In Oklahoma, for women, the top life insurance provider is Nationwide, with a MoneyGeek score of 96 and an average monthly premium of $26. Men find the best offering with Nationwide as well, with a MoneyGeek score of 97 and a monthly premium of $28. Choosing the right life insurance involves various aspects, such as coverage, cost and company stability.
Best Life Insurance in Oklahoma (November 2024)
Nationwide provides the best life insurance for women and men in Oklahoma, with scores of 96 and 97, respectively.
Updated: November 21, 2024
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Best Life Insurance Companies in Oklahoma
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Oklahoma.
Coverage costs and company information for life insurance providers were updated in March 2024.
Best Life Insurance in Oklahoma: Summary
- Best Whole Life Insurance
- Best Universal Life Insurance
- Best Cheap Life Insurance
- Best Life Insurance Overall
- Best Term Life Insurance
- Best Term Life Insurance for Smokers
- Best Term Life Insurance for Young Adults
- Best Term Life Insurance for Seniors
- Best No Medical Exam Life Insurance
- F
- M
Nationwide | 1 | 97 |
GEICO | 2 | 97 |
Mutual of Omaha | 3 | 96 |
State Farm | 4 | 94 |
Protective | 5 | 93 |
Allstate | 6 | 93 |
Prudential | 7 | 92 |
Transamerica | 8 | 92 |
Haven | 9 | 91 |
AAA | 10 | 89 |
Overall Best Life Insurance in Oklahoma
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in Oklahoma:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
Nationwide offers the best life insurance in Oklahoma. It earned a MoneyGeek score of 96 for women and 97 for men and a monthly premium of $26 for women and $28 for men. Nationwide offers a a blend of value and quality that reflect not only the company's financial stability but also its commitment to product diversity and customer satisfaction.
The top three companies in the state are:
- Nationwide: MoneyGeek score of 97 out of 100 ($26 per month for women; $28 per month for men)
- GEICO: MoneyGeek score of 97 out of 100 ($22 per month for women; $23 per month for men)
- Mutual of Omaha: MoneyGeek score of 96 out of 100 ($24 per month for women; $27 per month for men)
Overall Best for Men: Nationwide
COMPANY HIGHLIGHTS
Nationwide is the top choice for the best life insurance in Oklahoma for men, with an overall MoneyGeek Score of 97 and a monthly premium at around $28.
Pros:
- High customer satisfaction
- Excellent diversity in policies
- Streamlined buying process
Overall Best for Women: Nationwide
COMPANY HIGHLIGHTS
Nationwide is the the best life insurance in Oklahoma for women, offering quality service and varied product options. It earned a MoneyGeek score of 96 and offers a monthly premium of $26.
Pros:
- High customer satisfaction
- Diverse range of products
- Seamless and efficient buying process.
Cons:
- Less affordable than its competitors
Best Term Life Insurance in Oklahoma
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Oklahoma:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
Costs are based on quotes gathered for a $250,000 life insurance policy with a 10-year term.
Nationwide offers the best term life insurance in Oklahoma, with the highest MoneyGeek scores. Nationwide earned a MoneyGeek score of 97 and offers a monthly premium of $20 regardless of gender.
The top three companies are:
- Nationwide: MoneyGeek score of 97 out of 100 ($20 per month for women and men)
- GEICO: MoneyGeek score of 97 out of 100 ($17 per month for women and men)
- Protective: MoneyGeek score of 96 out of 100 ($16 per month for women; $22 per month for men)
Best Term Life: Nationwide
COMPANY HIGHLIGHTS
Nationwide stands is the best term life insurance in Oklahoma, with a MoneyGeek score of 97. The monthly premium is $20, ensuring financial protection is accessible.
Pros:
- Exceptionally high customer satisfaction
- Diverse and comprehensive insurance options.
- Streamlined and user-friendly purchasing process
Best Whole Life Insurance in Oklahoma
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in Oklahoma:
- Financial Stability: 35%
- Customer Satisfaction: 30%
- Buying Process: 15%
- Product Diversity: 20%
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm is the best provider of whole life insurance in Oklahoma, achieving a MoneyGeek score of 99. State Farm ensures that customers get not only a strong financial product but also exceptional customer support.
The top three highest MoneyGeek scores were earned by:
- State Farm: MoneyGeek score of 99 out of 100
- Nationwide: MoneyGeek score of 98 out of 100
- Mutual of Omaha: MoneyGeek score of 96 out of 100
Best Whole Life: State Farm
COMPANY HIGHLIGHTS
With a MoneyGeek score of 99, State Farm provides the best whole life insurance in Oklahoma due to its customer satisfaction and diverse range of products
Pros:
- Exceptional customer satisfaction ratings
- Wide variety of insurance product options
- Strong financial stability backing policies
Cons:
- Potentially complicated buying process
Compare Life Insurance Rates
Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.
Best Universal Life Insurance in Oklahoma
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in Oklahoma:
- Financial Stability: 25%
- Customer Satisfaction: 25%
- Buying Process: 25%
- Product Diversity: 25%
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide offers the best universal life insurance in Oklahoma, with a MoneyGeek score of 99. Nationwide consistently demonstrates its commitment to quality and value, ensuring policyholders receive top-tier financial products and services.
The top three universal life insurance providers in Oklahoma are:
- Nationwide: MoneyGeek score of 99 out of 100
- State Farm: MoneyGeek score of 98 out of 100
- Mutual of Omaha: MoneyGeek score of 97 out of 100
Best Universal Life: Nationwide
COMPANY HIGHLIGHTS
Nationwide provides the best universal life insurance in Oklahoma, with a MoneyGeek score of 99. It pairs financial security with customer satisfaction.
Pros:
- Stellar customer satisfaction
- Highly competitive pricing
- Diverse range of products
Best No-Medical-Exam Life Insurance in Oklahoma
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in Oklahoma:
- Financial Stability: 20%
- Customer Satisfaction: 25%
- Buying Process: 20%
- Product Diversity: 35%
We did not weigh affordability as we did not collect no medical life insurance quotes. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
Nationwide is the top provider of the best no-medical-exam life insurance in Oklahoma, with a MoneyGeek score of 99.
The top three companies are:
- Nationwide: MoneyGeek score of 99 out of 100
- State Farm: MoneyGeek score of 99 out of 100
- Mutual of Omaha: MoneyGeek score of 97 out of 10
Best No-Medical-Exam: Nationwide
COMPANY HIGHLIGHTS
Nationwide is the best option for no-medical-exam life insurance in Oklahoma. Garnering an overall MoneyGeek Score of 99, this leading insurer presents a blend of affordability, customer satisfaction and financial stability.
Pros:
- High customer satisfaction
- Competitive pricing options
- Wide range of insurance products
Recommended Life Insurance Coverage Amount:
Best Term Life Insurance for Seniors in Oklahoma
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in Oklahoma:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 70 for a more accurate estimate.
Nationwide is the leading provider of the best term life insurance for seniors in Oklahoma, with a MoneyGeek Score of 98. The company stands out due to its perfect scores in customer satisfaction and process, as well as excellent marks in stability and affordability. With a monthly premium of $74 for men and $72 for women, Nationwide offers a balance between cost and quality service.
- M
- F
Nationwide | 1 | $74 | 98 |
GEICO | 2 | $68 | 97 |
Mutual of Omaha | 3 | $88 | 96 |
Prudential | 4 | $86 | 94 |
State Farm | 5 | $131 | 94 |
Protective | 6 | $94 | 93 |
Allstate | 7 | $84 | 93 |
Transamerica | 8 | $98 | 92 |
AAA | 9 | $141 | 89 |
Haven | 10 | $164 | 89 |
Best Term Life Insurance for Smokers in Oklahoma
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Oklahoma for people who smoke:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the persona for the quote was adjusted to reflect an active smoker for a more accurate estimate.
Nationwide is the best term life insurance for smokers in Oklahoma, offering a balance between cost and customer service. With a MoneyGeek Score of 97 for men and 94 for women, Nationwide ensures comprehensive coverage at monthly premiums of $48 and $47, respectively. The company's top position is reinforced by its perfect scores in customer satisfaction and process. Choosing Nationwide means opting for a provider distinguished by its client-centric approach and strong industry reputation.
- F
- M
Nationwide | 1 | $48 | 97 |
GEICO | 2 | $38 | 97 |
Mutual of Omaha | 3 | $49 | 95 |
Prudential | 4 | $39 | 95 |
State Farm | 5 | $64 | 94 |
Transamerica | 6 | $43 | 93 |
Protective | 7 | $69 | 90 |
Allstate | 8 | $64 | 90 |
AAA | 9 | $80 | 90 |
Haven | 10 | $83 | 89 |
Best Term Life Insurance for Young Adults in Oklahoma
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Oklahoma for young adults:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the persona for the quote was adjusted to reflect an age of 20 for a more accurate estimate.
Nationwide provides stands out as the company providing the best term life insurance for young adults in Oklahoma, scoring 97 regardless of gender, with monthly premiums of $13 for women and $18 for men. The high MoneyGeek scores reflect Nationwide's excellent customer satisfaction, robust financial stability and efficient processes, demonstrating its commitment to providing outstanding service and reliable coverage to its policyholders.
- F
- M
Nationwide | 1 | $13 | 97 |
GEICO | 2 | $11 | 97 |
Mutual of Omaha | 3 | $14 | 96 |
State Farm | 4 | $23 | 94 |
Protective | 5 | $14 | 94 |
Allstate | 6 | $14 | 93 |
Transamerica | 7 | $15 | 92 |
Prudential | 8 | $17 | 92 |
Haven | 9 | $18 | 91 |
AAA | 10 | $21 | 89 |
Bestow | 11 | $25 | 89 |
Best Cheap Term Life Insurance in Oklahoma
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in Oklahoma:
- Affordability: 50%
- Financial Stability: 15%
- Buying Process: 20%
- Customer Satisfaction: 5%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
When it comes to the best cheap term life insurance in Oklahoma, Nationwide stands out for men, with a MoneyGeek Score of 97 and a monthly premium of $20. Transamerica takes the top spot for women, boasting a MoneyGeek Score of 97 and a monthly premium of $16. Nationwide and Transamerica lead due to their strong financial stability and customer satisfaction, which are significant contributors to their high MoneyGeek scores.
- M
- F
Nationwide | $20 | 97 |
GEICO | $17 | 97 |
Mutual of Omaha | $22 | 95 |
Allstate | $21 | 94 |
Protective | $22 | 92 |
Transamerica | $24 | 92 |
Prudential | $26 | 90 |
State Farm | $35 | 89 |
AAA | $34 | 87 |
Haven | $31 | 86 |
Average Cost of Term Life Insurance in Oklahoma
The average cost of life insurance for women in Oklahoma is $49, and that for men is $67. Factors influencing the average cost of life insurance include age, health, lifestyle and coverage amount. Understanding these factors is key to securing a favorable policy. Consider factors such as occupation and family history, which can further clarify insurance costs for Oklahomans.
FAQ: Life Insurance in Oklahoma
The best life insurance in Oklahoma for men is offered by Nationwide.
Life insurance premiums in Oklahoma for men may vary based on factors including age, health and coverage amount. The top provider, Nationwide, offers a competitive monthly premium of approximately $28.
The best life insurance in Oklahoma for women is provided by Nationwide.
The cost of life insurance in Oklahoma for women varies based on age, health and the amount of coverage. Additional factors include lifestyle choices and the term length of the policy. The best life insurance option, offered by Nationwide, has a monthly premium of approximately $26.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.