Updated: November 21, 2024
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For men, Nationwide stands out as the leading life insurance provider with a robust MoneyGeek score of 97 and an affordable monthly premium of $30. For women, it is also the top insurer, scoring 96 on MoneyGeek with a slightly lower monthly premium of $28.
Life insurance companies offer unique benefits, so it's best to find one that aligns with your objectives.
BestLife InsuranceKansasBest Life Insurance Companies in Kansas
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Kansas.
Coverage costs and company information for life insurance providers were updated in May 2024.
| Nationwide | 1 | 97 |
| GEICO | 2 | 97 |
| Mutual of Omaha | 3 | 96 |
| Protective | 4 | 93 |
| State Farm | 5 | 93 |
| Allstate | 6 | 93 |
| Prudential | 7 | 92 |
| Transamerica | 8 | 92 |
| American Family Insurance | 9 | 91 |
| Haven | 10 | 91 |
| AAA | 11 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in Kansas:
Nationwide stands out as the top life insurance provider in Kansas for both men and women, with a MoneyGeek score of 97 for men and 96 for women. The monthly premium for men is $30, while for women, it is $28.
The top three companies with the highest MoneyGeek scores are:
In these evaluations, it's clear that Nationwide provides a high level of customer satisfaction and reliability. Nationwide offers the best-rated coverage according to MoneyGeek's comprehensive scoring.
Nationwide emerges as the top choice for men in Kansas. With an overall MoneyGeek score of 97, the company's monthly premium stands at a cost-effective $30. Nationwide provides exceptional value, ensuring your financial security.
Pros:
Nationwide stands out as the top-ranked choice for the best life insurance in Kansas for women. With an impressive MoneyGeek score of 96, Nationwide offers life insurance plans at an affordable monthly premium of $28.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Kansas:
Costs are based on quotes gathered for a $250,000 life insurance policy with a 10-year term.
Nationwide stands out as the best term life insurance provider in Kansas for both men and women, garnering a MoneyGeek score of 98 (for men) and 97 (for women). The monthly premiums are remarkably affordable at just $22 for men and $21 for women.
For those seeking the best term life insurance options in Kansas, the top companies to consider are:
Nationwide is the top contender for the best term life insurance in Kansas for men and women, providing exceptional coverage at an affordable price. With a MoneyGeek score of 98 and an approximate monthly premium of $22, Nationwide stands out as the best choice for comprehensive life insurance.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in Kansas:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm stands out as the provider with the best whole life insurance in Kansas for both men and women, garnering a MoneyGeek score of 99.
When you're on the lookout for the best whole life insurance in Kansas, these top providers emerge with the highest MoneyGeek scores:
State Farm stands out as the premier choice for the best whole life insurance in Kansas for both men and women. With a MoneyGeek score of 99, this company assures a blend of reliable coverage and excellent customer service, tailor-made to meet your life insurance needs.
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Cons:
Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in Kansas:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide stands out as the leading provider of the best universal life insurance in Kansas, offering top-tier coverage for both men and women. With a streamlined MoneyGeek score of 99 out of 100, Nationwide ensures that financial security and adept services are within your reach.
Here are the three highest-scoring companies in Kansas:
Nationwide stands out as the leading provider of universal life insurance in Kansas for both men and women. It earned the highest MoneyGeek score of 99.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in Kansas:
We did not weigh affordability as we did not collect no-medical-exam life insurance quotes. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide excels as the top provider of the best no-medical-exam life insurance in Kansas for both men and women, garnering a MoneyGeek score of 99.
The top three highest MoneyGeek scores are:
For individuals in Kansas seeking the best no-medical-exam life insurance options, Nationwide stands out as the top choice. With an impressive MoneyGeek score of 99, it caters to both men and women who prioritize coverage without the hassle of a medical exam.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in Kansas:
We applied the same weighting factors as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 70 for a more accurate estimate.
Nationwide stands as the premier provider of the best term life insurance for seniors in Kansas, scoring an impressive 98 for men and 97 for women. For male seniors, the average monthly premium is $82, while for female seniors, it's $79. Nationwide's top ranking is primarily due to its high satisfaction and affordability scores.
| Nationwide | 1 | $82 | 98 |
| GEICO | 2 | $80 | 97 |
| Mutual of Omaha | 3 | $97 | 96 |
| Prudential | 4 | $95 | 94 |
| State Farm | 5 | $164 | 94 |
| Protective | 6 | $105 | 94 |
| Allstate | 7 | $94 | 93 |
| Transamerica | 8 | $108 | 92 |
| AAA | 9 | $159 | 89 |
| Haven | 10 | $182 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Kansas for people who smoke:
We applied the same weighting factors as the term life insurance category; however, the persona for the quote was adjusted to reflect an active smoker for a more accurate estimate.
Nationwide offers the best term life insurance for smokers in Kansas for both men and women. The MoneyGeek score for Nationwide is 97 for men and 95 for women, with the monthly premium costs at $52 for men and $50 for women. Nationwide's satisfaction and diversity scores significantly contribute to its leading MoneyGeek score, cementing its position as a top choice.
| Nationwide | 1 | $52 | 97 |
| GEICO | 2 | $42 | 97 |
| Mutual of Omaha | 3 | $53 | 96 |
| Prudential | 4 | $43 | 95 |
| State Farm | 5 | $67 | 95 |
| Transamerica | 6 | $47 | 93 |
| Protective | 7 | $76 | 90 |
| AAA | 8 | $88 | 90 |
| Allstate | 9 | $73 | 89 |
| Haven | 10 | $91 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Kansas for young adults:
We applied the same weighting factors as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 20 for a more accurate estimate.
Nationwide offers the best term life insurance for young adults in Kansas, with a notable MoneyGeek score of 97 for men and 96 for women. Young adult men can expect to pay a monthly premium of approximately $19, while young women are looking at around $13 per month.
Nationwide stands out due to its high levels of customer satisfaction and a well-rounded offering, reflected in its top marks across satisfaction, diversity and process dimensions.
| Nationwide | 1 | $14 | 97 |
| GEICO | 2 | $11 | 97 |
| Mutual of Omaha | 3 | $15 | 96 |
| Protective | 4 | $15 | 94 |
| State Farm | 5 | $27 | 93 |
| Allstate | 6 | $15 | 92 |
| Transamerica | 7 | $16 | 92 |
| Prudential | 8 | $19 | 92 |
| Haven | 9 | $19 | 91 |
| AAA | 10 | $23 | 90 |
| Bestow | 11 | $27 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in Kansas:
We applied the same weighting factors as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
Nationwide is the superior choice for the best cheap term life insurance in Kansas for men, garnerning a MoneyGeek score of 98, with an average monthly premium of $22. Similarly, Allstate leads the pack for women, with an impressive MoneyGeek score of 97 and a monthly premium of just $17.
The primary factors contributing to their top spots include their competitive pricing and high customer satisfaction ratings, which are significant components of the MoneyGeek score.
| Nationwide | $22 | 98 |
| GEICO | $18 | 97 |
| Mutual of Omaha | $23 | 95 |
| Allstate | $24 | 94 |
| Protective | $24 | 93 |
| Transamerica | $26 | 93 |
| Prudential | $28 | 91 |
| State Farm | $43 | 89 |
| Haven | $34 | 88 |
| AAA | $37 | 87 |
The average cost of monthly premiums in Kansas is $53 for women and $74 for men. Factors influencing the average cost of life insurance include the applicant's age, health, lifestyle and the policy's term length and coverage amount.
Smokers, for example, may face higher premiums due to increased health risks. Industry competition and the cost of living in Kansas also play a role in determining these rates.
The best life insurance in Kansas for men is provided by Nationwide.
The cost of life insurance for men in Kansas can be influenced by factors such as age, health and lifestyle. Nationwide offers the best life insurance at a competitive monthly premium of approximately $30.
The best life insurance in Kansas for women is Nationwide.
Life insurance premiums in Kansas for women are influenced by age, health and coverage amount. The best-rated insurer, Nationwide, offers a competitively-priced monthly premium of $28.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.
