Best Life Insurance in Missouri (November 2024)


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Updated: November 22, 2024

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For men, the top life insurance provider is Nationwide with a MoneyGeek score of 97 and a monthly premium of $16. For women, GEICO leads the rankings with a MoneyGeek score of 96 and a monthly premium of $13. When choosing life insurance, consider factors such as the type of policy, coverage amount and the insurer's stability.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Missouri.

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Coverage costs and company information for life insurance providers were updated in May 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes

Best Life Insurance in Missouri: Summary

Data filtered by:Results filtered by:
Category:
Category:Best Life Insurance Overall
Gender:
Gender:M
Nationwide197
GEICO297
Mutual of Omaha395
State Farm494
Protective594
Haven692
Allstate792
Transamerica892
Prudential991
AAA1089

Overall Best Life Insurance in Missouri

How was this MoneyGeek score calculated?

Nationwide offers the best life insurance in Missouri for men with a MoneyGeek score of 97 and a monthly premium of $16. For women, GEICO leads with a MoneyGeek score of 96 and a monthly premium of $13.

  • Nationwide: MoneyGeek score of 97 out of 100 ($16 per month for men; $16 per month for women )
  • GEICO: MoneyGeek score of 96 out of 100 ($13 per month for men; $13 per month for women)
  • Mutual of Omaha: MoneyGeek score of 95 out of 100 ($18 per month for men; $12 per month for women)

Best for Men: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the top-ranked company for the best life insurance in Missouri for men, with an overall MoneyGeek score of 97. With a monthly premium of just $16, Nationwide provides a unique blend of affordability, comprehensive coverage and customer satisfaction.

Pros:

  • High customer satisfaction
  • Competitive rates make insurance affordable
  • Offers a variety of products to meet diverse needs

Best for Women: GEICO

COMPANY HIGHLIGHTS

As a leader in providing life insurance, GEICO's MoneyGeek score of 96, coupled with a monthly premium of just $13, illustrates its dedication to affordability and quality service.

Pros:

  • High customer satisfaction
  • Notable affordability
  • Solid financial stability

Cons:

  • Limited product diversity

Best Term Life Insurance in Missouri

How was this MoneyGeek score calculated?

Nationwide offers the best term life insurance in Missouri for both men and women, with a MoneyGeek score of 96 for men and 97 for women. The average monthly premium for men is $13, and for women, it's $12.

Here are the providers with the top three highest scores:

  • Nationwide: MoneyGeek score of 97 out of 100 ($13 per month for men; $12 per month for women)
  • GEICO: MoneyGeek score of 97 out of 100 ($13 per month for men; $10 per month for women)
  • Mutual of Omaha: MoneyGeek score of 95 out of 100 ($18 per month for men; $15 per month for women)

These scores indicate that Nationwide and GEICO offer excellent value for those looking for reliable term life insurance coverage in the state, whether you are a man or a woman.

Best Term Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide offers the best term life insurance in Missouri for both men and women, with a MoneyGeek score of 97. With a budget-friendly monthly premium of approximately $12, Nationwide offers customer satisfaction and reliable coverage options.

Pros:

  • High customer satisfaction
  • Competitive pricing
  • Broad range of product options

Best Whole Life Insurance in Missouri

How was this MoneyGeek score calculated?

State Farm is the top provider of the best whole life insurance in Missouri for both men and women, with a MoneyGeek score of 99.

Discover the leading insurance providers with the highest MoneyGeek scores:

  • State Farm: MoneyGeek score of 99 out of 100
  • Nationwide: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 96 out of 100

Best Whole Life: State Farm

COMPANY HIGHLIGHTS

State Farm is the premier choice for the best whole life insurance in Missouri for both men and women. With a MoneyGeek Score of 99, the company assures unparalleled service and a diverse range of products tailored to meet clients' needs.

Pros:

  • Exceptional customer satisfaction
  • Diverse insurance product options
  • Simplified buying process

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Insurance Rates

Best Universal Life Insurance in Missouri

How was this MoneyGeek score calculated?

Nationwide offers the best universal life insurance. in Missouri for both men and women, with a MoneyGeek score of 99.

Top three highest MoneyGeek scores:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 98 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best Universal Life: Nationwide

COMPANY HIGHLIGHTS

Nationwide is the best provider in the universal life insurance market for both men and women in Missouri, having an overall MoneyGeek score of 99. The company's dedication to quality and comprehensive coverage options make it the optimal choice.

Pros:

  • Exceptional customer satisfaction
  • Competitive affordability
  • Diverse product offerings

Best No-Medical-Exam Life Insurance in Missouri

How was this MoneyGeek score calculated?

Nationwide is the premier provider of the best no-medical-exam life insurance in Missouri, with a MoneyGeek score of 99 for both men and women. We highlight the top three insurers with the highest MoneyGeek scores:

  • Nationwide: MoneyGeek score of 99 out of 100
  • State Farm: MoneyGeek score of 99 out of 100
  • Mutual of Omaha: MoneyGeek score of 97 out of 100

Best No-Medical-Exam: Nationwide

COMPANY HIGHLIGHTS

Nationwide stands out as the leading provider of no medical exam life insurance in Missouri for both men and women. With its high MoneyGeek score of 99, the company exemplifies reliability and value, ensuring a streamlined experience for policy seekers.

Pros:

  • Excellent customer satisfaction
  • Competitive pricing options
  • Diverse range of products

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Missouri

How was this MoneyGeek score calculated?

Nationwide is the provider of the best term life insurance for seniors in Missouri, holding the top spot for both men and women. With a MoneyGeek score of 98 for women and 97 for men, Nationwide offers policies at a monthly premium cost of $45 for women and $48 for men. The company's score is largely influenced by excellent customer satisfaction and a strong track record of stability.

Best Term Life Insurance for Seniors in Missouri
Data filtered by:Results filtered by:
Sex:
Sex:M
Nationwide1$4897
GEICO2$4097
Mutual of Omaha3$4996
State Farm4$8693
Allstate5$4793
Protective6$5793
Prudential7$6092
Transamerica8$5892
AAA9$8890
Haven10$9189

Best Term Life Insurance for Smokers in Missouri

How was this MoneyGeek score calculated?

GEICO is the leading provider of the best term life insurance for smokers in Missouri, earning the highest MoneyGeek score for men at 96, with a monthly premium of $24. Transamerica leads for women with a score of 94 and a monthly premium of $16. These top companies distinguish themselves through their competitive premium costs and strong satisfaction ratings.

Best Term Life Insurance for Smokers in Missouri
Data filtered by:Results filtered by:
Sex:
Sex:M
GEICO1$2496
Nationwide2$3296
Mutual of Omaha3$2796
Allstate4$2194
State Farm5$3794
Prudential6$2794
Transamerica7$2494
Protective8$3990
Haven9$4690
AAA10$4889

Best Term Life Insurance for Young Adults in Missouri

How was this MoneyGeek score calculated?

Nationwide offers the best term life insurance for young adults in Missouri. With a MoneyGeek score of 97 for men and 98 for women, Nationwide secures the leading position. Men can expect a monthly premium of $9, while women are offered a slightly lower rate at $8. Nationwide has superior satisfaction, affordability and comprehensive process scores.

Best Term Life Insurance for Young Adults in Missouri
Data filtered by:Results filtered by:
Sex:
Sex:M
Nationwide1$997
GEICO2$697
Mutual of Omaha3$896
Protective4$894
State Farm5$1594
Haven6$1093
Transamerica7$993
Allstate8$993
Prudential9$1292
AAA10$1392
Bestow11$2189

Best Cheap Term Life Insurance in Missouri

How was this MoneyGeek score calculated?

GEICO has the best cheap term life insurance in Missouri for men, with a MoneyGeek score of 97 and a monthly premium cost of $10. Transamerica takes the lead for women, offering a MoneyGeek score of 97 and a monthly premium of $10. Both companies have earned their top spots by providing affordable rates and strong financial reliability, making them prominent options for those prioritizing cost-efficiency and company stability when searching for the best cheap term life insurance.

Best Cheap Term Life Insurance in Missouri
Data filtered by:Results filtered by:
Gender:
Gender:M
GEICO$1097
Nationwide$1396
Mutual of Omaha$1296
Allstate$1393
Transamerica$1493
Protective$1393
State Farm$2389
Haven$1788
Prudential$1888
AAA$2188

Average Cost of Term Life Insurance in Missouri

The average cost of monthly premiums for life insurance in Missouri amounts to $31 for women and $41 for men. These figures represent the average monthly premium for a life insurance policy. Factors influencing the average cost of life insurance include age, health status, coverage amount, policy type and lifestyle. Insurers assess these criteria to determine risk and calculate premiums accordingly.

FAQ: Life Insurance in Missouri

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About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.