In Nevada, Nationwide is the best life insurance provider for women and men with a score of 97 and an estimated monthly premium of $20 regardless of gender. Life insurance choices are influenced by a variety of factors such as coverage amount, term length and premium cost.
Best Life Insurance in Nevada (November 2024)
Nationwide excels in customer satisfaction and is the best life insurance in Nevada, scoring 97 for both men and women.
Updated: November 21, 2024
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Best Life Insurance Companies in Nevada
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Nevada.
Coverage costs and company information for life insurance providers were updated in March 2024.
Best Life Insurance in Nevada: Summary
- Best Whole Life Insurance
- Best Universal Life Insurance
- Best Cheap Life Insurance
- Best Life Insurance Overall
- Best Term Life Insurance
- Best Term Life Insurance for Smokers
- Best Term Life Insurance for Young Adults
- Best Term Life Insurance for Seniors
- Best No Medical Exam Life Insurance
- F
- M
Nationwide | 1 | 97 |
GEICO | 2 | 97 |
Mutual of Omaha | 3 | 96 |
Protective | 4 | 95 |
Allstate | 5 | 94 |
State Farm | 6 | 94 |
Prudential | 7 | 93 |
Transamerica | 8 | 93 |
AAA | 9 | 92 |
Haven | 10 | 92 |
American Family Insurance | 11 | 91 |
Overall Best Life Insurance in Nevada
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in Nevada:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
Nationwide is the best life insurance company in Nevada for both men and women, boasting a MoneyGeek score of 97 with an average monthly premium of $20.
The top three life insurance providers in Nevada based on MoneyGeek scores are:
- Nationwide: MoneyGeek score of 97 out of 100 ($20 per month for women and men)
- GEICO: MoneyGeek score of 97 out of 100 ($17 per month for women and men)
- Mutual of Omaha: MoneyGeek score of 96 out of 100 ($18 per month for women; $19 per month for men)
Overall Best for Men: Nationwide
COMPANY HIGHLIGHTS
Nationwide provides the best life insurance for men in Nevada, with an outstanding MoneyGeek score of 97 and a monthly premium around $20.
Pros:
- High level of customer satisfaction
- Competitive affordability
- Diverse product offerings
Overall Best for Women: Nationwide
COMPANY HIGHLIGHTS
Nationwide, with its highest highest MoneyGeek score of 97 and monthly premium of $20, provides the best life insurance in Nevada for women.
Pros:
- High customer satisfaction
- Strong affordability
- Diverse product offerings
Best Term Life Insurance in Nevada
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Nevada:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
Costs are based on quotes gathered for a $250,000 life insurance policy with a 10-year term.
Nationwide is the top provider of the best term life insurance in Nevada for both men and women, with a MoneyGeek score of 97. The monthly premium is approximately $17 for men and $16 for women.
The top three providers are:
- Nationwide: MoneyGeek score of 97 out of 100 ($16 per month for women; $17 per month for men)
- GEICO: MoneyGeek score of 96 out of 100 ($13 per month for women and men)
- Mutual of Omaha: MoneyGeek score of 96 out of 100 ($12 per month for women; $14 per month for men)
Best Term Life: Nationwide
COMPANY HIGHLIGHTS
Nationwide provides the best term life insurance in Nevada, with a MoneyGeek score of 97 and a monthly premium of $17.
Pros:
- High customer satisfaction
- Competitive affordability
- Diverse product offerings
Best Whole Life Insurance in Nevada
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in Nevada:
- Financial Stability: 35%
- Customer Satisfaction: 30%
- Buying Process: 15%
- Product Diversity: 20%
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm provides the best whole life insurance in Nevada, with a MoneyGeek score of 99 out of 100.
The companies with top three highest MoneyGeek scores are:
- State Farm: MoneyGeek score of 99 out of 100
- Nationwide: MoneyGeek score of 98 out of 100
- American Family Insurance: MoneyGeek score of 96 out of 100
Best Whole Life: State Farm
COMPANY HIGHLIGHTS
In Nevada, State Farm is the premier choice for whole life insurance, with MoneyGeek score of 99. State Farm excels in catering to its customers' needs and ensuring a reliable insurance experience.
Pros:
- Exceptional customer satisfaction
- Broad range of insurance products
- Smooth buying experience
Best Universal Life Insurance in Nevada
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in Nevada:
- Financial Stability: 25%
- Customer Satisfaction: 25%
- Buying Process: 25%
- Product Diversity: 25%
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide provides the best universal life insurance in Nevada, with a MoneyGeek score of 99. This score showcases Nationwide’s exceptional performance across various metrics, ensuring comprehensive coverage and reliable service for all policyholders.
The top three providers with the highest MoneyGeek scores are:
- Nationwide: MoneyGeek score of 99 out of 100
- State Farm: MoneyGeek score of 98 out of 100
- American Family Insurance: MoneyGeek score of 97 out of 100
Best Universal Life: Nationwide
COMPANY HIGHLIGHTS
Nationwide provides the best universal life insurance in Nevada, with a MoneyGeek score of 99.
Pros:
- High customer satisfaction levels
- Broad range of product options
Best No-Medical-Exam Life Insurance in Nevada
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in Nevada:
- Financial Stability: 20%
- Customer Satisfaction: 25%
- Buying Process: 20%
- Product Diversity: 35%
We did not weigh affordability as we did not collect no medical life insurance quotes. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide stands out as the undisputed leader in providing the best no-medical-exam life insurance in Nevada for both men and women, with a MoneyGeek score of 99. Nationwide delivers financial security without the need for medical exams.
The three best companies are:
- Nationwide: MoneyGeek score of 99 out of 100
- State Farm: MoneyGeek score of 99 out of 100
- American Family Insurance: MoneyGeek score of 98 out of 100
Best No-Medical-Exam: Nationwide
COMPANY HIGHLIGHTS
With a MoneyGeek score of 99, Nationwide is the leading provider of no-medical-exam life insurance in Nevada for both men and women. It provides a well-rounded service that caters to the customers' diverse needs and preferences.
Pros:
- Exceptional customer satisfaction
- Diverse product offerings
Recommended Life Insurance Coverage Amount:
Best Term Life Insurance for Seniors in Nevada
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in Nevada:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 70 for a more accurate estimate.
Nationwide provides the best term life insurance for seniors in Nevada, with MoneyGeek scores of 98 for men and 97 for women. Male seniors can expect monthly premiums of approximately $61, while women can expect around $59. Nationwide's distinguished position is largely attributed to its high scores in customer satisfaction and product diversity.
- M
- F
Nationwide | 1 | $61 | 98 |
GEICO | 2 | $53 | 97 |
Mutual of Omaha | 3 | $66 | 96 |
Protective | 4 | $58 | 95 |
Prudential | 5 | $57 | 95 |
Allstate | 6 | $61 | 93 |
State Farm | 7 | $114 | 93 |
AAA | 8 | $78 | 92 |
Transamerica | 9 | $73 | 92 |
Haven | 10 | $116 | 89 |
Best Term Life Insurance for Smokers in Nevada
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Nevada for people who smoke:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the persona for the quote was adjusted to reflect an active smoker for a more accurate estimate.
Nationwide provides the best term life insurance for smokers in Nevada for both men and women, with a MoneyGeek scores of 96 and 95, respectively. Men can anticipate a monthly premium of $71, while women pay $68. Nationwide has top marks in customer satisfaction and product diversity.
- F
- M
Nationwide | 1 | $71 | 96 |
GEICO | 2 | $54 | 96 |
Mutual of Omaha | 3 | $66 | 96 |
Prudential | 4 | $52 | 95 |
State Farm | 5 | $85 | 95 |
Transamerica | 6 | $64 | 93 |
Protective | 7 | $90 | 91 |
Haven | 8 | $110 | 90 |
AAA | 9 | $116 | 89 |
Allstate | 10 | $101 | 89 |
Best Term Life Insurance for Young Adults in Nevada
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Nevada for young adults:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 20 for a more accurate estimate.
Nationwide offers the best term life insurance for young adults, scoring the highest MoneyGeek scores for both men (97) and women (97). Its monthly premiums are approximately $13 for men and $11 for women. Nationwide's top rank is due to its balance of cost efficiency, customer service and financial stability, making it a reliable choice for young adults seeking financial protection.
- F
- M
Nationwide | 1 | $11 | 97 |
GEICO | 2 | $8 | 96 |
Mutual of Omaha | 3 | $10 | 96 |
Protective | 4 | $8 | 96 |
Prudential | 5 | $11 | 93 |
Allstate | 6 | $10 | 93 |
AAA | 7 | $12 | 93 |
State Farm | 8 | $19 | 93 |
Transamerica | 9 | $11 | 93 |
Haven | 10 | $13 | 92 |
Bestow | 11 | $18 | 90 |
Best Cheap Term Life Insurance in Nevada
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in Nevada:
- Affordability: 50%
- Financial Stability: 15%
- Buying Process: 20%
- Customer Satisfaction: 5%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
Nationwide provides the best cheap term life insurance in Nevada for men, with a MoneyGeek score of 97 and a monthly premium of $17. Allstate shines for women, with a MoneyGeek score of 97 and a monthly premium of $13. These two companies are distinguished by their balance of affordability and reliability.
- M
- F
Nationwide | $17 | 97 |
GEICO | $13 | 97 |
Protective | $13 | 96 |
Mutual of Omaha | $16 | 96 |
Allstate | $16 | 95 |
Transamerica | $17 | 94 |
Prudential | $17 | 93 |
AAA | $19 | 92 |
State Farm | $30 | 89 |
Haven | $22 | 89 |
Average Cost of Term Life Insurance in Nevada
The average cost of life insurance in Nevada is $65 for women and $79 for men. Factors influencing the average cost of life insurance include age, health history, occupation and lifestyle choices. People in Nevada consider these variables when planning, ensuring loved ones are secured without overstraining the budget.
FAQ: Life Insurance in Nevada
The best life insurance in Nevada for men is offered by Nationwide.
The cost of life insurance in Nevada for men can vary based on age, health, and the amount of coverage. For the top-rated provider, Nationwide, the average monthly premium for life insurance is approximately $20.
The best life insurance in Nevada for women is offered by Nationwide.
The price of life insurance in Nevada for women depends on factors like age, health and coverage amount. Nationwide, the best provider in Nevada, has a monthly premium of $20.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.