Best Life Insurance in Montana (December 2024)

In Montana, for men, GEICO is the top life insurance provider with a MoneyGeek score of 97 and a monthly premium of $15. For women, GEICO is also the best, with a MoneyGeek Score of 96 and the same monthly cost. The optimal policy can vary based on personal circumstances.

GEICO is the best life insurance provider in Montana, with a MoneyGeek score of 96 for men and 96 for women. The approximate monthly premium for its life insurance policy is $15 per month regardless of gender.

The top life insurance options in Montana are:

• GEICO: MoneyGeek score of 96 out of 100 ($15 per month for both men and women)
• Nationwide: MoneyGeek score of 96 out of 100 ($21 per month for women; $19 per month for men)
• Protective: MoneyGeek score of 95 out of 100 ($13 per month for women; $15 per month for men)

GEICO provides the best term life insurance in Montana, with a MoneyGeek score of 97 and an affordable monthly premium of $11.

The top three term life insurance companies in Montana are:

• GEICO: MoneyGeek score of 97 out of 100 ($11 per month for women and men)
• Nationwide: MoneyGeek score of 96 out of 100 ($16 per month for women; $15 per month for men)
• Mutual of Omaha: MoneyGeek score of 96 out of 100 ($12 per month for women; $13 per month for men)

State Farm provides the best whole life insurance in Montana, with a MoneyGeek score of 99. The top companies with the highest MoneyGeek scores are:

• State Farm: MoneyGeek score of 99 out of 100
• Nationwide: MoneyGeek score of 98 out of 100
• Mutual of Omaha: MoneyGeek score of 96 out of 100

Nationwide provides the best universal life insurance in Montana, with a MoneyGeek score of 99. Nationwide has demonstrated competitive performance across a variety of metrics, offering delivering service and value to its policyholders.

The top three companies are as follows:

• Nationwide: MoneyGeek score of 99 out of 100
• State Farm: MoneyGeek score of 98 out of 100
• Mutual of Omaha: MoneyGeek score of 97 out of 100

Nationwide provides best no-medical-exam life insurance in Montana. With a MoneyGeek score of 99 out of 100, Nationwide stands out for its commitment to customer satisfaction and financial stability.

• Nationwide: MoneyGeek score of 99 out of 100
• State Farm: MoneyGeek score of 99 out of 100
• Mutual of Omaha: MoneyGeek score of 97 out of 100

Nationwide provides the best term life insurance for seniors in Montana, earning the highest MoneyGeek score for both men (97) and women (96) with monthly premiums of $53 and $58, respectively. Nationwide's perfect satisfaction score and high marks in product diversity and purchasing process contribute to its top position. Its commitment to a diverse offering and excellent customer service makes them a good choice for seniors looking for reliable life insurance options.

Mutual of Omaha offers the best term life insurance for smokers, securing the top position for women with a MoneyGeek score of 97. GEICO takes the lead for men with a MoneyGeek score of 96. Women enjoy a monthly premium of $27, and men pay a slightly higher premium at $28. These two providers have demonstrated excellence across various parameters, with strong showings in customer satisfaction and affordability.

Nationwide provides the best term life insurance for young adults in Montana, with a MoneyGeek score of 97 regardless of gender and monthly premiums at $12 for men and $10 for women. This insurer rises to the top primarily due to its perfect satisfaction score and high ratings in affordability, product diversity, and user process.

Allstate provides the best cheap term life insurance in Montana for women with a MoneyGeek score of 97 and a monthly premium of $10. GEICO takes the top spot for men with a MoneyGeek score of 97 and a monthly premium of $11. Their outstanding scores are a testament to their reliability and affordability.

The average cost of life insurance in Montana is $42 for women and $45 for men. Factors affecting the average cost of life insurance include the insured's age, health status, occupation and lifestyle. Additionally, the coverage amount and term length are significant influencers.