For men seeking life insurance, Nationwide stands as the top provider with a MoneyGeek Score of 99 and a monthly premium of $24. Nationwide is also the best option for women, with a MoneyGeek Score of 97 and a monthly cost of $23. Choosing a life insurance policy means evaluating factors like cost, coverage and company stability.
Best Life Insurance in Mississippi (December 2024)
Nationwide offers the best life insurance in Mississippi for both men and women, scoring 99 and 97, respectively.
Updated: December 24, 2024
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Best Life Insurance Companies in Mississippi
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Mississippi.
Coverage costs and company information for life insurance providers were updated in May 2024.
Best Life Insurance in Mississippi: Summary
Nationwide | 1 | 99 |
Mutual of Omaha | 2 | 97 |
GEICO | 3 | 95 |
State Farm | 4 | 94 |
Haven | 5 | 91 |
Prudential | 6 | 91 |
Transamerica | 7 | 91 |
AAA | 8 | 90 |
Protective | 9 | 90 |
Allstate | 10 | 89 |
Overall Best Life Insurance in Mississippi
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in Mississippi:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
Nationwide is the best life insurance provider in Mississippi for both men and women, with MoneyGeek scores of 99 and 97, respectively. For men, the monthly premium averages $24, while women have a slightly lower premium of $23.
Top performers for life insurance in Mississippi with high MoneyGeek scores include:
- Nationwide: MoneyGeek score of 99 out of 100 ($24 per month for men; $23 per month for women)
- Mutual of Omaha: MoneyGeek score of 97 out of 100 ($24 per month for men, $21 per month for women)
- GEICO: MoneyGeek score of 95 out of 100 ($26 per month for men, $26 per month for women)
Nationwide offers protection at competitive monthly rates, which aligns with MoneyGeek's commitment to providing accessible and actionable financial guidance.
Best for Men: Nationwide
COMPANY HIGHLIGHTS
Nationwide stands out as the top pick for the best life insurance in Mississippi for men, offering exceptional value and service. With a MoneyGeek score of 99 and a monthly premium of $24, it's the premier choice for comprehensive financial protection.
Pros:
- High customer satisfaction guarantees premium service
- Competitive pricing offers great affordability
- A range of options ensures diverse product offerings
Best for Women: Nationwide
COMPANY HIGHLIGHTS
Nationwide stands out as the top choice for women seeking the best life insurance in Mississippi, earning the highest MoneyGeek score of 97. Nationwide's monthly premium for this insurance is approximately $23, showcasing affordability along with excellence.
Pros:
- High customer satisfaction received
- Rates reflect good affordability
- Offers a diverse range of products
Best Term Life Insurance in Mississippi
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Mississippi:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
Costs are based on quotes gathered for a $250,000 life insurance policy with a 10-year term.
Nationwide offers the best term life insurance in Mississippi for both men and women. With a MoneyGeek Score of 99 for men and 98 for women, the company sets the industry standard. For men, the monthly premium is rounded to $18, while for women, it is slightly lower at $17.
Top performers with the highest MoneyGeek scores:
- Nationwide: MoneyGeek score of 99 out of 100 ($18 per month for men; $17 per month for women))
- Mutual of Omaha: MoneyGeek score of 96 out of 100 ($19 per month for men; $19 per month for women)
- GEICO: MoneyGeek score of 95 out of 100 ($21 per month for men; $16 per month for women)
Choosing the right term life insurance is crucial for financial protection, and MoneyGeek's comprehensive scores and data provide a reliable guide for consumers.
Best Term Life: Nationwide
COMPANY HIGHLIGHTS
Nationwide stands as the pinnacle of term life insurance in Mississippi, offering superior coverage for both men and women. With an overall MoneyGeek score of 99 and a monthly premium of $18, Nationwide provides value and security.
Pros:
- High satisfaction with customer service
- Competitive pricing for premiums
- Broad range of insurance products
Best Whole Life Life Insurance in Mississippi
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in Mississippi:
- Financial Stability: 35%
- Customer Satisfaction: 30%
- Buying Process: 15%
- Product Diversity: 20%
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm is the premier provider of the best whole life insurance in Mississippi for both men and women, boasting a MoneyGeek Score of 99 out of 100. This is followed by Nationwide and Mutual of Omaha.
Top 3 highest MoneyGeek scores:
- State Farm: MoneyGeek score of 99 out of 100
- Nationwide: MoneyGeek score of 98 out of 100
- Mutual of Omaha: MoneyGeek score of 96 out of 100
Best Whole Life: State Farm
COMPANY HIGHLIGHTS
With an impressive overall MoneyGeek score of 99, State Farm stands out as the best choice for whole life insurance in Mississippi, catering to both men and women. State Farm provides reliable and comprehensive insurance policies.
Pros:
- High customer satisfaction
- Diverse product offerings
- Financial stability
Cons:
- Price may not be the most competitive
Best Universal Life Insurance in Mississippi
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in Mississippi:
- Financial Stability: 25%
- Customer Satisfaction: 25%
- Buying Process: 25%
- Product Diversity: 25%
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide has achieved the highest MoneyGeek score, emerging as the best provider of best universal life insurance in Mississippi for both men and women with an impressive score of 99. Here are the top performers with their MoneyGeek scores for each category:
- Nationwide: MoneyGeek score of 99 out of 100
- State Farm: MoneyGeek score of 98 out of 100
- Mutual of Omaha: MoneyGeek score of 97 out of 100
Best Universal Life: Nationwide
COMPANY HIGHLIGHTS
Nationwide offers the best universal life insurance in Mississippi for both men and women as evidenced by its overall MoneyGeek score of 99, making it a top choice for individuals seeking reliable life insurance coverage.
Pros:
- Excellent customer satisfaction
- A wide variety of insurance products
Cons:
- Financial stability is not the highest score
Best No-Medical-Exam Life Insurance in Mississippi
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in Mississippi:
- Financial Stability: 20%
- Customer Satisfaction: 25%
- Buying Process: 20%
- Product Diversity: 35%
We did not weigh affordability as we did not collect quotes for no-medical-exam life insurance. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide is the leading provider of the best no-medical-exam life insurance in Mississippi for both men and women, with a MoneyGeek score of 99.
- Nationwide: MoneyGeek score of 99 out of 100
- State Farm: MoneyGeek score of 99 out of 100
- Mutual of Omaha: MoneyGeek score of 97 out of 100
Nationwide has high scores across multiple criteria. Their commitment to affordability and customer satisfaction makes them a top choice for Mississippi residents. State Farm and Mutual of Omaha follow closely, offering competitive life insurance options.
Best No-Medical-Exam: Nationwide
COMPANY HIGHLIGHTS
Nationwide stands out as the preeminent provider of no medical exam life insurance in Mississippi, catering to both men and women with stellar service. The company boasts a MoneyGeek Score of 99, ensuring a top-tier insurance experience for its clients.
Pros:
- Impressive customer satisfaction track record
- Provides a wide range of insurance products
Recommended Life Insurance Coverage Amount:
Best Term Life Insurance for Seniors in Mississippi
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in Mississippi:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the profile for the quote was adjusted to reflect an age of 70 for a more accurate estimate.
Nationwide offers the best term life insurance for seniors in Mississippi, with a MoneyGeek Score of 98 for men and 97 for women. The monthly premium costs are $59 for men and $57 for women. Nationwide stands out for its affordability and customer satisfaction, as well as its strong performance across all MoneyGeek score components.
Nationwide | 1 | $59 | 99 |
Mutual of Omaha | 2 | $70 | 96 |
State Farm | 3 | $104 | 96 |
Prudential | 4 | $75 | 94 |
GEICO | 5 | $95 | 94 |
AAA | 6 | $104 | 92 |
Transamerica | 7 | $95 | 92 |
Protective | 8 | $152 | 90 |
Allstate | 9 | $119 | 90 |
Haven | 10 | $163 | 89 |
Best Term Life Insurance for Smokers in Mississippi
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Mississippi for people who smoke:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the profile for the quote was adjusted to reflect an active smoker for a more accurate estimate.
Nationwide offers the best term life insurance for men smokers in Mississippi, with a MoneyGeek Score of 97 for men. Prudential offers the best insurance for women smokers, with a score of 95. The monthly premium costs are approximately $40 for men and $39 for women with Nationwide. Nationwide offers high satisfaction, affordability and process scores.
Nationwide | 1 | $40 | 97 |
GEICO | 2 | $37 | 96 |
Mutual of Omaha | 3 | $42 | 95 |
State Farm | 4 | $50 | 95 |
Prudential | 5 | $32 | 95 |
Transamerica | 6 | $48 | 91 |
AAA | 7 | $66 | 91 |
Protective | 8 | $69 | 90 |
Haven | 9 | $73 | 89 |
Allstate | 10 | $64 | 88 |
Best Term Life Insurance for Young Adults in Mississippi
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Mississippi for young adults:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the profile for the quote was adjusted to reflect an age of 20 for a more accurate estimate.
Nationwide is the best term life insurance for young adults in Mississippi, with MoneyGeek scores of 99 for men and 97 for women. For men, the monthly premium cost is approximately $12, while for women, it's about $15. The high satisfaction, affordability and the stability of Nationwide, alongside its streamlined process, contribute to its top MoneyGeek scores.
Nationwide | 1 | $12 | 99 |
Mutual of Omaha | 2 | $12 | 97 |
GEICO | 3 | $13 | 96 |
State Farm | 4 | $22 | 94 |
Haven | 5 | $16 | 93 |
Prudential | 6 | $19 | 91 |
AAA | 7 | $19 | 91 |
Protective | 8 | $20 | 91 |
Transamerica | 9 | $18 | 91 |
Allstate | 10 | $20 | 90 |
Bestow | 11 | $25 | 89 |
Best Cheap Term Life Insurance in Mississippi
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in Mississippi:
- Affordability: 50%
- Financial Stability: 15%
- Buying Process: 20%
- Customer Satisfaction: 5%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
Nationwide provides the best cheap term life insurance in Mississippi with a MoneyGeek score of 98 for females and 99 for males. Women benefit from a monthly premium of $17, while men have slightly higher premiums at $18 per month. Nationwide's has a balance of affordability and reliability — key factors that contribute heavily to the MoneyGeek score.
Nationwide | $18 | 99 |
Mutual of Omaha | $19 | 97 |
GEICO | $21 | 94 |
State Farm | $33 | 89 |
Transamerica | $27 | 89 |
Prudential | $27 | 89 |
Allstate | $31 | 88 |
AAA | $28 | 88 |
Haven | $28 | 87 |
Protective | $33 | 86 |
Average Cost of Term Life Insurance in Mississippi
The average cost of monthly premiums for life insurance in Mississippi is $43 for women and $63 for men. Factors influencing the average cost of life insurance include health status, age, lifestyle, occupation and coverage amount.
FAQ: Life Insurance in Mississippi
What is the best life insurance in Mississippi for men?
The best life insurance for men in Mississippi, according to MoneyGeek score, is Nationwide.
How much is life insurance in Mississippi for men?
The cost of life insurance in Mississippi for men can be influenced by several factors such as age, health and the coverage amount. The average monthly premium for the best life insurance from Nationwide, the leading provider for men in Mississippi, is $24.
What is the best life insurance in Mississippi for women?
The best life insurance in Mississippi for women is provided by Nationwide.
How much is life insurance in Mississippi for women?
Life insurance costs vary based on age, health and coverage amount. The cost of life insurance in Mississippi for women is $23 from Nationwide.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.
sources
- Mississippi Insurance Department. "Life Insurance and Annuities." Accessed December 10, 2024.