For men, Nationwide tops the list for life insurance with a MoneyGeek score of 97 and an estimated monthly premium of $12. For women, Nationwide also leads with a MoneyGeek score of 96 and a monthly premium of $12. When choosing a life insurance policy, you should take into account premiums, coverage, company stability and customer satisfaction.
Best Life Insurance in Oregon (November 2024)
Nationwide leads as Oregon's best life insurance for both men and women, with scores of 97 and 96, respectively.
Updated: November 22, 2024
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Best Life Insurance Companies in Oregon
Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Oregon.
Coverage costs and company information for life insurance providers were updated in May 2024.
Best Life Insurance in Oregon: Summary
- Best Whole Life Insurance
- Best Universal Life Insurance
- Best Cheap Life Insurance
- Best Life Insurance Overall
- Best Term Life Insurance
- Best Term Life Insurance for Smokers
- Best Term Life Insurance for Young Adults
- Best Term Life Insurance for Seniors
- Best No Medical Exam Life Insurance
- F
- M
Nationwide | 1 | 97 |
GEICO | 2 | 96 |
Protective | 3 | 96 |
Mutual of Omaha | 4 | 95 |
Allstate | 5 | 94 |
State Farm | 6 | 94 |
Haven | 7 | 92 |
AAA | 8 | 91 |
Prudential | 9 | 91 |
American Family Insurance | 10 | 91 |
Overall Best Life Insurance in Oregon
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the overall best life insurance companies in Oregon:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
Nationwide emerges as the premier life insurance provider in Oregon for both men and women, demonstrating an outstanding commitment to financial security and customer satisfaction. Nationwide's MoneyGeek score is 97 for men and 96 for women, with an affordable monthly premium of $12 for each.
Top-rated MoneyGeek life insurance scores are:
- Nationwide: MoneyGeek score of 97 out of 100 ($12 per month for men; $12 per month for women)
- GEICO: MoneyGeek score of 96 out of 100 ($10 per month for men; $10 per month for women)
- Protective: MoneyGeek score of 96 out of 100 ($10 per month for men; $8 per month for women)
Best for Men: Nationwide
COMPANY HIGHLIGHTS
Nationwide stands as the top-ranking life insurance provider in Oregon for men, with the highest MoneyGeek score of 97. With a monthly premium of approximately $12, it presents an unrivaled balance of cost, customer service and policy options.
Pros:
- Exceptional customer satisfaction
- Competitive pricing structure
- Diverse insurance products
Best for Women: Nationwide
COMPANY HIGHLIGHTS
Nationwide is the top choice for women seeking the best life insurance in Oregon. With a MoneyGeek Score of 96 and an affordable monthly premium of $12, it's clear why so many choose Nationwide for their insurance needs.
Pros:
- High customer satisfaction ratings
- Diverse range of products offered
- Simplified, effective buying process
Best Term Life Insurance in Oregon
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Oregon:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
Costs are based on quotes gathered for a $250,000 life insurance policy with a 10-year term.
Nationwide offers the best term life insurance in Oregon, achieving the highest MoneyGeek scores for both men and women. Nationwide boasts a MoneyGeek score of 97 for women and 96 for men, with monthly premiums of $9 and $11, respectively.
The top providers for men and women are:
- Nationwide: MoneyGeek score of 97 out of 100 ($11 per month for men; $9 per month for women)
- Mutual of Omaha: MoneyGeek score of 97 out of 100 ($8 per month for men; $7 per month for women)
- GEICO: MoneyGeek score of 95 out of 100 ($8 per month for men; $8 per month for women)
Best Term Life: Nationwide
COMPANY HIGHLIGHTS
Nationwide stands is the best term life insurance in Oregon for both men and women. It has the highest MoneyGeek score of 97 and a monthly premium of $9. Their exceptional score is a testament to their commitment to customer satisfaction, affordability and a diverse range of products that cater to various financial needs.
Pros:
- High customer satisfaction
- Competitive affordability
- Extensive product selection
Best Whole Life Insurance in Oregon
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best whole life insurance companies in Oregon:
- Financial Stability: 35%
- Customer Satisfaction: 30%
- Buying Process: 15%
- Product Diversity: 20%
We did not weigh affordability as we did not collect whole life insurance quotes. The company below has the highest score among the companies that offer whole life insurance policies.
State Farm has been identified as the provider with the best whole life insurance in Oregon for both men and women, with a MoneyGeek score of 99 out of 100.
- State Farm: MoneyGeek score of 99 out of 100
- Nationwide: MoneyGeek score of 98 out of 100
- American Family Insurance: MoneyGeek score of 96 out of 100
Best Whole Life: State Farm
COMPANY HIGHLIGHTS
With an overall MoneyGeek score of 99, State Farm is the premier pick for the best whole life insurance in Oregon for both men and women. It offers customer satisfaction and a robust selection of insurance products.
Pros:
- Customer satisfaction is outstanding
- Variety of insurance products
- Financial stability is top-notch
Best Universal Life Insurance in Oregon
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best universal life insurance companies in Oregon:
- Financial Stability: 25%
- Customer Satisfaction: 25%
- Buying Process: 25%
- Product Diversity: 25%
We did not weigh affordability as we did not collect universal life insurance quotes. The company below has the highest score among the companies that offer universal life insurance policies.
Nationwide provides the best universal life insurance, in Oregon, earning a MoneyGeek score of 99 for both men and women. This high ranking indicates Nationwide's performance across various metrics, including satisfaction, affordability, diversity and stability.
Top three highest MoneyGeek scores:
- Nationwide: MoneyGeek score of 99 out of 100
- State Farm: MoneyGeek score of 98 out of 100
- American Family Insurance: MoneyGeek score of 97 out of 100
Best Universal Life: Nationwide
COMPANY HIGHLIGHTS
Nationwide is the top-ranked company for the best universal life insurance in Oregon for both men and women, with a MoneyGeek score of 99. It has a strong combination of customer satisfaction, affordability and robust product offerings.
Pros:
- High customer satisfaction
- Competitive pricing contributes
- Diverse policy options
Best No-Medical-Exam Life Insurance in Oregon
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best no-medical-exam life insurance companies in Oregon:
- Financial Stability: 20%
- Customer Satisfaction: 25%
- Buying Process: 20%
- Product Diversity: 35%
We did not weigh affordability as we did not collect no-medical-exam life insurance quotes. The company below has the highest score among the companies that offer life insurance policies without mandatory medical exams.
When seeking the [best no-medical-exam life insurance]((https://www.moneygeek.com/insurance/life/best/no-medical-exam/) in Oregon, Nationwide stands out for both men and women, with a MoneyGeek score of 99.
Here are the top three highest MoneyGeek scores:
- Nationwide: MoneyGeek score of 99 out of 100
- State Farm: MoneyGeek score of 99 out of 100
- American Family Insurance: MoneyGeek score of 98 out of 100
Best No-Medical-Exam: Nationwide
COMPANY HIGHLIGHTS
Nationwide stands as the premier choice for the best no-medical-exam life insurance in Oregon, catering to both men and women. Nationwide has a robust MoneyGeek score of 99 and provides life insurance without the hassle of a medical exam.
Pros:
- High customer satisfaction
- Competitive affordability
- Diverse product offerings
Recommended Life Insurance Coverage Amount:
Best Term Life Insurance for Seniors in Oregon
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies for seniors in Oregon:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the quote was adjusted to reflect a 70-year-old, for a more accurate estimate.
Nationwide stands out as the provider with the best term life insurance for seniors in Oregon, with the highest MoneyGeek score for both men and women. For men, Nationwide has a score of 97, with a monthly premium of $40, and for women, it achieves a score of 97, with a monthly premium of $35. Nationwide has high satisfaction and diversity scores and strong process and stability evaluations.
- M
- F
Nationwide | 1 | $40 | 97 |
Mutual of Omaha | 2 | $34 | 97 |
GEICO | 3 | $37 | 95 |
Protective | 4 | $35 | 95 |
Allstate | 5 | $31 | 94 |
Prudential | 6 | $39 | 94 |
State Farm | 7 | $63 | 93 |
AAA | 8 | $45 | 92 |
Haven | 9 | $64 | 89 |
Best Term Life Insurance for Smokers in Oregon
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Oregon for people who smoke:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the quote was adjusted to reflect an active smoker for a more accurate estimate.
Mutual of Omaha is the standout company for providing the best term life insurance for smokers in Oregon for both men and women. With a MoneyGeek Score of 97 for men and 96 for women, and monthly premium costs at $35 and $31 respectively. Mutual of Omaha has strong satisfaction, affordability and diversity scores.
- F
- M
Mutual of Omaha | 1 | $35 | 97 |
GEICO | 2 | $35 | 96 |
Nationwide | 3 | $47 | 96 |
Prudential | 4 | $35 | 95 |
State Farm | 5 | $53 | 94 |
Protective | 6 | $55 | 91 |
Haven | 7 | $61 | 90 |
Allstate | 8 | $52 | 90 |
AAA | 9 | $67 | 89 |
Best Term Life Insurance for Young Adults in Oregon
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best term life insurance companies in Oregon for young adults:
- Affordability: 30%
- Financial Stability: 25%
- Buying Process: 20%
- Customer Satisfaction: 15%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the profile for the quote was adjusted to reflect an age of 20 for a more accurate estimate.
Nationwide offers the best term life insurance for young adults in Oregon for both men and women. With a MoneyGeek score of 98 for women and 98 for men, Nationwide stands out in the market. The monthly premiums are approximately $7 for men and $6 for women, providing affordable protection tailored to the needs of young adults in Oregon. Nationwide has high satisfaction, affordability, diversity, process and stability scores.
- F
- M
Nationwide | 1 | $7 | 98 |
Mutual of Omaha | 2 | $5 | 97 |
State Farm | 3 | $10 | 97 |
GEICO | 4 | $5 | 96 |
Protective | 5 | $5 | 96 |
AAA | 6 | $7 | 95 |
Haven | 7 | $7 | 94 |
Allstate | 8 | $5 | 94 |
Prudential | 9 | $8 | 94 |
Bestow | 10 | $24 | 89 |
Best Cheap Term Life Insurance in Oregon
How was this MoneyGeek score calculated?
MoneyGeek used the following weights to score and rank the best cheap term life insurance companies in Oregon:
- Affordability: 50%
- Financial Stability: 15%
- Buying Process: 20%
- Customer Satisfaction: 5%
- Product Diversity: 10%
The same weighting factors were applied as the term life insurance category; however, the quote was adjusted to reflect a 10-year term with minimum coverage.
Mutual of Omaha offers the best cheap term life insurance in Oregon for both men and women, with MoneyGeek scores of 97 for women and 97 for men. Women may get a monthly premium as low as $7, while men can find premiums at about $8.*Mutual of Omaha stands out for its superior combination of affordability and reliable coverage.
- M
- F
Mutual of Omaha | $8 | 97 |
Allstate | $8 | 97 |
Protective | $8 | 96 |
GEICO | $8 | 96 |
Nationwide | $11 | 95 |
AAA | $11 | 93 |
Prudential | $12 | 90 |
Haven | $12 | 89 |
State Farm | $16 | 89 |
Average Cost of Term Life Insurance in Oregon
The average cost of monthly premiums for life insurance in Oregon is $42 for women and $51 for men. Factors influencing the average cost of life insurance include age, health status, occupation, coverage amount and term length. For both genders, habits such as smoking can significantly affect premiums.
FAQ: Life Insurance in Oregon
The best life insurance in Oregon for men is provided by Nationwide.
The cost of life insurance in Oregon for men depends on age, health, and coverage amount. The best-rated policy comes with an average monthly premium of $12.
The best life insurance in Oregon for women is offered by Nationwide.
The cost of life insurance in Oregon for women can be influenced by age, health and coverage amount. Nationwide, which provides the top-rated life insurance, offers a monthly premium of approximately $12.
About Mark Fitzpatrick
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
Mark earned a master's degree in Economics and International Relations from Johns Hopkins University and a bachelor's degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.
sources
- Oregon.gov. "Consumer: Your Rights When Purchasing Insurance and Annuities." Accessed May 12, 2024.