Updated: November 21, 2024
Advertising & Editorial Disclosure
Nationwide is the top choice for men and women in North Dakota seeking life insurance. It has a MoneyGeek score of 97 for men and 96 for women, with policies costing $32 and $30, respectively.
When considering life insurance options, multiple factors should be assessed, such as affordability, satisfaction and company stability. The best policy for you will vary based on individual needs and circumstances.
BestLife InsuranceNorth DakotaBest Life Insurance Companies in North Dakota
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in North Dakota.
Coverage costs and company information for life insurance providers were updated in May 2024.
| Nationwide | 1 | 97 |
| GEICO | 2 | 96 |
| Mutual of Omaha | 3 | 95 |
| Haven | 4 | 95 |
| State Farm | 5 | 94 |
| Protective | 6 | 93 |
| Allstate | 7 | 92 |
| Prudential | 8 | 92 |
| Transamerica | 9 | 92 |
| American Family Insurance | 10 | 91 |
| AAA | 11 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in North Dakota:
Nationwide is the best life insurance provider in North Dakota for men and women. The insurer earned a MoneyGeek score of 97 for men and 96 for women, with monthly premiums of $32 and $30, respectively.
Top life insurance providers in North Dakota are:
Nationwide leads the pack with excellent marks in diversity, process, stability, satisfaction and affordability.
Nationwide is the best life insurance provider in North Dakota for men, with a MoneyGeek score of 97 and a monthly premium of $32.
Pros:
Nationwide is the top choice for the best life insurance in North Dakota for women, with a MoneyGeek score of 96 and a monthly premium of $30. The provider offers a perfect blend of customer satisfaction and product options tailored to meet the needs of its clientele.
Pros:
Cons:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in North Dakota:
Quotes gathered were for a $250,000 life insurance policy with a 10-year term.
Nationwide is the top provider for the best term life insurance in North Dakota for men and women. It has a MoneyGeek score of 96 for women and 97 for men and a monthly premium of $23 for both genders.
The top three highest MoneyGeek scores are:
Nationwide is the best term life insurance provider in North Dakota for men and women, with a MoneyGeek score of 97 for men and 96 for women and a monthly premium of $23 for both genders. Nationwide is known for its exceptional customer satisfaction and diverse product offerings.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in North Dakota:
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm is the premier provider of the best whole life insurance in North Dakota, with a MoneyGeek score of 99 for men and women.
The top providers with the highest MoneyGeek scores are:
State Farm is the leading provider of whole life insurance in North Dakota for men and women, with a MoneyGeek score of 99 for both genders. Exceptional customer satisfaction and diverse product options underscore State Farm's top position.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in North Dakota:
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide is the leading provider of the best universal life insurance in North Dakota for men and women, with a MoneyGeek score of 99 for both genders. The company stands out for its excellent customer satisfaction, affordability, diversity, process and stability.
The top three highest MoneyGeek scores are:
Nationwide is the superior choice for universal life insurance in North Dakota for men and women, with a with a MoneyGeek score of 99 for both genders.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in North Dakota:
We did not weigh affordability as we did not collect quotes for no-medical-exam life insurance. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide is the foremost provider of the best no-medical-exam life insurance in North Dakota for men and women, with a MoneyGeek score of 99 for both genders.
Here are the top three highest MoneyGeek scores:
As the premier choice for no-medical-exam life insurance in North Dakota, Nationwide stands out with a MoneyGeek score of 99 for men and women.
Pros:
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in North Dakota:
We applied the same weightings as the term life insurance category, but the profile for the quote was adjusted to a 70-year-old.
Nationwide offers the best term life insurance for seniors in North Dakota for men and women, with a MoneyGeek score of 98 for men and 97 for women. Its policies cost $89 per month for men and $86 per month for women. The company excels due to its high satisfaction, diversity and process scores, which significantly contribute to its top ranking.
| Nationwide | 1 | $89 | 98 |
| GEICO | 2 | $84 | 96 |
| Haven | 3 | $78 | 95 |
| Mutual of Omaha | 4 | $106 | 95 |
| State Farm | 5 | $159 | 94 |
| Prudential | 6 | $104 | 93 |
| Protective | 7 | $115 | 92 |
| Allstate | 8 | $106 | 92 |
| Transamerica | 9 | $119 | 91 |
| AAA | 10 | $169 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in North Dakota for people who smoke:
The same weightings were applied as the term life insurance category, but we adjusted the persona for the quote to reflect an active smoker.
Nationwide is the top provider of the best term life insurance for smokers in North Dakota for men, with a MoneyGeek score of 97 and a monthly premium of $53. Prudential leads for women, with a MoneyGeek score of 95 and a monthly cost of $36. Nationwide's top position is attributed to its high satisfaction, affordability and stability ratings.
| Nationwide | 1 | $53 | 97 |
| GEICO | 2 | $43 | 96 |
| Haven | 3 | $38 | 95 |
| Mutual of Omaha | 4 | $57 | 95 |
| Prudential | 5 | $48 | 94 |
| State Farm | 6 | $75 | 94 |
| Transamerica | 7 | $52 | 92 |
| Protective | 8 | $80 | 90 |
| AAA | 9 | $92 | 89 |
| Allstate | 10 | $78 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in North Dakota for young adults:
We applied the same weightings as the term life insurance category; however, the persona for the quote is a 20-year-old.
Nationwide is the superior choice for the best term life insurance for young adults in North Dakota for men and women, with a MoneyGeek score of 97 for men and 96 for women. The monthly premium for young adult men is around $15, while for women, it is approximately $15. Nationwide's accolade can be attributed to its stellar customer satisfaction and process scores, guiding young adults toward a secure and financially sound future.
| Nationwide | 1 | $15 | 97 |
| GEICO | 2 | $12 | 96 |
| Haven | 3 | $10 | 95 |
| Mutual of Omaha | 4 | $16 | 95 |
| State Farm | 5 | $26 | 93 |
| Protective | 6 | $16 | 93 |
| Allstate | 7 | $16 | 92 |
| Transamerica | 8 | $17 | 91 |
| Prudential | 9 | $21 | 91 |
| AAA | 10 | $24 | 91 |
| Bestow | 11 | $27 | 89 |
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in North Dakota:
We applied the same weightings as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
Allstate is the best cheap term life insurance provider in North Dakota for women, with a MoneyGeek score of 96 and a monthly premium of $18. Nationwide is the leading provider for men, with a MoneyGeek score of 96 and a monthly premium of $24. This company's impressive rating is due to its excellent balance of affordability and reliable coverage options.
| Nationwide | $23 | 96 |
| GEICO | $19 | 95 |
| Haven | $17 | 95 |
| Mutual of Omaha | $25 | 94 |
| Allstate | $25 | 92 |
| Protective | $26 | 91 |
| Transamerica | $28 | 91 |
| State Farm | $41 | 89 |
| Prudential | $31 | 89 |
| AAA | $40 | 87 |
The average cost of life insurance in North Dakota is $53 for women and $71 for men. Factors influencing these costs include health condition, lifestyle, occupation and policy type. It's essential to assess these elements before committing to a policy to ensure it meets your needs without overburdening your budget.
The best life insurance in North Dakota for men is from Nationwide.
The cost of life insurance in North Dakota for men can vary based on factors such as age, health and the amount of coverage. The monthly premium for the highest-rated company, Nationwide, is approximately $32.
The best life insurance in North Dakota for women is offered by Nationwide.
The cost of life insurance in North Dakota for women can be influenced by several factors, including age, health, lifestyle and the amount of coverage. The best life insurance, provided by Nationwide, comes with a monthly premium of approximately $30.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.
