Updated: November 22, 2024
Advertising & Editorial Disclosure
Protective is the best life insurance provider in Kent, Washington, with a MoneyGeek score of 92 for men and women. Its average monthly premium cost is $27 for both genders. The score and premium cost are based on a 20-year term policy and $500,000 coverage.
When deciding on life insurance, consider different factors such as affordability, customer satisfaction and financial stability. Your unique needs may mean a different company is best for you.
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Kent, Washington.
Coverage costs and company information for life insurance providers were updated in August 2024.
BestLife InsuranceKent, WABest Life Insurance Companies in Kent
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies:
This was done using the average profile with a 20-year term policy and $500K coverage.
In Kent, Protective offers the best life insurance for men and women. For both genders, it has a MoneyGeek score of 92 and an average monthly premium of $27.
Top providers for men:
Top providers for women:
Protective stands out for its affordability and high customer satisfaction. With a high MoneyGeek score and a competitive monthly premium, it is a reliable choice for individuals seeking life insurance in Kent.
In Kent, Washington, Protective is the premier choice for life insurance, with a MoneyGeek score of 92 for men and women. Both genders can secure coverage at an average monthly premium of $27, ensuring affordability and peace of mind. With top marks in customer satisfaction and affordability, Protective demonstrates its commitment to serving clients effectively and economically.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies:
Quotes gathered were for a $250K life insurance policy with a 10-year term.
Protective offers the best term life insurance in Kent for men and women, with a MoneyGeek score of 92 for both. Its average monthly premium is $13 for men and $14 for women. Protective's score reflects the company's strong customer satisfaction, financial stability and product diversity. The average individual looking for term life insurance would find Protective's high score indicative of a reliable and affordable provider.
The top two term life insurance companies for men are:
For women, the top two are:
Term life insurance is a policy that provides coverage for a specific period or term. For example, a young parent might opt for term insurance to ensure financial security for their children until they reach adulthood.
Protective is the top choice for men and women seeking the best term life insurance in Kent, with a MoneyGeek score of 92 for both genders. The company offers a monthly premium of $13 for men and $14 for women, balancing cost with quality coverage.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies based on a 20-year term at $500K coverage.
For those seeking the best whole life insurance in Kent, Protective stands out with a MoneyGeek score of 92 for men and women. This score reflects a strong combination of affordability, customer satisfaction and financial stability, making Protective a sound choice for individuals prioritizing comprehensive coverage and reliable service.
Top whole life companies for men in Kent:
Top whole life companies for women in Kent:
Whole life insurance is a type of permanent life insurance that offers a guaranteed death benefit, fixed premiums and a savings component that grows over time. For example, someone might choose whole life insurance to ensure lifelong coverage and build cash value that can be borrowed against in the future.
Protective is the best whole life insurance provider in Kent for men and women, with a MoneyGeek score of 92 for both genders. This score reflects a balance of affordability, customer satisfaction and financial stability that Protective offers its clients.
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Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies over a 10-year term for $250K coverage.
Protective is the top provider of the best universal life insurance in Kent for men and women, with a MoneyGeek score of 91 for both. The company's high score reflects its commitment to affordability, customer satisfaction, an efficient buying process, financial stability and product diversity. These factors make Protective an excellent choice for the average individual looking for reliable and comprehensive life insurance coverage.
Best universal life insurance for men:
Best for women's universal life insurance:
Universal life insurance offers flexibility in premiums and death benefits, making it a suitable option for those seeking long-term financial planning and the potential for cash value accumulation. For instance, a parent might choose universal life insurance to ensure their child's future education expenses are secured, regardless of the parent's lifespan.
In Kent, Protective is the premier choice for universal life insurance, earning a MoneyGeek score of 91 for men and women. This score reflects the company's commitment to customer satisfaction and affordability, making it a reliable option for insurance seekers.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best life insurance companies that don't require a medical exam:
We did not weigh affordability as we did not collect any insurance quotes for this category. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams, for a 10-year term with $250K coverage if the insuree was in poor health.
Protective is the top provider of the best no-medical-exam life insurance in Kent, with a MoneyGeek score of 91 for men and women. This high score suggests that Protective excels across various metrics, including affordability, customer satisfaction and financial stability. These factors make it a strong contender for the average individual seeking life insurance without the hassle of a medical exam.
Best no-medical-exam life insurance for men:
Best life insurance for women that does not require a medical exam:
Life insurance without a required medical exam allows individuals to secure coverage more quickly and without the need for medical testing. For instance, someone with a busy schedule or a dislike of medical exams might opt for this type of insurance for convenience.
For individuals in Kent seeking reliable life insurance without a mandatory medical exam, Protective is the premier choice for men and women. With MoneyGeek Scores of 91 for both genders, Protective stands out for its exceptional service and offerings.
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How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors:
We derived quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer's age to 70.
For those seeking the best term life insurance for seniors in Kent, Protective leads with a MoneyGeek score of 92 for men and 91 for women. Its average monthly premium is $59 and $65, respectively.
Age impacts life insurance premiums, as insurers consider the increased health risks associated with age. Protective stands out due to its strong performance in affordability for seniors, customer satisfaction, buying process, financial stability and product diversity.
| 1 | Protective | $59 | 92 |
| 2 | Mutual of Omaha | $66 | 91 |
| 3 | Nationwide | $61 | 90 |
| 4 | AAA | $79 | 88 |
| 5 | Prudential | $58 | 88 |
| 6 | Allstate | $72 | 87 |
| 7 | Transamerica | $73 | 87 |
| 8 | State Farm | $104 | 84 |
| 9 | Haven | $116 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for people who smoke:
We collected quotes using a $250K life insurance policy with a 10-year term and adjusted the sample buyer to reflect an active smoker.
Mutual of Omaha offers the best term life insurance for smokers in Kent. Its MoneyGeek score is 90 for men and 89 for women. Men pay an average monthly premium of $64, while women pay $76.
Smoking influences life insurance premiums significantly due to the health risks it poses, which is reflected in the costs. Mutual of Omaha achieves the highest MoneyGeek score by excelling in affordability, customer satisfaction, the buying process, financial stability and product diversity. This comprehensive performance is pivotal for smokers seeking term life insurance as it ensures they receive quality coverage that accommodates their needs.
| 1 | Mutual of Omaha | $64 | 90 |
| 2 | Nationwide | $68 | 89 |
| 3 | Protective | $88 | 88 |
| 4 | AAA | $70 | 88 |
| 5 | Allstate | $60 | 88 |
| 6 | Prudential | $51 | 88 |
| 7 | Transamerica | $63 | 87 |
| 8 | State Farm | $85 | 85 |
| 9 | Haven | $106 | 82 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for young adults:
We collected quotes using a $250K life insurance policy with a 10-year term for a 20-year-old buyer.
For those seeking the best term life insurance for young adults in Kent, Protective stands out with a MoneyGeek score of 92 for men and women. Its average monthly premiums are $8 and $9, respectively.
Age plays a significant role in determining life insurance premiums, with younger adults benefiting from lower costs due to their lower risk profiles. Protective's high MoneyGeek score reflects its affordability, customer satisfaction, and financial stability. Choosing the best term life insurance for young adults can provide peace of mind, ensuring that financial responsibilities are covered in unforeseen circumstances.
| 1 | Protective | $8 | 92 |
| 2 | Mutual of Omaha | $9 | 91 |
| 3 | Nationwide | $10 | 89 |
| 4 | AAA | $11 | 88 |
| 5 | Transamerica | $10 | 86 |
| 6 | Prudential | $11 | 85 |
| 7 | Allstate | $16 | 85 |
| 8 | State Farm | $16 | 84 |
| 9 | Haven | $12 | 84 |
| 10 | Bestow | $17 | 83 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies:
We adjusted the weighting to favor affordability for a $250K life insurance policy with a 10-year term.
For the best cheap term life insurance in Kent, Protective is the leading provider for men and women, with a MoneyGeek score of 92 for both. Its average monthly premium is $13 for men and $14 for women. Protective excels in customer satisfaction and financial stability.
Age, health and coverage all influence the cost of life insurance. To get the lowest premiums, you should strive to maintain good health, avoid tobacco use and compare quotes from different insurers.
| 1 | Protective | $13 | 92 |
| 2 | Nationwide | $15 | 91 |
| 3 | Mutual of Omaha | $15 | 90 |
| 4 | AAA | $18 | 88 |
| 5 | Transamerica | $17 | 87 |
| 6 | Prudential | $17 | 87 |
| 7 | Allstate | $23 | 83 |
| 8 | Haven | $21 | 83 |
| 9 | State Farm | $26 | 82 |
The average monthly premium for term life insurance in Kent is $27 for both men and women.
Many factors influence the cost of life insurance premiums. These include age, health, lifestyle, occupation, coverage amount and term length. Each of these factors can impact the risk assessment made by insurance companies, which in turn affects the premium cost.
For several reasons, the cost of life insurance in Kent may differ from other parts of Washington. Demographic differences, local health trends, economic conditions and crime rates can all play a role. For example, areas with higher health risks or economic instability might see higher insurance premiums. Understanding these factors can help consumers make informed decisions about their life insurance needs.
Protective offers the best life insurance for men in Kent, with the highest MoneyGeek score of 92 out of 100. This makes it a reliable choice for those seeking coverage in this area.
Protective provides the best life insurance for men in Kent at an average monthly premium of $27, making it an affordable option for many.
Protective provides the best life insurance for women in Kent, achieving the highest MoneyGeek score of 92 out of 100. This ensures it is a dependable choice for female residents.
Protective offers the best life insurance for women in Kent at an average monthly premium of $27. This rate makes it a cost-effective option for women seeking coverage.
Life insurance in Kent is similar to the rest of Washington in terms of cost and coverage options. Protective is a top-rated company in both areas, offering competitive rates and high customer satisfaction. This consistency provides peace of mind for residents.
If a life insurance company goes bankrupt in Kent, policies are usually protected by state guaranty associations. These associations ensure that policyholders continue to receive coverage and benefits up to certain limits, helping maintain financial security for policyholders.
Kent residents need life insurance to provide financial security for their families in the event of an unexpected death. It can cover expenses such as funeral costs, mortgage payments and college tuition. Life insurance also ensures that dependents are financially supported.
To find a lost life insurance policy in Kent, contact the insurance company directly. Check bank records for premium payments or use online search tools designed to locate lost policies. These steps can help you recover important documents and ensure coverage.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
