa Valley can get the best life insurance from Protective at an average monthly premium of $21. This cost is competitive and offers good value for the coverage provided.
Life insurance in Jurupa Valley is similar to the rest of California in terms of options and costs. Protective ranks high in both Jurupa Valley and statewide. However, local factors like demographics and health trends can slightly influence premiums and coverage options.
If a life insurance company goes bankrupt in Jurupa Valley, policies are typically protected by the California Life and Health Insurance Guarantee Association. This association ensures that policyholders receive coverage up to certain limits, providing a safety net in case of insolvency.
Residents of Jurupa Valley might need life insurance for several reasons, including providing financial protection for their families and covering debts and final expenses. Life insurance can help replace lost income and support dependents in case of an untimely death.
To find a lost life insurance policy in Jurupa Valley, start by contacting the insurance company directly. You can also check with the California Department of Insurance or use online tools like the National Association of Insurance Commissioners' Life Insurance Policy Locator.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
