Best Life Insurance in Little Rock, AR (November 2024)

Nationwide is the best life insurance provider for men in Little Rock, with a MoneyGeek score of 91 at roughly $38 per month. For women, Protective leads for women, with a MoneyGeek score of 91 at an average monthly premium of $30. These scores and premium costs are specific to a 20-year term policy and might vary based on your unique needs.

When choosing life insurance, consider various factors like your health, age and financial goals. These scores and premium costs are specific to a 20-year term policy and might vary based on your unique needs. Your unique needs may mean a different company is best for you.

Nationwide is the best life insurance company in Little Rock for men, with a MoneyGeek score of 91 out of 100 at about $38 per month. For women, the top provider is Protective with a MoneyGeek score of 91 out of 100 at roughly $30 per month.

Top providers for men:

• Nationwide: MoneyGeek score of 91 out of 100 at $38 per month for men
• Mutual of Omaha: MoneyGeek score of 91 out of 100 at $41 per month for men

Top providers for women:

• Protective: MoneyGeek score of 91 out of 100 at $30 per month for women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 at $35 per month for women

Nationwide and Protective's high MoneyGeek scores indicate strong performance in affordability, customer satisfaction and financial stability. These factors make them reliable choices for individuals seeking life insurance in Little Rock.

Mutual of Omaha offers the best term life insurance for men in Little Rock, with a MoneyGeek score of 91 at about $21 per month. For women, Protective leads with a MoneyGeek score of 91 at an average of $16 per month. These top scores suggest that both companies provide excellent value, financial stability and customer satisfaction, making them ideal for individuals in need of reliable term life insurance coverage.

The top two term life insurance companies for men are:

• Mutual of Omaha: MoneyGeek score of 91 out of 100 at $21 per month for men
• Nationwide: MoneyGeek score of 91 out of 100 at $19 per month for men

For women, the top two are:

• Protective: MoneyGeek score of 91 out of 100 at $16 per month for women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 at $20 per month for women

Term life insurance offers coverage for a specified period, providing a death benefit if the insured passes away during the term. It is often chosen over permanent life insurance for its affordability and simplicity. For instance, a parent might opt for term life insurance to ensure their child's educational expenses are covered until graduation.

Protective is the best whole life insurance provider in Little Rock for both men and women, with a MoneyGeek score of 92 for each. Protective excels in affordability, customer satisfaction and financial stability, which are critical when securing life insurance for long-term peace of mind.

• Protective: MoneyGeek score of 92 out of 100 for men and women
• Mutual of Omaha: MoneyGeek score of 91 out of 100 for men and women

Whole life insurance provides lifelong coverage and includes an investment component that can grow over time. Someone might choose whole life insurance to ensure their family's financial stability while also building cash value that can be borrowed against in the future.

Protective offers best universal life insurance in Little Rock for both men and women, with a MoneyGeek score of 91 out of 100.

• Protective: MoneyGeek score of 91 out of 100 for men and women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Universal life insurance offers a flexible premium and death benefit, along with the potential to build cash value over time. For instance, someone who wants the ability to adjust their premiums and coverage as their financial situation changes might opt for universal life insurance over more rigid policies.

In Little Rock, Protective offers the best life insurance without the hassle of a mandatory medical exam for both men and women, with a MoneyGeek score of 91.

• Protective: MoneyGeek score of 91 out of 100 for men and women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Life insurance without a medical exam allows individuals to obtain coverage quickly and without the need for a medical checkup. This can be particularly beneficial for those with health concerns or who require immediate coverage. For instance, someone with a chronic condition might opt for no-medical-exam insurance to avoid the possibility of being denied coverage or facing higher premiums.

For men seeking the best term life insurance for seniors in Little Rock, Mutual of Omaha stands out with a MoneyGeek score of 91 and a monthly premium of $78. For women, Protective leads with an 89 MoneyGeek score and a $77 monthly premium.

Age impacts life insurance premiums, as insurers weigh the increased health risks that come with age. Mutual of Omaha and Protective stand out due to their strong performance across affordability for seniors, customer satisfaction, buying process, financial stability and product diversity.

For women seeking the best term life insurance for smokers in Little Rock, Transamerica leads with a MoneyGeek score of 88 and an average monthly premium of $27. Men find their top option in Mutual of Omaha, scoring 90 with a premium of about $46.

Smoking significantly affects life insurance premiums, as it increases health risks and potential claims costs for insurers. A high MoneyGeek score indicates a balance of affordability, customer satisfaction and financial stability, which is vital for individuals prioritizing a reliable life insurance policy amidst the higher premiums associated with smoking.

In Little Rock, Protective offers the best term life insurance for young adults, with a MoneyGeek score of 92 for men and 91 for women. The monthly premium is $13 for men and $10 for women.

Age influences life insurance premiums. Younger adults often benefit from lower premiums due to lower health risks. Protective's high MoneyGeek score reflects its affordability, customer satisfaction and financial stability.

For the best cheap term life insurance in Little Rock, Nationwide stands out with a MoneyGeek score of 93 for men at an average monthly premium of $19, while Protective leads for women with a MoneyGeek score of 91 at roughly $16 per month.

Age, health and coverage all influence the cost of life insurance. To get the lowest premiums, you should strive to maintain good health, avoid tobacco use and compare quotes from different insurers..

The average monthly premium for term life insurance in Little Rock is $27 for women and $36 for men.

Many factors affect the cost of life insurance premiums. Age, health, lifestyle choices, and the amount of coverage all play significant roles. Additionally, local economic conditions and demographic factors can influence premium costs.

In Little Rock, the cost of life insurance might be higher or lower compared to the rest of Arkansas due to these local factors. For example, the cost of living, average income levels, and health statistics in Little Rock could impact insurance rates. Understanding these elements can help consumers make informed decisions when purchasing life insurance. By considering all these factors, individuals can better navigate their options and find a policy that suits their needs.